GALLAGHER ROAD, DOVER, FL, 33527
Active83 days on marketListed Apr 28, 2026MLS #TB8502492
About this home
GALLAGHER ROAD
5.48 ACRES – BUILD YOUR DREAM HOME OR FAMILY ESTATE (UP TO 5 HOMES) ~ For Best Viewing click on virtual tour link ~ Rare opportunity to own 5.48 usable acres in the Valrico/Dover area, just minutes from I-4, I-75, and Diamond Hill Golf Course. ~ Zoned AS-1 (1 home per acre) — build your custom home or multi-generational family estate (up to 5 homes). -- Income-producing land (currently leased to strawberry farmers) -- Well & electricity in place -- Private pond + tree-lined stream boundary -- Open land + natural privacy ~ PERFECT FOR: Estate home / family compound ~ Workshop, barn, RV & equipment storage ~ Buyers wanting space, privacy, and flexibility ~ Rare 5+ acre parcel in this location.
Facts & features
The home at a glance
5.5 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,147 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,147/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Dover
Drive times from this address
Get to know Dover. See the full Dover guide →
DOVER 33527 — neighborhood snapshot
Population
16,412
Median age
38.3
Median income
$77,658
Median home value
$347,300
Avg household
2.96
Households w/ children
1,800
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dover market
$422K → $442K
Dover median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
Median sold price, Dover, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the DOVER 33527 median. See the full Dover market guide →
Paper trail
This home's history
Reality check
What actually sold near GALLAGHER ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$410,000
11332 SYLVAN GREEN LANE · same community
1 bd · 1 ba · 483 sqft · $849/sqft · 23 DOM
Sold · Mar ’26$220,000
4105 ROBINSON ROAD · same community
2 bd · 1 ba · 768 sqft · $286/sqft · 0 DOM
Sold · Mar ’26$200,000
1306 CASON STREET · same community
2 bd · 1 ba · 860 sqft · $233/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about GALLAGHER ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for GALLAGHER ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
GALLAGHER ROAD FAQs
What would the monthly payment be for GALLAGHER ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,147/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on GALLAGHER ROAD?+
The most recent tax bill on record (2025) was $6,224. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dover?+
At $390,000, this home is listed about 30% below the Dover median of $554,900. The market section on this page shows how the area is trending.
Which schools are assigned to GALLAGHER ROAD?+
Mann Middle School (middle), Valrico Elementary School (elementary), Brandon High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the DOVER 33527 market on paper
$390,000 is 22% below the DOVER 33527 median of $499,450.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Mann Middle School, Valrico Elementary School, Brandon High School, Patricia Sullivan Metropolitan Ministries Partnership School — Valrico Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $426,500, now $390,000 — a $37K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOMETRUST REALTY GROUP EVOLUTION · Smiley Papenfus. MLS #TB8502492.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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