David Ramirez
$335,500$341,5002 bd2 ba1,458 sqft$230 /sqft$2,490 /mo all-in ↓

1002 23RD STREET W, BRADENTON, FL, 34205

Active88 days on marketListed Apr 28, 2026MLS #TB8502279

Reduced $6KSingle Family ResidenceBROADVIEW ADD

About this home

1002 23RD STREET W

Virtually Staged. Beautifully renovated 1925 Craftsman bungalow blending original character with a full top-to-bottom modern refresh. Step inside to find a brand-new kitchen featuring crisp quartz counters, soft sage shaker cabinets, vertical shiplap accent walls, and a deep stainless sink with modern matte-black fixtures. New luxury vinyl plank flooring flows throughout, paired with fresh interior paint, crown molding, and original-style 5-panel doors that nod to the home's 1925 heritage. Both bathrooms have been fully updated with designer vanities, quartz tops, and brushed-nickel finishes. Stay comfortable year-round with brand-new ductless mini-split A/C units installed in every room — quiet, energy-efficient, zoned cooling and heating. A finished, air-conditioned attic-level bonus room adds flexible square footage perfect for a home office, studio, guest space, or playroom. Classic Craftsman charm shines on the exterior: a covered front porch with brick columns, decorative gable trim, and a gorgeous wraparound enclosed sun porch lined with banks of windows — the perfect spot for morning coffee or a Florida afternoon. The brand-new roof (2025) is one less thing to worry about. Outside, a fully fenced backyard surrounded by mature palms and shade trees offers privacy on a generous .31-acre lot. Located in a designated Opportunity Zone — a meaningful tax-advantage opportunity for the right buyer or investor — and within walking distance of Ballard Elementary, just minutes to downtown Bradenton, the Riverwalk, Manatee Memorial Hospital, and a short drive to the Gulf beaches of Anna Maria Island. Move-in ready with all the heavy lifting already done. Schedule your private showing today.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,458

Sqft

0.32 ac

Lot size

1925

Year built

One

Levels

$230

Per sqft

FireplaceCity & Trees/Woods view

Inside

FlooringLuxury Vinyl
AppliancesElectric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Solid Surface Counters · Solid Wood Cabinets · Window Treatments
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionWood Frame · Wood Siding
FoundationCrawlspace
ViewCity · Trees/Woods
FacesEast
ParkingCovered · Driveway · Off Street
ExteriorFrench Doors · Lighting · Private Mailbox · Rain Gutters · Sidewalk

Community & fees

Taxes (2025)$2,476/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,490 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,975
FHA mortgage insurance (est.)$148
Property tax — 2025 actual bill$206
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,743Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,743
Interest rate6.00%
Loan term

Estimated payment

$2,490/mo

Principal & interest$1,975
FHA mortgage insurance (est.)$148
Property taxes (actual bill)$206
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $336K
$304KedgeAI estimate $318,644 · range $316K$324K$349K

vs edgeAI estimate

+5.3%

$/sqft vs Bradenton actives

$230 vs $236

Days on market

88 vs 53 typical

Where $230/sqft sits among the 400 Bradenton actives

100
100 · this home
85
46
30
39
$122–179$179–236$236–293$293–350$350–407$407+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wares Creek

Map of 1002 23RD STREET W inside its neighborhood boundary

Drive times from this address

Downtown Tampa52 min
Tampa Int’l Airport (TPA)55 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Wares Creek — neighborhood snapshot

Population

1,472

Median age

45

Median income

$55,764

Median home value

$263,268

Avg household

2

Households w/ children

160

For the school run

Manatee County School District

ElementaryBallard Elementary School★★★★
HighManatee High School★★★★★
MiddleW. D. Sugg Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

187 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 98% above the BRADENTON 34205 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $335,500 $6K
Apr 28, 2026Listed at $341,500 · 88 days on market since
1925Built · BROADVIEW ADD

Reality check

What actually sold near 1002 23RD STREET W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1002 22ND STREET WSold · Jan ’26

$400,000

1002 22ND STREET W · same community

4 bd · 2 ba · 1,762 sqft · $227/sqft · 58 DOM

3506 33RD AVENUE WSold · Mar ’26

$345,000

3506 33RD AVENUE W

2 bd · 2 ba · 1,432 sqft · $241/sqft · 4 DOM

3016 TAUNTON DRIVE WSold · Jul ’25

$338,000

3016 TAUNTON DRIVE W

3 bd · 2 ba · 1,404 sqft · $241/sqft · 78 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1002 23RD STREET W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1002 23RD STREET W — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1002 23RD STREET W FAQs

What would the monthly payment be for 1002 23RD STREET W?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,490/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1002 23RD STREET W?+

The most recent tax bill on record (2025) was $2,476. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Bradenton?+

At $335,500, this home is listed about 15% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 1002 23RD STREET W?+

Ballard Elementary School (elementary), Manatee High School (high), W. D. Sugg Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$335,500 runs 98% above the BRADENTON 34205 median.

02City & Trees/Woods views

The city and trees/woods view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $341,500, now $335,500 — a $6K cut. The full history is in the market section below.

Listing courtesy of GENSTONE REALTY · CHRISTINA Griffin. MLS #TB8502279.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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