David Ramirez
$365,900$419,9004 bd2 ba1,570 sqft$233 /sqft$2,850 /mo all-in ↓

7772 90TH WAY, SEMINOLE, FL, 33777

Active87 days on marketListed Apr 28, 2026MLS #TB8502270

Reduced $54KPrivate poolSingle Family ResidenceLAKE PEARL ESTATES

About this home

7772 90TH WAY

New Price, New Opportunity! This 4-bedroom, 2-bath home is strategically positioned in the desireable City of Seminole—just minutes from Gulf beaches, top-rated schools, parks, and everyday essentials. It’s a location that continues to outperform, attracting consistent demand from both primary homeowners and long-term investors. Don't miss out on a pool home for an attractive price in a very well kept neighborhood in Seminole FL! 7772 90th Way delivers exactly what today’s buyers are actively searching for—prime location paired with a true Florida pool home lifestyle. The private backyard is designed to be lived in, not just looked at—perfect for hosting, unwinding, and enjoying year-round outdoor living. Beyond the lifestyle appeal, the heavy lifting has already been done. A New roof (2022), New AC system (2024), New exterior paint 2025, and a Newly refinished pool deck 2025 provide immediate confidence, reduce future expenses, and position this home as a low-risk, high-value purchase. Inside, the kitchen is built to perform with granite countertops, real wood cabinetry, and stainless steel appliances. A dedicated laundry room and bonus room add the flexibility buyers need today—ideal for a home office, gym, or additional living space. What truly sets this property apart is the combination of location, layout flexibility, and lifestyle—making it a smart purchase in one of Pinellas County’s most consistently desired areas. If you’re looking for a well-positioned pool home with space, flexibility, and strong long-term appeal, this is a property that deserves your attention. Schedule your private tour today.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,570

Sqft

0.14 ac

Lot size

1958

Year built

One

Levels

$233

Per sqft

Private pool

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorOther · Solid Wood Cabinets · Split Bedroom · Thermostat
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorOther · Permeable Paving · Storage

Community & fees

Taxes (2025)$4,484/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,850 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,154
FHA mortgage insurance (est.)$162
Property tax — 2025 actual bill$374
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,807Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,807
Interest rate6.00%
Loan term

Estimated payment

$2,850/mo

Principal & interest$2,154
FHA mortgage insurance (est.)$162
Property taxes (actual bill)$374
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $366K
$351KedgeAI estimate $466,896 · range $438K$515K$535K

vs edgeAI estimate

−21.6%

$/sqft vs Seminole actives

$233 vs $255

Days on market

87 vs 44 typical

Where $233/sqft sits among the 298 Seminole actives

61
39
51 · this home
48
49
50
$107–156$156–206$206–256$256–306$306–356$356+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Pearl Estates

Map of 7772 90TH WAY inside its neighborhood boundary

Drive times from this address

Downtown Tampa29 min
Tampa Int’l Airport (TPA)30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Seminole. See the full Seminole guide →

Lake Pearl Estates — neighborhood snapshot

Population

569

Median age

59

Median income

$62,337

Median home value

$196,600

Avg household

2

Households w/ children

35%

For the school run

Pinellas County School District

ElementaryStarkey Elementary School★★★★
MiddleOsceola Middle School★★★★★
HighDixie M. Hollins High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Seminole market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$410K$410K

Seminole median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

167 of 298

Seminole actives have cut their price

Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% above the SEMINOLE 33777 median. See the full Seminole market guide →

Paper trail

This home's history

CurrentPrice reduced to $365,900 $54K
Apr 28, 2026Listed at $419,900 · 87 days on market since
1958Built · LAKE PEARL ESTATES

Reality check

What actually sold near 7772 90TH WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9244 79TH AVENUESold · Jun ’26

$565,000

9244 79TH AVENUE · same community

3 bd · 2 ba · 1,730 sqft · $327/sqft · 52 DOM

9278 78TH PLACESold · Jun ’26

$490,000

9278 78TH PLACE · same community

3 bd · 2 ba · 1,800 sqft · $272/sqft · 33 DOM

9084 76TH AVENUESold · Jan ’26

$415,000

9084 76TH AVENUE · same community

3 bd · 2.5 ba · 1,845 sqft · $225/sqft · 65 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7772 90TH WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7772 90TH WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

7772 90TH WAY FAQs

What would the monthly payment be for 7772 90TH WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,850/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7772 90TH WAY?+

The most recent tax bill on record (2025) was $4,484. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Seminole?+

At $365,900, this home is listed about 11% below the Seminole median of $410,950. The market section on this page shows how the area is trending.

Which schools are assigned to 7772 90TH WAY?+

Starkey Elementary School (elementary), Osceola Middle School (middle), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$365,900 runs 29% above the SEMINOLE 33777 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Starkey Elementary School, Osceola Middle School, Dixie M. Hollins High School — Starkey Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $419,900, now $365,900 — a $54K cut. The full history is in the market section below.

Listing courtesy of THE SHOP REAL ESTATE CO. · Christopher Sergakis. MLS #TB8502270.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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