
309 BELLE CLAIRE PLACE, TEMPLE TERRACE, FL, 33617
Active101 days on marketListed Apr 27, 2026MLS #TB8501955
About this home
309 BELLE CLAIRE PLACE
This beautifully maintained 4-bedroom, 2-bath Temple Terrace home combines character, functionality, and modern upgrades -all in an unbeatable location next to the golf course of Temple Terrace Golf and Country Club with no HOA fees. The open-concept layout creates a bright and welcoming flow, anchored by an updated kitchen serves as the heart of the home, featuring stylish cabinetry, granite countertops, stainless steel appliances, and contemporary finishes- perfect for both everyday living and entertaining. Major recent upgrades provide peace of mind and long-term value, including: • New roof, HVAC system, electrical panel & wiring, CPVC plumbing, and windows (2022) • Full flooring replacement throughout the home (2023) • Updated shower (2022) Adding exceptional flexibility, the original two-car garage has been thoughtfully converted into a private studio apartment with its own kitchen and full bath. With a separate entrance, perfect for guests, in-laws, or as a potential income-producing rental. Outdoor and community amenities complement the lifestyle here: homeowners can opt into the Temple Terrace Family Recreation Complex, which offers pools, tennis and pickleball courts, and programs for all ages. New residents also receive a 3-month social membership to the Golf and Country Club. Conveniently located near University of South Florida, hospitals, shopping, and dining with easy access to Downtown Tampa and Tampa Internation Airport. This home delivers the perfect balance of comfort, convenience, and versatility in one of Temple Terrace’s most desirable neighborhoods.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,274
Sqft
0.25 ac
Lot size
1956
Year built
One
Levels
$330
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,172 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,172/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+44.4%
$/sqft vs Temple Terrace actives
$330 vs $209
Days on market
101 vs 50 typical
Where $330/sqft sits among the 58 Temple Terrace actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Temple Terrace
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Temple Terrace. See the full Temple Terrace guide →
TEMPLE TERRACE 33617 — neighborhood snapshot
Population
47,880
Median age
33.1
Median income
$48,651
Median home value
$267,200
Avg household
2.32
Households w/ children
5,060
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Temple Terrace market
$315K → $450K
Temple Terrace median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
30 of 58
Temple Terrace actives have cut their price
Median sold price, Temple Terrace, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 145% above the TEMPLE TERRACE 33617 median. See the full Temple Terrace market guide →
Paper trail
This home's history
Reality check
What actually sold near 309 BELLE CLAIRE PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$445,000
212 S LOCKMOOR AVENUE · same community
3 bd · 2 ba · 1,352 sqft · $329/sqft · 4 DOM
Sold · Feb ’26$350,000
417 BELLE VIEW AVENUE · same community
3 bd · 2 ba · 1,652 sqft · $212/sqft · 14 DOM
Sold · Sep ’25$395,000
209 S GREENFIELD AVENUE · same community
3 bd · 2 ba · 1,788 sqft · $221/sqft · 73 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 309 BELLE CLAIRE PLACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 309 BELLE CLAIRE PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
309 BELLE CLAIRE PLACE FAQs
What would the monthly payment be for 309 BELLE CLAIRE PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,172/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 309 BELLE CLAIRE PLACE?+
The most recent tax bill on record (2025) was $4,242. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Temple Terrace?+
At $420,000, this home is listed about 8% above the Temple Terrace median of $389,000. The market section on this page shows how the area is trending.
Which schools are assigned to 309 BELLE CLAIRE PLACE?+
Greco Middle Magnet School (middle), Lewis Elementary School (elementary), King High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PEOPLE'S CHOICE REALTY SVC LLC · Lana Duong. MLS #TB8501955.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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