David Ramirez
$320,000$365,0004 bd3 ba2,224 sqft$144 /sqft$2,413 /mo all-in ↓

1464 BLUFF LOOP, DUNDEE, FL, 33838

Active77 days on marketListed Apr 28, 2026MLS #TB8501925

Reduced $45KPrivate poolSingle Family ResidenceBLUFFS OF DUNDEE

About this home

1464 BLUFF LOOP

Welcome to 1464 Bluff Loop in the growing community of Dundee, Florida—offering comfort, space, and modern convenience. Located in the Bluffs subdivision, this property presents a great opportunity to make it your own while enjoying desirable indoor and outdoor features. Step inside to a spacious split floor plan with four bedrooms and three bathrooms, offering a versatile layout ideal for families, guests, or a home office setup. The upgraded kitchen is designed for both functionality and style, featuring modern finishes, ample cabinetry, and plenty of space for cooking and entertaining. The home also includes a water softener system for added convenience. If you enjoy the outdoors, this property truly stands out. The backyard offers a private retreat complete with a heated pool, an outdoor kitchen perfect for gatherings, and an outdoor shower for added comfort after a swim. Whether you're hosting guests or simply relaxing at home, this property offers a blend of potential, comfort, and Florida-style outdoor living.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,224

Sqft

0.26 ac

Lot size

2

Garage

1999

Year built

One

Levels

$144

Per sqft

Private poolPets allowed

Inside

FlooringCarpet · Tile · Hardwood
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Split Bedroom
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouth
ExteriorIrrigation System

Community & fees

HOA fee$15/mo
Taxes (2025)$2,555/yr
PetsYes

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,413 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,884
FHA mortgage insurance (est.)$142
Property tax — 2025 actual bill$213
HOA fee — from the listing$15
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,200Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,200
Interest rate6.00%
Loan term

Estimated payment

$2,413/mo

Principal & interest$1,884
FHA mortgage insurance (est.)$142
Property taxes (actual bill)$213
HOA / condo fee$15
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $320K
$307KedgeAI estimate $477,087 · range $428K$606K$631K

vs edgeAI estimate

−32.9%

$/sqft vs Dundee actives

$144 vs $159

Days on market

77 vs 98 typical

Where $144/sqft sits among the 68 Dundee actives

25 · this home
11
8
6
11
7
$136–148$148–160$160–172$172–184$184–197$197+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dundee

Map of 1464 BLUFF LOOP

Drive times from this address

Walt Disney World55 min
Orlando Int’l Airport (MCO)67 min
Universal Orlando70 min
Downtown Orlando74 min

Get to know Dundee. See the full Dundee guide →

DUNDEE 33838 — neighborhood snapshot

Population

5,431

Median age

32.6

Median income

$44,514

Median home value

$230,100

Avg household

2.93

Households w/ children

740

For the school run

Polk County School District

ElementarySandhill Elementary School★★★★★
HighHaines City Senior High School★★★★★
MiddleShelley S. Boone Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dundee market

Seller’s marketLeans buyer7.6 months of inventoryBuyer’s market

$315K$310K

Dundee median sold, yr/yr

98.6%

Sale-to-list ratio (12 mo)

36 of 68

Dundee actives have cut their price

Median sold price, Dundee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 11% above the DUNDEE 33838 median. See the full Dundee market guide →

Paper trail

This home's history

CurrentPrice reduced to $320,000 $45K
Apr 28, 2026Listed at $365,000 · 77 days on market since
1999Built · BLUFFS OF DUNDEE

Reality check

What actually sold near 1464 BLUFF LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

621 ROYAL PALM DRIVESold · Nov ’25

$329,553

621 ROYAL PALM DRIVE

4 bd · 2 ba · 2,168 sqft · $152/sqft · 69 DOM

640 ROYAL PALM DRIVESold · Aug ’25

$303,075

640 ROYAL PALM DRIVE

4 bd · 2 ba · 1,989 sqft · $152/sqft · 96 DOM

648 ROYAL PALM DRIVESold · Aug ’25

$315,650

648 ROYAL PALM DRIVE

4 bd · 2 ba · 1,989 sqft · $159/sqft · 103 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1464 BLUFF LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1464 BLUFF LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1464 BLUFF LOOP FAQs

What would the monthly payment be for 1464 BLUFF LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,413/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1464 BLUFF LOOP?+

The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1464 BLUFF LOOP?+

The most recent tax bill on record (2025) was $2,555. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1464 BLUFF LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dundee?+

At $320,000, this home is listed about 7% above the Dundee median of $299,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1464 BLUFF LOOP?+

Sandhill Elementary School (elementary), Haines City Senior High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$320,000 runs 11% above the DUNDEE 33838 median — but at 2,224 sqft it's also 23% larger than the typical Dundee listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $365,000, now $320,000 — a $45K cut. The full history is in the market section below.

Listing courtesy of MARK SPAIN REAL ESTATE · Ingrid Santaliz. MLS #TB8501925.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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