4031 93RD TERRACE N UNIT 5, PINELLAS PARK, FL, 33782
Active99 days on marketListed Apr 25, 2026MLS #TB8501865
About this home
4031 93RD TERRACE N UNIT 5
Welcome to this highly sought-after 2-car garage home offering water and golf course views in a vibrant 55+ community. This beautifully maintained Gormay model is truly move-in ready, showcasing pride of ownership throughout. The home features 2 spacious bedrooms, 2 full bathrooms, and a desirable open layout designed for comfortable living. Enjoy your morning coffee on the partially covered front porch, or unwind in the covered rear patio overlooking serene water views and local wildlife—perfect for relaxing or entertaining. Residents benefit from a nearly maintenance-free lifestyle, with a comprehensive monthly HOA that includes water, sewer, trash removal, exterior painting, internet, cable with DVR, lawn care, and reclaimed water irrigation. This pet-friendly neighborhood allows up to two pets, making it an ideal choice for animal lovers. The community is centered around an 18-hole public golf course and offers an array of amenities, including a heated pool, shuffleboard courts, and an active clubhouse filled with social events and activities. Nearby is Freedom Lake that provides walking trails, a dog park, picnic areas, and more opportunities to enjoy the outdoors. Conveniently located with easy access to US-19, this home is just minutes from Gulf beaches, airports, shopping, dining, medical facilities, and major Bay Area bridges. Best of all, no flood insurance is required. Experience the perfect blend of comfort, convenience, and community living in this exceptional home.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,594
Sqft
0.25 ac
Lot size
2
Garage
1979
Year built
One
Levels
$244
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,596 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,596/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+30%
$/sqft vs Pinellas Park actives
$244 vs $223
Days on market
99 vs 42 typical
Where $244/sqft sits among the 219 Pinellas Park actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mainlands Of Tamarac By The Gulf
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Pinellas Park. See the full Pinellas Park guide →
Mainlands Of Tamarac By The Gulf — neighborhood snapshot
Population
2,997
Median age
71
Median income
$49,827
Median home value
$243,951
Avg household
2
Households w/ children
95%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Pinellas Park market
$287K → $325K
Pinellas Park median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
108 of 219
Pinellas Park actives have cut their price
Median sold price, Pinellas Park, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the PINELLAS PARK 33782 median. See the full Pinellas Park market guide →
Paper trail
This home's history
Reality check
What actually sold near 4031 93RD TERRACE N UNIT 5
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$262,300
9226 41ST STREET N · same community
2 bd · 2 ba · 1,332 sqft · $197/sqft · 238 DOM
Sold · Jun ’26$237,500
4223 93RD TERRACE N UNIT 5 · same community
2 bd · 2 ba · 1,328 sqft · $179/sqft · 119 DOM
Sold · Aug ’25$250,000
9218 40TH WAY N · same community
2 bd · 2 ba · 1,136 sqft · $220/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4031 93RD TERRACE N UNIT 5 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4031 93RD TERRACE N UNIT 5 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4031 93RD TERRACE N UNIT 5 FAQs
What would the monthly payment be for 4031 93RD TERRACE N UNIT 5?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,596/mo — principal and interest, the actual property-tax bill, the $343/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4031 93RD TERRACE N UNIT 5?+
The association fee works out to $343 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4031 93RD TERRACE N UNIT 5?+
The most recent tax bill on record (2025) was $7,574. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4031 93RD TERRACE N UNIT 5?+
The listing reports pets: Cats OK, Dogs OK, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Pinellas Park?+
At $389,000, this home is listed about 30% above the Pinellas Park median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4031 93RD TERRACE N UNIT 5?+
Pinellas Central Elementary School (elementary), Pinellas Park High School (high), FitzGerald Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$389,000 runs 30% above the PINELLAS PARK 33782 median — but at 1,594 sqft it's also 32% larger than the typical Pinellas Park listing.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
99 days on market against a Pinellas Park median of 42 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of MAINLANDS-LAKES REALTY INC · Judy Selak. MLS #TB8501865.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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