642 CHIPPER DRIVE, SUN CITY CENTER, FL, 33573
Active89 days on marketListed Apr 26, 2026MLS #TB8501849
About this home
642 CHIPPER DRIVE
One or more photo(s) has been virtually staged. Welcome to easy Florida living in the heart of Sun City Center! Located in the desirable Verona community, this beautifully maintained Banyan floor plan villa offers the perfect blend of comfort, convenience, and low-maintenance living in one of the area’s most sought-after 55+ settings. This spacious home features 2 bedrooms, 2 bathrooms, plus a versatile den/office, all within a bright, open layout. The popular Banyan design is known for its functional flow and inviting living spaces, ideal for both everyday living and entertaining. The kitchen offers ample cabinetry and workspace, while the living and dining areas open seamlessly to a private screened lanai—perfect for enjoying morning coffee or relaxing evenings. The primary suite includes a generous walk-in closet and an en-suite bath with a walk-in shower. A well-positioned guest bedroom and full bath provide comfort and privacy for visitors. Major updates provide peace of mind, including a new roof (2022), new A/C (2023), and hurricane-impact windows (2019/2021). Additional highlights include an oversized 2.5-car garage, an interior laundry room with utility sink, and abundant storage throughout—features that add both convenience and value. Residents of Verona enjoy access to the exceptional amenities that make Sun City Center so popular, including golf courses, resort-style pools, fitness centers, and a wide variety of clubs and social activities. Ideally located near shopping, dining, medical facilities, and major highways, this home offers both tranquility and accessibility. Don’t miss your opportunity to own this desirable Banyan model in Verona—schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,735
Sqft
0.13 ac
Lot size
2
Garage
2015
Year built
One
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,649 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,649/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.9%
$/sqft vs SUN CITY CENTER UNIT 274 & 2
$172 vs $194
Days on market
89 vs 37 typical
Where $172/sqft sits among the 6 homes for sale in SUN CITY CENTER UNIT 274 & 2
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sun City Center
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sun City Center. See the full Sun City Center guide →
The numbers that matter
The Sun City Center market
$272K → $255K
Sun City Center median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
3 of 6
SUN CITY CENTER UNIT 274 & 2 have cut their price
Median sold price, Sun City Center, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the Sun City Center median. See the full Sun City Center market guide →
Paper trail
This home's history
Reality check
What actually sold near 642 CHIPPER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$359,000
1803 PACIFIC DUNES DRIVE · same community
2 bd · 2 ba · 1,733 sqft · $207/sqft · 12 DOM
Sold · Apr ’26$360,000
1841 PACIFIC DUNES DRIVE · same community
2 bd · 2 ba · 1,696 sqft · $212/sqft · 29 DOM
Sold · May ’26$310,000
703 CHIPPER DRIVE · same community
2 bd · 2 ba · 1,678 sqft · $185/sqft · 91 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 642 CHIPPER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 642 CHIPPER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
642 CHIPPER DRIVE FAQs
What would the monthly payment be for 642 CHIPPER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,649/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 642 CHIPPER DRIVE?+
The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 642 CHIPPER DRIVE?+
The most recent tax bill on record (2025) was $3,562. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 642 CHIPPER DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sun City Center?+
At $299,000, this home is listed about 9% above the Sun City Center median of $274,950. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Trudy McClellan. MLS #TB8501849.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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