1101 VICTORIA DRIVE UNIT 1, DUNEDIN, FL, 34698
Active92 days on marketListed Apr 24, 2026MLS #TB8501604
About this home
1101 VICTORIA DRIVE UNIT 1
Rarely available end-unit waterfront condo at The Victoria on Victoria Drive in Dunedin, Florida — directly on St. Joseph Sound, part of the Intracoastal Waterway. Light and airy, this 625-square-foot, first-floor, 1-bedroom, 1-bathroom residence offers direct pool access and wide water views to Caladesi Island through windows on three sides. The Victoria is a majestic landmark situated on over one acre of prime waterfront property on historic Victoria Drive, the beautiful, meandering waterfront lane of multimillion-dollar mansions and antebellum homes leading from Dunedin Marina to the beautiful waterfront Weaver Park. The Victoria evokes the charm and relaxed elegance of French Quarter living — a small, exclusive gated community built around a beautifully landscaped courtyard with shaded seating areas and a secluded pool overlooking St. Joseph Sound. The property offers 200 feet of private waterfront with seating and a grill area, the perfect spot to view dolphin, manatee, heron, and osprey while enjoying the tranquil open-water vista, cool coastal breezes, and spectacular sunsets. Downtown Dunedin's shops, restaurants, wine bars, breweries, and coffee shops are all within walking distance, putting one of Pinellas County's most walkable downtown districts at your doorstep with no car required. With 30-day minimum rentals permitted and steady year-round demand, this condo works as an income-producing investment property or a low-maintenance second home on the water. Whether you're after a Dunedin waterfront retreat or a rental-ready investment on the Intracoastal, The Victoria on Victoria Drive combines location, water view, and rental flexibility — come watch the sunset from your own front yard.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
625
Sqft
0.99 ac
Lot size
1961
Year built
One
Levels
$608
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,025 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,025/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+189.8%
$/sqft vs Dunedin actives
$608 vs $297
Days on market
92 vs 51 typical
Where $608/sqft sits among the 270 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
158 of 270
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 1101 VICTORIA DRIVE UNIT 1
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$299,500
1101 VICTORIA DRIVE UNIT 17 · same community
1 bd · 1 ba · 625 sqft · $479/sqft · 23 DOM
Sold · Nov ’25$372,000
1101 VICTORIA DRIVE UNIT 22 · same community
2 bd · 2 ba · 925 sqft · $402/sqft · 88 DOM
Sold · Mar ’26$415,000
530 LEXINGTON STREET
2 bd · 1 ba · 672 sqft · $618/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1101 VICTORIA DRIVE UNIT 1 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1101 VICTORIA DRIVE UNIT 1 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1101 VICTORIA DRIVE UNIT 1 FAQs
What would the monthly payment be for 1101 VICTORIA DRIVE UNIT 1?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,025/mo — principal and interest, the actual property-tax bill, the $1,011/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1101 VICTORIA DRIVE UNIT 1?+
The association fee works out to $1,011 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1101 VICTORIA DRIVE UNIT 1?+
The most recent tax bill on record (2025) was $5,383. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1101 VICTORIA DRIVE UNIT 1?+
The listing reports pets: Cats OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $380,000, this home is listed about 5% below the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1101 VICTORIA DRIVE UNIT 1?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$380,000 runs 27% above the DUNEDIN 34698 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,011/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $385,000, now $380,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Angelo Marcello LLC. MLS #TB8501604.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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