1230 GULF BOULEVARD UNIT 404, CLEARWATER BEACH, FL, 33767
Active92 days on marketListed Apr 24, 2026MLS #TB8501366
About this home
1230 GULF BOULEVARD UNIT 404
Fully furnished Gulf front condo with a Gulf view from all rooms! Bright and open kitchen area with new appliances. Updated flooring and some new furniture. Large alcove balcony with railings on 2 sides provides extra southern exposure and privacy. Walk-in closet. New electric panel installed in March 2026. Convenient storage locker across the hall from the unit. Desirable assigned under building parking space with plenty of guest parking. Locked & enclosed bicycle and kayak racks for owner to use on ground floor, plus outside semi-covered bicycle rack for tenant use. Spacious lobby area on the second floor with sitting areas, TV, sharable books, and mailboxes. Outside the lobby is a covered drive thru drop off/pick area for cars. Resort style amenities include large heated pool, hot tub, tennis/pickleball courts, shuffleboard, grilling area, plus a swing set for little ones. Private composite boardwalk leads you to the beach. Proficient on-site management and efficient maintenance and security staff. 24/7 gated security with guard. All Milestone work has been completed. Maintenance fees satisfy SIRS requirements, which reduce the need for future special assessments. Excellent location with restaurants, shops, jet ski & boat rentals across the street. Short walk or drive across Clearwater Pass to Clearwater Beach activities. This move-in ready unit is ready to be enjoyed as a permanent residence, seasonal getaway or income producing beach gem. Enjoy truly carefree beach living at its best!!!
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
869
Sqft
0 ac
Lot size
1980
Year built
One
Levels
$650
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,116 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,116/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+28.9%
$/sqft vs Clearwater Beach actives
$650 vs $571
Days on market
92 vs 84 typical
Where $650/sqft sits among the 284 Clearwater Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sand Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Sand Key — neighborhood snapshot
Population
2,337
Median age
71
Median income
$109,542
Median home value
$727,100
Avg household
2
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $916K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
129 of 284
Clearwater Beach actives have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1230 GULF BOULEVARD UNIT 404
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$500,000
3500 GULF BOULEVARD UNIT 204
1 bd · 1 ba · 840 sqft · $595/sqft · 10 DOM
Sold · Mar ’26$565,000
1520 GULF BOULEVARD UNIT 1505
1 bd · 2 ba · 980 sqft · $577/sqft · 277 DOM
Sold · Aug ’25$705,000
3500 GULF BOULEVARD UNIT 402
2 bd · 2 ba · 1,050 sqft · $671/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1230 GULF BOULEVARD UNIT 404 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1230 GULF BOULEVARD UNIT 404 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1230 GULF BOULEVARD UNIT 404 FAQs
What would the monthly payment be for 1230 GULF BOULEVARD UNIT 404?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,116/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1230 GULF BOULEVARD UNIT 404?+
The most recent tax bill on record (2025) was $8,339. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1230 GULF BOULEVARD UNIT 404?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater Beach?+
At $565,000, this home is listed about 30% below the Clearwater Beach median of $808,600. The market section on this page shows how the area is trending.
Which schools are assigned to 1230 GULF BOULEVARD UNIT 404?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TROPICAL ISLES REALTY INC · Bob Schmidt. MLS #TB8501366.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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