3903 45TH TERRACE W UNIT 106, BRADENTON, FL, 34210
Active101 days on marketListed Apr 23, 2026MLS #TB8501227
About this home
3903 45TH TERRACE W UNIT 106
Discover a charming townhouse in the heart of Bradenton, nestled within the nice gated community of Lakeside Village. This beautiful townhouse features 2 well-appointed bedrooms, a versatile study/den, 2 full bathrooms, and an additional guest bathroom, all designed with comfort and style in mind. Upon entry, you are greeted by a thoughtfully designed floor plan that flows seamlessly throughout the space. The expansive dining room and living room invite entertaining and relaxation, while the second floor offers a private retreat with the master suite, second bedroom, and study/den thoughtfully arranged for tranquility. Recently painted, the interior radiates a fresh and inviting atmosphere. Step onto the serene lanai and indulge in your morning coffee as you overlook the picturesque lake and lush natural surroundings. Built in 2008, this sturdy townhouse adheres to the latest design standards, boasting hurricane-resistant windows and fire sprinklers for your safety and peace of mind. The modern HVAC system ensures optimal comfort throughout the seasons. Constructed entirely of block, this home offers durability and sound insulation, with two stories of solid walls separating each unit. The tranquil lake in your backyard enhances the ambiance, creating an idyllic setting for relaxation. With ample guest parking available, Lakeside Village is ideally located near an array of fine dining, shopping, and just a short drive from the stunning Anna Maria Island along with other breathtaking beaches and entertainment options. The close proximity to IMG further elevates this desirable location. This remarkable townhouse is a rare find that won’t last long..
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,429
Sqft
838858 ac
Lot size
2007
Year built
Two
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,077 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,077/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bradenton actives
$181 vs $251
Days on market
101 vs 53 typical
Where $181/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
198 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% below the Bradenton median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 3903 45TH TERRACE W UNIT 106
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$209,540
3707 45TH TERRACE W UNIT 104 · same community
2 bd · 2.5 ba · 1,429 sqft · $147/sqft · 97 DOM
Sold · Apr ’26$230,000
3707 45TH TERRACE W UNIT 101 · same community
3 bd · 2.5 ba · 1,200 sqft · $192/sqft · 94 DOM
Sold · Aug ’25$206,000
3609 45TH TERRACE W UNIT 102 · same community
3 bd · 2.5 ba · 1,200 sqft · $172/sqft · 329 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3903 45TH TERRACE W UNIT 106 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3903 45TH TERRACE W UNIT 106 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3903 45TH TERRACE W UNIT 106 FAQs
What would the monthly payment be for 3903 45TH TERRACE W UNIT 106?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,077/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3903 45TH TERRACE W UNIT 106?+
The most recent tax bill on record (2025) was $3,335. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3903 45TH TERRACE W UNIT 106?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $259,000, this home is listed about 35% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of FINE PROPERTIES · Adriana Ortega De Quagliato. MLS #TB8501227.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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