David Ramirez
$350,000$370,0003 bd2.5 ba1,392 sqft$251 /sqft$2,945 /mo all-in ↓

208 CUTLASS WAY, OLDSMAR, FL, 34677

Active90 days on marketListed Apr 24, 2026MLS #TB8501214

Reduced $20KSingle Family ResidenceHAYES PARK VILLAGE

About this home

208 CUTLASS WAY

NEW PRICE! Location, location, location is the key to finding the perfect home - and this one delivers on every level. If you have been searching for a place that blends character, convenience, and community, look no further. This charming 3-bedroom home sits in the picturesque neighborhood of Hayes Park Village, a community that feels like a slice of the French Quarter right here in Florida. Nestled in the heart of the City of Oldsmar, this home offers the best of old-world-charm with modern comfort. Oldsmar is a great City known for having more parks per sq. mile than any other city in the state along with excellent schools and an abundance of activities for all ages. Also, the home of Tampa Bay Downs and Tampa Bay Skating Academy. It is a place where community pride runs deep and quality of life comes naturally. The homes inviting wrap-around porch sets the tone from the moment you arrive. Enjoy your morning coffee as you look out to the neighborhood courtyard complete with a welcoming fire pit, creating the perfect setting for neighborhood gatherings. Inside the home, gleaming hardwood floors flow through an open concept living space that feels both spacious and cozy. The kitchen is beautifully appointed with granite countertops and 36" cabinets and a center island that anchors the room- ideal for cooking, entertaining or simply enjoying daily life. A convenient first floor powder room adds practicality for guest and family alike. The master suite opens to a second floor balcony that overlooks the lake and Richard B. Rogers Park. The Master bedroom also features a tray ceiling with crown molding and an upgraded bathroom with frameless glass shower enclosure and a walk-in closet. Two additional ample sized bedrooms and a guest bath complete the upstairs. THIS HOME HAS BEEN WELL MAINTAINED; ROOF IS JUST OVER A YEAR OLD AND THE AC IS JULY OF 2025, WATER HEATER REPLACED IN 2024. The PERFECT LOCATION connects TAMPA to PINELLAS COUNTY. Close commute to Tampa International Airport and International Mall. Within minutes of Clearwater and downtown Safety Harbor, Approximately 30 minutes to the Gulf Coast Beaches.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,392

Sqft

0.04 ac

Lot size

1

Garage

2015

Year built

Two

Levels

$251

Per sqft

Park/Greenbelt view

Inside

FlooringCarpet · Ceramic Tile · Engineered Hardwood
AppliancesDishwasher · Disposal · Dryer · Ice Maker · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Closet · Upper Level · Washer Hookup
CoolingCentral Air · Zoned
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco · Wood Siding
FoundationSlab · Stem Wall
ViewPark/Greenbelt
FacesEast
ParkingGarage Door Opener
ExteriorBalcony · Courtyard · Fire Pit · Garden · Irrigation System · Lighting · Private Entrance · Sidewalk

Community & fees

HOA fee$285/mo
Taxes (2025)$3,417/yr
PetsCats OK, Dogs OK
CommunityCommunity Mailbox · Deed Restrictions · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Fire Hydrant · Sewer Available · Sewer Connected · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,945 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$285
HOA fee — from the listing$285
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,250
Interest rate6.00%
Loan term

Estimated payment

$2,945/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$285
HOA / condo fee$285
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Oldsmar

Map of 208 CUTLASS WAY

Drive times from this address

Tampa Int’l Airport (TPA)25 min
Downtown Tampa28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oldsmar. See the full Oldsmar guide →

OLDSMAR 34677 — neighborhood snapshot

Population

22,337

Median age

47.3

Median income

$85,389

Median home value

$352,200

Avg household

2.49

Households w/ children

2,157

For the school run

Pinellas County School District

ElementaryOldsmar Elementary School★★★★
MiddleJoseph L. Carwise Middle School★★★★
HighEast Lake High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oldsmar market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$360K$355K

Oldsmar median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

Median sold price, Oldsmar, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 35% above the OLDSMAR 34677 median. See the full Oldsmar market guide →

Paper trail

This home's history

CurrentPrice reduced to $350,000 $20K
Apr 24, 2026Listed at $370,000 · 90 days on market since
2015Built · HAYES PARK VILLAGE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 208 CUTLASS WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 208 CUTLASS WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

208 CUTLASS WAY FAQs

What would the monthly payment be for 208 CUTLASS WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,945/mo — principal and interest, the actual property-tax bill, the $285/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 208 CUTLASS WAY?+

The association fee works out to $285 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 208 CUTLASS WAY?+

The most recent tax bill on record (2025) was $3,417. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 208 CUTLASS WAY?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oldsmar?+

At $350,000, this home is listed about 2% above the Oldsmar median of $342,450. The market section on this page shows how the area is trending.

Which schools are assigned to 208 CUTLASS WAY?+

Oldsmar Elementary School (elementary), Joseph L. Carwise Middle School (middle), East Lake High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$350,000 runs 35% above the OLDSMAR 34677 median.

02Park/Greenbelt views

The park/greenbelt view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

90 days on market against a Oldsmar median of 43 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Oldsmar Elementary School, Joseph L. Carwise Middle School, East Lake High School — Oldsmar Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $370,000, now $350,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of DALTON WADE INC · Jennifer Kashtan. MLS #TB8501214.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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