5321 GARDENS DR, SARASOTA, FL, 34243
Active92 days on marketListed Apr 24, 2026MLS #TB8500945
About this home
5321 GARDENS DR
This well maintained home in the West Palm community is truly one not to miss! Everything you've been looking for is here; offering many updates with luxury touches. The home offers a three bedroom split plan, with an open flow and ample space for entertaining, and enjoying family life. The primary bedroom and bath are an oasis for comfort and relaxation and the walk-in closet offers impressive space. One of the upgrades includes the gorgeous Pebble Tec finished pool and paved decking, which is sure to please those loving the out of doors. The home includes special touches such as; upgraded windows, vaulted ceilings, custom window coverings, plantation shutters, updated flooring, recent exterior paint and so much more! Buyers will be "wowed" by the features offered in the oversized garage; with it's finished flooring, generous cabinetry and an additional area for storage. The HOA fee is a reasonable $500 per year. Put this one on your list to see today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,374
Sqft
0.2 ac
Lot size
2
Garage
1991
Year built
One
Levels
$274
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,226 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,226/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.6%
$/sqft vs Sarasota actives
$274 vs $330
Days on market
92 vs 58 typical
Where $274/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm West
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Palm West — neighborhood snapshot
Population
1,030
Median age
50
Median income
$72,054
Median home value
$389,300
Avg household
2
Households w/ children
82%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$470K → $470K
Sarasota median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
156 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% above the SARASOTA 34243 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 5321 GARDENS DR
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$698,000
5309 GARDENS DRIVE · same community
3 bd · 2.5 ba · 2,358 sqft · $296/sqft · 32 DOM
Sold · Jan ’26$775,000
8416 PALM LAKES COURT · same community
3 bd · 2 ba · 2,341 sqft · $331/sqft · 138 DOM
Sold · Mar ’26$375,000
4412 HIGHLAND PARK UNIT 3
3 bd · 2 ba · 2,373 sqft · $158/sqft · 125 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5321 GARDENS DR — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5321 GARDENS DR — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5321 GARDENS DR FAQs
What would the monthly payment be for 5321 GARDENS DR?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,226/mo — principal and interest, the actual property-tax bill, the $42/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5321 GARDENS DR?+
The association fee works out to $42 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5321 GARDENS DR?+
The most recent tax bill on record (2025) was $3,271. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5321 GARDENS DR?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $650,000, this home is listed about 14% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5321 GARDENS DR?+
Marjorie G. Kinnan Elementary School (elementary), Braden River High School (high), Braden River Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$650,000 runs 100% above the SARASOTA 34243 median — but at 2,374 sqft it's also 42% larger than the typical Sarasota listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $699,000, now $650,000 — a $49K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Linda Mann. MLS #TB8500945.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Sarasota homes, in your inbox
Like 5321 GARDENS DR but not quite? A daily digest of every new listing in Sarasota — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →