David Ramirez

10185 CREEKFIELD ROAD, BROOKSVILLE, FL, 34613

Active98 days on marketListed Apr 27, 2026MLS #TB8500853

Priced 86% below the BROOKSVILLE 34613 medianEPPLEY UNREC

About this home

10185 CREEKFIELD ROAD

Build your dream home on this 0.50-acre lot in Hernando County. Zoned AR2, allowing for single-family or manufactured homes (buyer to verify with the county). Partially cleared with mature trees, offering privacy and flexibility. Dirt road access. No HOA. Conveniently located near Cortez Blvd and the Suncoast Parkway for easy access to shopping and dining.

Facts & features

The home at a glance

0.5 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$236/yr

Utilities & systems

UtilitiesElectrical Nearby · Sewer Nearby · Water Nearby
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$464 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$265
FHA mortgage insurance (est.)$20
Property tax — 2025 actual bill$20
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,575Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $1,575
Interest rate6.00%
Loan term

Estimated payment

$464/mo

Principal & interest$265
FHA mortgage insurance (est.)$20
Property taxes (actual bill)$20
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Eppley

Map of 10185 CREEKFIELD ROAD inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)59 min
Downtown Tampa62 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Brooksville. See the full Brooksville guide →

Eppley — neighborhood snapshot

Population

298

Median age

50

Median income

$76,324

Median home value

$345,400

Avg household

3

Households w/ children

31%

For the school run

Hernando County School District

HighCentral High School★★★★★
MiddleWest Hernando Middle School★★★★★
ElementaryPine Grove Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Brooksville market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$300K$295K

Brooksville median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

Median sold price, Brooksville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 86% below the BROOKSVILLE 34613 median. See the full Brooksville market guide →

Paper trail

This home's history

Apr 27, 2026Listed at $45,000 · 98 days on market since

Reality check

What actually sold near 10185 CREEKFIELD ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13054 MOON ROADSold · Sep ’25

$599,000

13054 MOON ROAD · same community

3 bd · 2 ba · 1,621 sqft · $370/sqft · 40 DOM

9006 CENTRAL AVENUESold · Dec ’25

$125,000

9006 CENTRAL AVENUE

2 bd · 2 ba · 805 sqft · $155/sqft · 2 DOM

16131 BROOKRIDGE BOULEVARDSold · Jan ’26

$80,000

16131 BROOKRIDGE BOULEVARD

2 bd · 2 ba · 828 sqft · $97/sqft · 147 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10185 CREEKFIELD ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10185 CREEKFIELD ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

10185 CREEKFIELD ROAD FAQs

What would the monthly payment be for 10185 CREEKFIELD ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $464/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10185 CREEKFIELD ROAD?+

The most recent tax bill on record (2025) was $236. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Brooksville?+

At $45,000, this home is listed about 87% below the Brooksville median of $337,990. The market section on this page shows how the area is trending.

Which schools are assigned to 10185 CREEKFIELD ROAD?+

Central High School (high), West Hernando Middle School (middle), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of VITA LUXURY REALTY LLC · Maidelis Serrano. MLS #TB8500853.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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