40TH AVENUE N, ST PETERSBURG, FL, 33703
Active106 days on marketListed Apr 24, 2026MLS #TB8500663
About this home
40TH AVENUE N
If you’ve been waiting for the right opportunity in Allendale… this is where your search ends—and your vision begins. Because opportunities like this don’t come along often: a cleared homesite positioned on one of the most desirable stretches of 40th Avenue North, surrounded by estate-caliber residences that define the character and prestige of this iconic neighborhood. Set on a generous 75x131 footprint, this property is zoned NS-1, offering flexibility in design and construction. And here’s what truly sets it apart… All of this is located in a NON-FLOOD ZONE, a rarity in St Petersburg, giving you confidence as you build your custom residence exactly the way you’ve envisioned it—without compromise. Picture tree-lined streets, timeless architecture, and a neighborhood known for its charm, stability, and enduring demand. This is the kind of address that holds value… and elevates it. So the real question becomes: What would you build here—if you knew you couldn’t go wrong? Because lots like this don’t wait… And neither do the buyers who recognize them.
Facts & features
The home at a glance
0.22 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,614 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,614/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Allendale
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Allendale — neighborhood snapshot
Population
951
Median age
47
Median income
$90,954
Median home value
$351,752
Avg household
2
Households w/ children
74%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $410K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 61% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 40TH AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$440,000
3513 HAINES ROAD N · same community
3 bd · 2 ba · 1,244 sqft · $354/sqft · 2 DOM
Sold · Nov ’25$588,000
731 38TH AVENUE N · same community
3 bd · 2 ba · 1,407 sqft · $418/sqft · 35 DOM
Sold · Apr ’26$1,300,000
956 42ND AVENUE N · same community
3 bd · 2 ba · 1,741 sqft · $747/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 40TH AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 40TH AVENUE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
40TH AVENUE N FAQs
What would the monthly payment be for 40TH AVENUE N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,614/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 40TH AVENUE N?+
The most recent tax bill on record (2026) was $6,700. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $675,000, this home is listed about 57% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 40TH AVENUE N?+
John M. Sexton Elementary School (elementary), Meadowlawn Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Brad Bohnert. MLS #TB8500663.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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