1225 11TH STREET N, ST PETERSBURG, FL, 33705
Active101 days on marketListed May 6, 2026MLS #TB8500650
About this home
1225 11TH STREET N
Incredible Investment Opportunity: Historic Uptown 3-Unit Income Property in St. Petersburg Discover a rare, well-maintained vintage gem in the historic Uptown neighborhood along magnificent tree-lined streets. This triad opportunity blends classic charm with modern livability, featuring a spacious main residence plus two income-producing units—each with long-term tenants in place. The main house offers about 2,400 sq ft of living space, with four bedrooms and 2.5 baths, preserved original tile floors greeting you at the entry, tall ceilings, and generously proportioned rooms that radiate old-world charm. A magnificent fireplace anchors the living area, making it ideal for gatherings, while the layout flows gracefully into dining and living spaces filled with natural light. The property sits on a huge lot that showcases a large inground pool. The two back units also provide steady income: upstairs is a one-bedroom, one-bath unit and downstairs is another studio unit, all currently leased to long-term tenants, offering immediate cash flow. This is a true vintage home that has been meticulously cared for, merging original character with modern livability in a location that combines historic appeal with everyday convenience. If you’re seeking a remarkable Uptown find with genuine old-world charm, solid rental income, and a backdrop of tree-lined streets, this property is a must-see. Close to downtown St Petersburg and a short drive to the world renowned Pinellas county Beaches. Reach out today to schedule a tour and explore financing options that maximize this incredible opportunity.
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
3,112
Sqft
0.29 ac
Lot size
2
Garage
1913
Year built
Two
Levels
$482
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$10,362 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,362/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.4%
$/sqft vs St Petersburg actives
$482 vs $336
Days on market
101 vs 57 typical
Where $482/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Historic Uptown
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Historic Uptown — neighborhood snapshot
Population
3,698
Median age
36
Median income
$72,026
Median home value
$501,273
Avg household
2
Households w/ children
204
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
230 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 408% above the ST PETERSBURG 33705 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1225 11TH STREET N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$900,000
1101 11TH STREET N · same community
2 bd · 2 ba · 1,497 sqft · $601/sqft · 2 DOM
Sold · Apr ’26$1,310,000
2420 3RD AVENUE S
5 bd · 3 ba · 3,011 sqft · $435/sqft · 33 DOM
Sold · May ’26$1,700,000
315 8TH AVENUE NE
5 bd · 4.5 ba · 3,230 sqft · $526/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1225 11TH STREET N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1225 11TH STREET N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1225 11TH STREET N FAQs
What would the monthly payment be for 1225 11TH STREET N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,362/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1225 11TH STREET N?+
The most recent tax bill on record (2025) was $18,550. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $1,500,000, this home is listed about 248% above the St Petersburg median of $431,250. The market section on this page shows how the area is trending.
Which schools are assigned to 1225 11TH STREET N?+
John Hopkins Middle School (middle), St. Petersburg High School (high), North Shore Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 JIM WHITE & ASSOC · Helle Hartley. MLS #TB8500650.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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