David Ramirez
$495,000$525,0005 bd3 ba3,307 sqft$150 /sqft$4,134 /mo all-in ↓

11511 PALMETTO PINE STREET, RIVERVIEW, FL, 33569

Active103 days on marketListed Apr 23, 2026MLS #TB8500546

Reduced $30KSingle Family ResidenceESTUARY

About this home

11511 PALMETTO PINE STREET

Fresh look, fresh price! The bedrooms have been professionally repainted in appealing neutral tones, making the home feel brighter and more spacious. Welcome to this exceptional M/I Homes built residence, perfectly positioned on a premium homesite with tranquil conservation views and no rear neighbors—offering both privacy and a serene natural backdrop. With NO CDD and a low HOA, this beautifully maintained home combines space, functionality, and comfort in one impressive package. Boasting 3,307 square feet of living space, this thoughtfully designed floor plan offers 5 generously sized bedrooms, 3 full bathrooms, and a large upstairs bonus room—ideal for a media room, playroom, or additional living space. A first-floor bedroom with a closet provides the perfect setup for guests, a home office, or multigenerational living. The heart of the home is the spacious chef’s kitchen, featuring solid wood cabinetry, a double oven, stainless steel appliances, a large pantry, stylish backsplash, and an oversized breakfast bar/island—perfect for gathering and entertaining. The kitchen flows seamlessly into the expansive living and dining areas, enhanced by abundant natural light and an open-concept layout. Step through sliding glass doors to the covered and enclosed lanai, where you can relax and unwind while enjoying the fully fenced backyard. With plenty of room to add a pool, this outdoor space is ready to become your own private oasis. A new sauna on the patio adds an extra touch of luxury and relaxation. Upstairs, you’ll find four additional bedrooms along with a spacious bonus room. The primary suite is a true retreat, featuring a tray ceiling, dual vanities, a custom walk-in closet with built-in organization, a garden tub, and a separate shower. Additional highlights include hurricane shutters, a three-car garage with ample storage, and an extended driveway for additional parking. Conveniently located near top-rated K–12 public and charter schools, the FishHawk Sports Complex, YMCA, St. Joseph’s Hospital, shopping, dining, and major highways—with easy access to MacDill AFB—this home offers both comfort and convenience.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

3,307

Sqft

0.17 ac

Lot size

3

Garage

2013

Year built

Two

Levels

$150

Per sqft

Water viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stone · Stucco
FoundationSlab
ViewWater
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Private Mailbox · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$60/mo
Taxes (2025)$9,374/yr
PetsCats OK, Dogs OK, Yes
CommunityPark · Playground

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,134 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,914
FHA mortgage insurance (est.)$219
Property tax — 2025 actual bill$781
HOA fee — from the listing$60
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,325Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,325
Interest rate6.00%
Loan term

Estimated payment

$4,134/mo

Principal & interest$2,914
FHA mortgage insurance (est.)$219
Property taxes (actual bill)$781
HOA / condo fee$60
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $495K
$475KedgeAI estimate $563,199 · range $559K$573K$595K

vs edgeAI estimate

−12.1%

$/sqft vs Riverview actives

$150 vs $184

Days on market

103 vs 41 typical

Where $150/sqft sits among the 400 Riverview actives

79 · this home
113
93
58
22
35
$140–162$162–183$183–205$205–227$227–248$248+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Riverview

Map of 11511 PALMETTO PINE STREET

Drive times from this address

Downtown Tampa23 min
Tampa Int’l Airport (TPA)36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Riverview. See the full Riverview guide →

RIVERVIEW 33569 — neighborhood snapshot

Population

26,613

Median age

39.7

Median income

$97,500

Median home value

$330,700

Avg household

2.7

Households w/ children

3,400

For the school run

Hillsborough County School District

ElementaryCimino Elementary School★★★★
HighBloomingdale High School★★★★
MiddleBurns Middle School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Riverview market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$394K$370K

Riverview median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

208 of 400

Riverview actives have cut their price

Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 30% above the RIVERVIEW 33569 median. See the full Riverview market guide →

Paper trail

This home's history

CurrentPrice reduced to $495,000 $30K
Apr 23, 2026Listed at $525,000 · 103 days on market since
2013Built · ESTUARY

Reality check

What actually sold near 11511 PALMETTO PINE STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1583 Estuary Trail, Delray Beach FL 33483Sold · Nov ’25

$2,750,000

1583 Estuary Trail, Delray Beach FL 33483 · same community

3 bd · 3.5 ba · 3,317 sqft · $829/sqft · 379 DOM

11719 ALBATROSS LANESold · Jun ’26

$582,000

11719 ALBATROSS LANE · same community

5 bd · 3 ba · 3,400 sqft · $171/sqft · 12 DOM

1495 Estuary Trl, Delray Beach FL 33483Sold · Oct ’25

$1,840,000

1495 Estuary Trl, Delray Beach FL 33483 · same community

3 bd · 3.5 ba · 2,884 sqft · $638/sqft · 42 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11511 PALMETTO PINE STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11511 PALMETTO PINE STREET — before you fall in love.

See it in person

Schedule a tour

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Straight answers

11511 PALMETTO PINE STREET FAQs

What would the monthly payment be for 11511 PALMETTO PINE STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,134/mo — principal and interest, the actual property-tax bill, the $60/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11511 PALMETTO PINE STREET?+

The association fee works out to $60 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11511 PALMETTO PINE STREET?+

The most recent tax bill on record (2025) was $9,374. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11511 PALMETTO PINE STREET?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Riverview?+

At $495,000, this home is listed about 29% above the Riverview median of $385,000. The market section on this page shows how the area is trending.

Which schools are assigned to 11511 PALMETTO PINE STREET?+

Cimino Elementary School (elementary), Bloomingdale High School (high), Burns Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$495,000 runs 30% above the RIVERVIEW 33569 median — but at 3,307 sqft it's also 64% larger than the typical Riverview listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

103 days on market against a Riverview median of 41 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Cimino Elementary School, Bloomingdale High School, Burns Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Cimino Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $525,000, now $495,000 — a $30K cut. The full history is in the market section below.

Listing courtesy of REAL BROKER, LLC · Robert Johnson. MLS #TB8500546.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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