10 LIME STREET, PALM HARBOR, FL, 34683
Active93 days on marketListed Apr 22, 2026MLS #TB8500455
About this home
10 LIME STREET
One or more photo(s) has been virtually staged. Under Construction. This custom built executive home is tucked along a quiet street in historic Ozona, where you are don't just guy a house, you launch a lifestyle. 10 Lime Street offers 3,476 square feet of thoughtfully designed new construction in one of Pinellas County's most beloved golf cart communities. Estimated completion August 2026. Cruise the golf cart to downtown Ozona for waterfront dining, or take the short walk to the Pinellas Trail and downtown Palm Harbor's shops, breweries, and weekend markets. Zoned for A-rated schools and surrounded by the easygoing coastal-village character that makes this pocket of Florida so sought-after. As you enter you notice the 10-foot ceilings, 8-foot doors and an open-concept first floor set a bright, airy tone. The gourmet kitchen anchors the main level with Slim White cabinetry, a butler's pantry, and an oversized chef's prep island built for gathering. The dining area opens seamlessly to a 397-square-foot covered lanai overlooking the pool and generous backyard. The great room flows in Water's Edge Carmel Cloud flooring against a soft Snowbound palette, while a full pool bath finished in Capri Almond matte porcelain and Calacatta Vecchia penny mosaics serves both guests and the pool deck beyond. The vibrant corner bedroom on the 1st floor could serve well as an ideal home office, or den. Upstairs, you enter a versatile gathering room separating the master from the other bedrooms. The expansive primary suite features separate his-and-hers walk-in closets and a spa-inspired bath with Belucci Bianca polished porcelain floors and Romanta Crema shower walls. Three additional bedrooms share 2 full bathrooms and complete the second floor. Pool, lanai, designer finishes, A-rated schools, and a true golf cart lifestyle — turnkey coastal living, delivered. Planned to be completed in August, schedule your private tour today.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,476
Sqft
0.21 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$401
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,651 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,651/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Harbor actives
$401 vs $259
Days on market
93 vs 42 typical
Where $401/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
208 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 240% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 10 LIME STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$400,000
311 DEMPSEY ROAD · same community
2 bd · 1 ba · 852 sqft · $469/sqft · 2 DOM
Sold · May ’26$1,275,000
11 BIRDIE LANE
4 bd · 3 ba · 3,525 sqft · $362/sqft · 45 DOM
Sold · Nov ’25$1,139,025
316 HILLPOINT DRIVE
5 bd · 3.5 ba · 3,369 sqft · $338/sqft · 117 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10 LIME STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10 LIME STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10 LIME STREET FAQs
What would the monthly payment be for 10 LIME STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,651/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10 LIME STREET?+
The most recent tax bill on record (2025) was $5,256. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10 LIME STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $1,395,500, this home is listed about 272% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10 LIME STREET?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,395,500 runs 240% above the PALM HARBOR 34683 median — but at 3,476 sqft it's also nearly twice the size of the typical Palm Harbor listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
93 days on market against a Palm Harbor median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Robert Hite PA. MLS #TB8500455.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Harbor homes, in your inbox
Like 10 LIME STREET but not quite? A daily digest of every new listing in Palm Harbor — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →