David Ramirez
$150,000$174,9003 bd2 ba1,274 sqft$118 /sqft$1,372 /mo all-in ↓

9481 HIGHLAND OAK DRIVE UNIT 1112, TAMPA, FL, 33647

Active109 days on marketListed Apr 23, 2026MLS #TB8500442

Priced 59% below the TAMPA 33647 medianReduced $25KWaterfrontCondominiumTHE HIGHLANDS AT HUNTERS GREE

About this home

9481 HIGHLAND OAK DRIVE UNIT 1112

SELLER OFFERS BUYER CREDIT FOR 6 MONTHS OF HOA DUES! $4668.00. FIRST FLOOR! CORNER UNIT! WATER VIEWS FROM 2 OF THE 3 BEDROOMS AND FAMILY ROOM. Walking distance to amazing amenities... POOL, Tennis, Dog Park, Bike & Jogging Trail, Fitness room, Basketball, Volleyball, Soccer and Baseball facilities. Golf available with membership in Hunters Green Country Club. This unit features 3 Bedrooms all with Walk-In Closets, 2 Bathrooms, Family Room with water view, open kitchen and dining area. Primary Bedroom has ensuite bath. PLUS a screen enclosed lanai overlooking the water. Gated and guarded for security. FRESHLY PAINTED, NEW window treatments, NEW lights, carpets and home professionally cleaned. ALL granite in kitchen and bathrooms. BRAND NEW refrigerator and dishwasher. NEW A/C 2025. ONE RESERVED PARKING SPACE and Visitors spaces available.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,274

Sqft

0.03 ac

Lot size

1992

Year built

One

Levels

$118

Per sqft

WaterfrontPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionMetal Frame · Stucco · Wood Frame
FoundationSlab
FacesNorth
ExteriorPlayground · Private Mailbox · Sidewalk · Sliding Doors · Storage · Tennis Court(s)

Community & fees

Taxes (2025)$3,150/yr
PetsSize Limit, Yes
CommunityAssociation Recreation - Owned · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Phone Available · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,372 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$883
FHA mortgage insurance (est.)$66
Property tax — 2025 actual bill$263
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,250
Interest rate6.00%
Loan term

Estimated payment

$1,372/mo

Principal & interest$883
FHA mortgage insurance (est.)$66
Property taxes (actual bill)$263
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $150K
$144KedgeAI estimate $188,438 · range $186K$195K$203K

vs edgeAI estimate

−20.4%

$/sqft vs Tampa actives

$118 vs $299

Days on market

109 vs 43 typical

Where $118/sqft sits among the 400 Tampa actives

179 · this home
136
31
19
12
23
$118–283$283–447$447–612$612–777$777–942$942+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hunter's Greene

Map of 9481 HIGHLAND OAK DRIVE UNIT 1112 inside its neighborhood boundary

Drive times from this address

Downtown Tampa32 min
Tampa Int’l Airport (TPA)43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Hunter's Greene — neighborhood snapshot

Population

5,019

Median age

48

Median income

$137,996

Median home value

$454,523

Avg household

2

Households w/ children

745

For the school run

Hillsborough County School District

ElementaryHunter's Green Elementary School★★★★
MiddleBenito Middle School★★★★
HighWharton High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$432K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

207 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 59% below the TAMPA 33647 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $150,000 $25K
Apr 23, 2026Listed at $174,900 · 109 days on market since
1992Built · THE HIGHLANDS AT HUNTERS GREE

Reality check

What actually sold near 9481 HIGHLAND OAK DRIVE UNIT 1112

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9481 HIGHLAND OAK DRIVE UNIT 802Sold · Jan ’26

$195,000

9481 HIGHLAND OAK DRIVE UNIT 802 · same community

3 bd · 2 ba · 1,274 sqft · $153/sqft · 15 DOM

9481 HIGHLAND OAK DRIVE UNIT 1311Sold · May ’26

$167,500

9481 HIGHLAND OAK DRIVE UNIT 1311 · same community

3 bd · 2 ba · 1,274 sqft · $131/sqft · 5 DOM

9481 HIGHLAND OAK DRIVE UNIT 1506Sold · May ’26

$160,000

9481 HIGHLAND OAK DRIVE UNIT 1506 · same community

3 bd · 2 ba · 1,274 sqft · $126/sqft · 86 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9481 HIGHLAND OAK DRIVE UNIT 1112 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9481 HIGHLAND OAK DRIVE UNIT 1112 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

9481 HIGHLAND OAK DRIVE UNIT 1112 FAQs

What would the monthly payment be for 9481 HIGHLAND OAK DRIVE UNIT 1112?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,372/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 9481 HIGHLAND OAK DRIVE UNIT 1112?+

The most recent tax bill on record (2025) was $3,150. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9481 HIGHLAND OAK DRIVE UNIT 1112?+

The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $150,000, this home is listed about 67% below the Tampa median of $449,999. The market section on this page shows how the area is trending.

Which schools are assigned to 9481 HIGHLAND OAK DRIVE UNIT 1112?+

Hunter's Green Elementary School (elementary), Benito Middle School (middle), Wharton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the TAMPA 33647 market on paper

$150,000 is 59% below the TAMPA 33647 median of $365,000, and at $118/sqft it sits under the Tampa average of $346.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

109 days on market against a Tampa median of 43 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Hunter's Green Elementary School, Benito Middle School, Wharton High School, Patricia Sullivan Metropolitan Ministries Partnership School — Hunter's Green Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $174,900, now $150,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of STARLIGHT REALTY INC. · Deborah Farmer. MLS #TB8500442.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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