400 CENTRAL AVENUE UNIT 3506, ST PETERSBURG, FL, 33701
Pending113 days on marketListed Apr 22, 2026MLS #TB8500436
About this home
400 CENTRAL AVENUE UNIT 3506
Virtually Staged. Opportunity – motivated seller. Priced below all units of this floor plan & Developer's Pricing. Perched on the 35th floor of 400 Central. The views of the Tampa Bay are absolutely incredible. Wrap-around terrace frame tri-directional views sweeping from Tampa Bay across the downtown skyline to Gulf sunsets on the horizon and captures every angle of the city of St. Petersburg. Watch the sunrise from your primary suite, have coffee on you over 500 sqft balcony. (One of the biggest in the building). Floor to ceiling hurricane impact windows, rated to 160mph. High end cabinets Tampa Bay across the downtown skyline to Gulf sunsets on the horizon. Inside, designer finishes are already in place: a chef's kitchen with quartz surfaces and a gas cooktop, light wide-plank flooring, and spa-inspired baths in Italian marble with dual vanities. The primary suite opens to skyline and bay views with a custom walk-in closet and en suite spa bath, while two spacious guest bedrooms each frame their own vista. A rare two-space parking package conveys — including one of only ten coveted second-level spots with key-fob security access and a private EV charging station, plus a dedicated valet space.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,948
Sqft
2.3 ac
Lot size
2
Garage
2026
Year built
One
Levels
$1,001
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$14,222 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$14,222/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.8%
$/sqft vs St Petersburg actives
$1,001 vs $329
Days on market
113 vs 58 typical
Where $1,001/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33701 — neighborhood snapshot
Population
18,485
Median age
46.3
Median income
$69,098
Median home value
$590,900
Avg household
1.65
Households w/ children
934
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
224 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 153% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 400 CENTRAL AVENUE UNIT 3506
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,150,000
400 CENTRAL AVENUE UNIT 3508 · same community
2 bd · 2.5 ba · 1,348 sqft · $853/sqft · 42 DOM
Sold · Dec ’25$1,425,000
1909 BEACH DRIVE SE
2 bd · 3 ba · 1,940 sqft · $735/sqft · 6 DOM
Sold · Sep ’25$240,000
341 20TH AVENUE S
3 bd · 2 ba · 1,932 sqft · $124/sqft · 101 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 400 CENTRAL AVENUE UNIT 3506 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 400 CENTRAL AVENUE UNIT 3506 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
400 CENTRAL AVENUE UNIT 3506 FAQs
What would the monthly payment be for 400 CENTRAL AVENUE UNIT 3506?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,222/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 400 CENTRAL AVENUE UNIT 3506?+
The most recent tax bill on record (2026) was $33,699. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 400 CENTRAL AVENUE UNIT 3506?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,950,000, this home is listed about 348% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 400 CENTRAL AVENUE UNIT 3506?+
Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,950,000 runs 153% above the ST PETERSBURG 33701 median — but at 1,948 sqft it's also 44% larger than the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $2,375,000, now $1,950,000 — a $425K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PARK PROPERTY GROUP · Matthew Baldwin. MLS #TB8500436.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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