David Ramirez
$485,000$489,0004 bd3 ba2,586 sqft$188 /sqft$3,899 /mo all-in ↓

4317 CLOUD HOPPER WAY, LUTZ, FL, 33559

Active90 days on marketListed Apr 21, 2026MLS #TB8500396

Reduced $4KWaterfrontTownhouseVOLANTI

About this home

4317 CLOUD HOPPER WAY

LIKE A MODEL & MOVE IN READY! Welcome to this stunning large 2,586 sq ft Luxury Townhome located in the highly desirable Lutz/Wesley Chapel area gated community of Volanti with 24-hour surveillance and resort-style amenities. Location, location, location! Experience luxury and convenience all in one exceptional home. Wake up each day to serene waterfront views featuring a stunning fountain that creates the perfect setting for relaxation and everyday enjoyment. Whether enjoying your morning coffee or unwinding at sunset, the picturesque scenery delivers a peaceful retreat right outside your door. Perfectly situated in this highly sought-after area, this home offers an unbeatable lifestyle with the convenience of being just a short walk or quick golf cart ride to vibrant restaurants, charming shops, grocery stores, and everyday essentials. A soon-to-be-constructed wide sidewalk will further enhance the community’s walkability and overall appeal, creating even greater connectivity and enjoyment for residents. Location truly sets this property apart!!! Enjoy being just minutes from Tampa Premium Outlets, The Shops at Wiregrass, The Grove, premier dining, championship golf courses, top-rated hospitals, and major roadways including I-75, I-275, SR-56, and SR-54 for easy access throughout the Tampa Bay area. Whether you’re searching for the perfect full-time residence, seasonal retreat, or luxurious vacation getaway, this home checks every box and offers the complete Florida lifestyle experience. This beautifully designed residence offers 4 bedrooms, 3 bathrooms, a spacious bonus room/loft area and a 2-car garage, perfectly blending style, comfort, and functionality. From the moment you step inside, you’re greeted by a grand foyer with soaring ceilings and elegant tile flooring that flows seamlessly throughout the main living areas. The open concept kitchen is a true showpiece, featuring 42” cabinetry, beautiful quartz countertops, a stylish glass tile backsplash, stainless steel appliances and a large center island with breakfast bar, ideal for entertaining or everyday living. The living room opens effortlessly to a screened paver lanai through sliding glass doors, creating the perfect indoor-outdoor living space where you can relax and take in peaceful gorgeous pond views. Upstairs, the private owner’s retreat is thoughtfully separated from the secondary bedrooms and offers a spacious walk-in closet, dual quartz vanities and a oversized walk-in shower. The second floor also features a large bonus room/loft area perfect for a home theater, home office or playroom area. Secondary bedrooms include walk-in closets and share a well-appointed bathroom with dual quartz sinks and a tub/shower combination. Also included is an oversized upstairs laundry room and a fourth bedroom and full bath on the 1st floor level provide flexibility for guests, a home office, or multigenerational living. This home is equipped with energy-efficient features such as double-pane Low-E vinyl windows. Low HOA fees include exterior maintenance including painting, roof, pressure washing, lawn care, landscaping. Located in the gated community of Volanti, residents enjoy access to a heated pool, BBQ area and outdoor fire pit, all with NO CDD fees and low HOA fees. THIS HOME IS A MUST SEE! CONTACT US FOR A PRIVATE TOUR.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,586

Sqft

0.06 ac

Lot size

2

Garage

2022

Year built

Two

Levels

$188

Per sqft

WaterfrontWater viewNegotiablePets allowed

Inside

FlooringCarpet · Tile · Vinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Smart Home · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
ViewWater
FacesEast
ParkingDriveway
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$300/mo
Taxes (2025)$4,429/yr
PetsYes
CommunityCommunity Mailbox · Deed Restrictions · Gated Community - No Guard · Pool · Sidewalks

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,899 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,855
FHA mortgage insurance (est.)$215
Property tax — 2025 actual bill$369
HOA fee — from the listing$300
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,975Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,975
Interest rate6.00%
Loan term

Estimated payment

$3,899/mo

Principal & interest$2,855
FHA mortgage insurance (est.)$215
Property taxes (actual bill)$369
HOA / condo fee$300
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $485K
$408KedgeAI estimate $510,353 · range $425K$665K$692K

vs edgeAI estimate

−5%

$/sqft vs VOLANTI

$188 vs $186

Days on market

90 vs 35 typical

Where $188/sqft sits among the 6 homes for sale in VOLANTI

1
2
1
0 · this home
1
1
$180–183$183–185$185–187$187–189$189–191$191+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lutz

Map of 4317 CLOUD HOPPER WAY

Get to know Lutz. See the full Lutz guide →

LUTZ 33559 — neighborhood snapshot

Population

19,147

Median age

32.1

Median income

$78,264

Median home value

$343,700

Avg household

2.65

Households w/ children

2,034

For the school run

Hillsborough County School District

ElementaryManiscalco K-8 School★★★★
HighFreedom High School★★★★
MiddleLiberty Middle School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lutz market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$580K$487K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

2 of 6

VOLANTI have cut their price

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% above the LUTZ 33559 median. See the full Lutz market guide →

Paper trail

This home's history

CurrentPrice reduced to $485,000 $4K
Apr 21, 2026Listed at $489,000 · 90 days on market since
2022Built · VOLANTI

Reality check

What actually sold near 4317 CLOUD HOPPER WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

26082 WOVEN WICKER BENDSold · Jan ’26

$403,000

26082 WOVEN WICKER BEND · same community

3 bd · 2.5 ba · 2,243 sqft · $180/sqft · 169 DOM

4351 CLOUD HOPPER WAYSold · Mar ’26

$440,990

4351 CLOUD HOPPER WAY · same community

3 bd · 2.5 ba · 2,230 sqft · $198/sqft · 142 DOM

4220 CLOUD HOPPER WAYSold · Jun ’26

$335,000

4220 CLOUD HOPPER WAY · same community

3 bd · 2.5 ba · 1,680 sqft · $199/sqft · 31 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4317 CLOUD HOPPER WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4317 CLOUD HOPPER WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4317 CLOUD HOPPER WAY FAQs

What would the monthly payment be for 4317 CLOUD HOPPER WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,899/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4317 CLOUD HOPPER WAY?+

The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4317 CLOUD HOPPER WAY?+

The most recent tax bill on record (2025) was $4,429. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4317 CLOUD HOPPER WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lutz?+

At $485,000, this home is listed about 1% below the Lutz median of $489,999. The market section on this page shows how the area is trending.

Which schools are assigned to 4317 CLOUD HOPPER WAY?+

Maniscalco K-8 School (elementary), Freedom High School (high), Liberty Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$485,000 runs 20% above the LUTZ 33559 median — but at 2,586 sqft it's also 21% larger than the typical Lutz listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

90 days on market against a Lutz median of 35 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Maniscalco K-8 School, Freedom High School, Liberty Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Maniscalco K-8 School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $489,000, now $485,000 — a $4K cut. The full history is in the market section below.

Listing courtesy of SIGNATURE REALTY ASSOCIATES · Christina Barone. MLS #TB8500396.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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