David Ramirez
$671,9024 bd3.5 ba3,338 sqft$201 /sqft$4,173 /mo all-in ↓

9545 NATURAL OAK POINT, DADE CITY, FL, 33525

Active105 days on marketListed Apr 20, 2026MLS #TB8499936

New constructionSingle Family ResidencePASADENA RIDGE

About this home

9545 NATURAL OAK POINT

Under Construction. The Red Bud is a spacious and elegant two-story home offering 3,300 square feet of well-designed living space, perfect for growing families or those who love to entertain. With 4 bedrooms, 2.5 bathrooms, a flex room, loft, and a 3-car garage, this open-concept floor plan provides comfort, versatility, and style. The main floor boasts an expansive layout that includes a designated dining room and a modern executive kitchen that opens seamlessly to the great room. The kitchen is a true highlight, with an abundance of 42" upper cabinets on two walls, durable quartz countertops, and a massive island with a breakfast bar that seats five. A walk-in pantry provides ample storage, making this kitchen as functional as it is beautiful. The adjacent great room offers enough space for generous seating arrangements, a large flat-screen TV, entertainment console, and more—perfect for relaxing or entertaining. Located just off the foyer, a stylish powder room and a flexible bonus room provide additional convenience and space, ideal for a home office, library, or playroom. The owner’s suite is privately situated on the main floor and includes a spacious bedroom, a well-appointed en suite bathroom with an elongated glass-enclosed shower, a high-level window for natural light, linen closet, and a walk-in closet with plenty of room for storage. Upstairs, a central loft offers additional living space and serves as the hub for three secondary bedrooms, each featuring its own walk-in closet. A full hallway bath serves these bedrooms and includes a smart partitioned layout, separating the sink area from the toilet and shower for added functionality. Extra storage is conveniently located under the stairwell. The 3-car garage offers ample room for vehicles, tools, and recreational gear—perfect for busy households that need both storage and space. The Red Bud brings together open, modern living with practical features, generous storage, and flexible spaces to meet your family’s every need. Photos, renderings and plans are for illustrative purposes only and should never be relied upon and may vary from the actual home. Pricing, dimensions and features can change at any time without notice or obligation.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,338

Sqft

0.18 ac

Lot size

3

Garage

2026

Year built

Two

Levels

$201

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Washer
InteriorEating Space In Kitchen · In Wall Pest System · Open Floorplan · Pest Guard System · Primary Bedroom Main Floor · Solid Surface Counters · Thermostat
LaundryGas Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · HardiPlank Type · Stucco · Wood Frame
FoundationSlab
FacesNorth
ParkingGarage Door Opener
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$135/mo
Taxes (2025)$0/yr
PetsNumber Limit, Yes
CommunityClubhouse · Deed Restrictions · Dog Park · Fitness Center · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Phone Available · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,173 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,626
PMI (est., until 20% equity)$252
Property tax — 2025 actual bill$0
HOA fee — from the listing$135
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $67,190Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $67,190
Interest rate6.00%
Loan term

Estimated payment

$4,788/mo

Principal & interest$3,626
PMI (est., until 20% equity)$252
Est. property taxes$616
HOA / condo fee$135
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $672K
$643KedgeAI estimate $789,516 · range $670K$1.3M$1.3M

vs edgeAI estimate

−14.9%

$/sqft vs PASADENA RIDGE

$201 vs $190

Days on market

105 vs 28 typical

Where $201/sqft sits among the 36 homes for sale in PASADENA RIDGE

8
8
6
8 · this home
3
3
$149–166$166–182$182–198$198–215$215–231$231+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dade City

Map of 9545 NATURAL OAK POINT

Drive times from this address

Downtown Tampa49 min
Tampa Int’l Airport (TPA)60 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dade City. See the full Dade City guide →

DADE CITY 33525 — neighborhood snapshot

Population

20,220

Median age

44.2

Median income

$69,697

Median home value

$228,700

Avg household

2.57

Households w/ children

2,084

For the school run

Pasco County School District

HighPasco High School★★★★
MiddlePasco Middle School★★★★
ElementarySan Antonio Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dade City market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$340K$352K

Dade City median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

21 of 36

PASADENA RIDGE have cut their price

Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 77% above the DADE CITY 33525 median. See the full Dade City market guide →

Paper trail

This home's history

Apr 20, 2026Listed at $671,902 · 105 days on market since
2026Built · PASADENA RIDGE

Reality check

What actually sold near 9545 NATURAL OAK POINT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9285 ORCHARD PARK LANESold · Jun ’26

$478,990

9285 ORCHARD PARK LANE · same community

5 bd · 3.5 ba · 3,182 sqft · $151/sqft · 81 DOM

9258 PAVILION SHADE DRIVESold · Jun ’26

$476,840

9258 PAVILION SHADE DRIVE · same community

5 bd · 3.5 ba · 3,182 sqft · $150/sqft · 170 DOM

35459 ARBOR RETREAT DRIVESold · Jul ’26

$449,990

35459 ARBOR RETREAT DRIVE · same community

5 bd · 3 ba · 3,011 sqft · $149/sqft · 85 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9545 NATURAL OAK POINT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9545 NATURAL OAK POINT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

9545 NATURAL OAK POINT FAQs

What would the monthly payment be for 9545 NATURAL OAK POINT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,173/mo — principal and interest, estimated property taxes, the $135/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9545 NATURAL OAK POINT?+

The association fee works out to $135 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9545 NATURAL OAK POINT?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9545 NATURAL OAK POINT?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dade City?+

At $671,902, this home is listed about 72% above the Dade City median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 9545 NATURAL OAK POINT?+

Pasco High School (high), Pasco Middle School (middle), San Antonio Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of MATTAMY REAL ESTATE SERVICES · Candace Merry. MLS #TB8499936.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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