David Ramirez
$1,189,500$1,289,5004 bd3 ba3,018 sqft$394 /sqft$7,824 /mo all-in ↓

8013 KEY WEST CONCH DRIVE, RIVERVIEW, FL, 33578

Active94 days on marketListed Apr 20, 2026MLS #TB8499871

Reduced $100KWaterfrontPrivate poolSingle Family ResidenceKEY WEST LANDINGS

About this home

8013 KEY WEST CONCH DRIVE

Welcome to a true BOATER's PARADISE with NO FLOOD INSURANCE required. Where access to the waterfront lifestyle reaches its most refined expression in the exclusive, gated enclave of Key West Landings. A unique private community of just 18 homes sits gracefully along the Alafia River as it widens toward Tampa Bay, offering residents all the conveniences of a deeded boat slips with lifts that make every outing effortless. One touch lowers your watercraft, inviting spontaneous adventures with quick access to the Gulf. Enjoy countless waterfront dining options, the vibrant energy of the Riverwalk, and views of both Tampa and Saint Pete skylines. Every adventure surrounds you with wildlife, from dolphin to manatee, an endless variety of fish and sea birds. Relax with a break at one of several sandy islands to take it all in. Nature surrounds this oversized lot with peaceful vistas over a private four-acre lake, stocked for bass fishing. Cast your line right from your back yard or the community dock on the lake. From the lanai, the scene feels like your personal sanctuary, alive with an ever-changing parade of birds, your very own aviary, a place where mornings unfold quietly and evenings settle into effortless calm. Inside, the home reveals a thoughtfully designed layout of 4 bedrooms and 3 bathrooms across 3,018 square feet. The expansive living room serves as the heart of the residence, where French doors frame views of the resort-style pool and invite seamless connection to an outdoor oasis. The pavered lanai creates an exceptional setting for al fresco dining, gatherings around the generous four-foot-wide fireplace, and evenings spent under the stars. An entertainers dream and a true expression of the Florida Outdoor Living Lifestyle. The primary suite occupies the first floor, offering a private sanctuary with two walk-in closets and a spa-inspired bath featuring dual separated vanities, a frameless glass shower, and a freestanding soaking tub. A second bedroom, located on the opposite side of the home offers privacy ideal for guests or an In Law Suite. A spacious laundry room just outside of the oversized 3 car garage completes the main level. Upstairs, two additional bedrooms share a Jack-and-Jill bath each with a separate vanity, while an oversized loft provides versatile space for family, work, or relaxation. Ten-foot ceilings and eight-foot doors throughout create an open, airy atmosphere that feels both grand and warmly inviting. The kitchen stands ready for those who love to cook and entertain, showcasing quartz countertops, premium Thermador and Bosch appliances, and rich 42-inch maple cabinetry. Every detail reflects a commitment to quality, from the durable Hardie board siding and metal roof to Low-E double-pane hurricane-impact windows, a whole-house water filtration system, and an invisible dog fence. Recent updates, including a new pool screen, resealed pool tiles, new pool heater, and complete update of the air conditioning, provide immediate peace of mind. This home offers more than a residence. It presents a lifestyle where luxury, adventure, and tranquility blend into daily rhythm. Here, every sunrise over the water and every evening on the lanai reminds you that life can feel like a perpetual vacation. This rare opportunity in Key West Landings awaits the next chapter of its story. Schedule a private showing today and experience firsthand the elegance and serenity that define this exceptional waterfront home.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,018

Sqft

0.28 ac

Lot size

3

Garage

2016

Year built

Two

Levels

$394

Per sqft

Private poolWaterfrontFireplaceWater viewPets allowed

Inside

FlooringHardwood
AppliancesBar Fridge · Built-In Oven · Dishwasher · Dryer · Exhaust Fan · Freezer · Ice Maker · Microwave · Range · Refrigerator · Touchless Faucet · Washer · Water Filtration System
InteriorCeiling Fan(s) · Dry Bar · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
ViewWater
FacesNorth
ExteriorFrench Doors · Irrigation System · Lighting · Outdoor Kitchen · Private Yard

Community & fees

HOA fee$300/mo
Taxes (2025)$5,992/yr
PetsYes
CommunityDock · Fishing · Lake · Private Boat Ramp · River · Water Access · Waterfront · Deed Restrictions · Gated Community - No Guard · Golf Carts OK

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Public · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,824 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,418
PMI (est., until 20% equity)$446
Property tax — 2025 actual bill$499
HOA fee — from the listing$300
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $118,950Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $118,950
Interest rate6.00%
Loan term

Estimated payment

$7,824/mo

Principal & interest$6,418
PMI (est., until 20% equity)$446
Property taxes (actual bill)$499
HOA / condo fee$300
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.2M
$573KedgeAI estimate $690,473 · range $597K$835K$1.2M

vs edgeAI estimate

+72.3%

Days on market

94 vs 33 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Riverview

Map of 8013 KEY WEST CONCH DRIVE

Drive times from this address

Downtown Tampa19 min
Tampa Int’l Airport (TPA)32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Riverview. See the full Riverview guide →

RIVERVIEW 33578 — neighborhood snapshot

Population

58,474

Median age

35

Median income

$80,223

Median home value

$298,000

Avg household

2.45

Households w/ children

7,421

For the school run

Hillsborough County School District

HighSpoto High School★★★★★
ElementaryIppolito Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Riverview market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$397K$369K

Riverview median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 297% above the RIVERVIEW 33578 median. See the full Riverview market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,189,500 $100K
Apr 20, 2026Listed at $1,289,500 · 94 days on market since
2016Built · KEY WEST LANDINGS

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8013 KEY WEST CONCH DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8013 KEY WEST CONCH DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8013 KEY WEST CONCH DRIVE FAQs

What would the monthly payment be for 8013 KEY WEST CONCH DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,824/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8013 KEY WEST CONCH DRIVE?+

The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8013 KEY WEST CONCH DRIVE?+

The most recent tax bill on record (2025) was $5,992. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8013 KEY WEST CONCH DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Riverview?+

At $1,189,500, this home is listed about 206% above the Riverview median of $389,250. The market section on this page shows how the area is trending.

Which schools are assigned to 8013 KEY WEST CONCH DRIVE?+

Spoto High School (high), Ippolito Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,189,500 runs 297% above the RIVERVIEW 33578 median — but at 3,018 sqft it's also 51% larger than the typical Riverview listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

94 days on market against a Riverview median of 33 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,289,500, now $1,189,500 — a $100K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES · Kelly Touchton. MLS #TB8499871.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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