4570 PENKERT PLACE, LAKELAND, FL, 33811
Active105 days on marketListed Apr 20, 2026MLS #TB8499800
About this home
4570 PENKERT PLACE
Beautiful 4 bedroom 2 bath 2 car garage home with 1,940 sq. ft. living area. The home has split bedrooms and an open concept floor plan with high ceilings. The kitchen has 42 -inch cabinets, stainless appliances, lots of counter space and storage. There is natural light throughout the home. The home is located in a private gated community. There is no CDD and low HOA fees. The lot backs up to a conservation area - beautiful view! The home has many upgrades throughout. The home was built in 2023 and it like new! The home is close to shopping with a new Publix. Minutes away from Lakeland Linder International Airport. Easy access to Tampa and Orlando. Schedule a private showing today.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,940
Sqft
0.18 ac
Lot size
2
Garage
2023
Year built
One
Levels
$255
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,791 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,791/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.4%
$/sqft vs Lakeland actives
$255 vs $190
Days on market
105 vs 33 typical
Where $255/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33811 — neighborhood snapshot
Population
28,456
Median age
36.7
Median income
$85,821
Median home value
$289,800
Avg household
2.78
Households w/ children
3,489
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $325K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
205 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% above the LAKELAND 33811 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 4570 PENKERT PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$325,000
4833 DRAKE AVENUE · same community
4 bd · 2 ba · 1,940 sqft · $168/sqft · 82 DOM
Sold · Aug ’25$335,000
4582 PENKERT PLACE · same community
3 bd · 2 ba · 1,596 sqft · $210/sqft · 76 DOM
Sold · Sep ’25$291,500
1963 THOMPSON PRESERVE BOULEVARD · same community
3 bd · 2 ba · 1,447 sqft · $201/sqft · 115 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4570 PENKERT PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4570 PENKERT PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4570 PENKERT PLACE FAQs
What would the monthly payment be for 4570 PENKERT PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,791/mo — principal and interest, the actual property-tax bill, the $67/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4570 PENKERT PLACE?+
The association fee works out to $67 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4570 PENKERT PLACE?+
The most recent tax bill on record (2025) was $5,171. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4570 PENKERT PLACE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $495,000, this home is listed about 46% above the Lakeland median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4570 PENKERT PLACE?+
Medulla Elementary School (elementary), Lakeland Highlands Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KP REALTY SERVICES INC · Karen Bozeman. MLS #TB8499800.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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