David Ramirez
$415,000$433,0002 bd2.5 ba2,153 sqft$193 /sqft$3,433 /mo all-in ↓

1809 PACIFIC DUNES DRIVE, SUN CITY CENTER, FL, 33573

Active109 days on marketListed Apr 20, 2026MLS #TB8499766

Reduced $18KSingle Family ResidenceSUN CITY CENTER UNIT 274 & 2

About this home

1809 PACIFIC DUNES DRIVE

CLICK ON 3D INTERACTIVE TOUR ABOVE ------- GORGEOUS HOME FEATURING PEACEFUL WATER VIEWS & NO BACKYARD NEIGHBORS PLUS 2 PRIVATE BEDROOM SUITES! Welcome to retirement living at its finest in the GATED 55+ community of VERONA, where you'll feel like you're on vacation every day! This immaculate and "LIKE NEW", PALISADE model boasts almost 2200 sq ft and features 2 BEDROOM SUITES, 2 1/2 BATHROOMS + DEN. You'll love the elegant touches throughout, such as crown molding, high tray ceilings, tasteful decor and neutral ceramic tile flooring. The gourmet eat-in kitchen is certainly the center of this home, with plenty of 42 inch wood cabinetry, stainless appliances, granite counters & pretty backsplash, huge counter height island for extra casual seating as well as a separate entry to the lanai. The comfortable great room/dining room combo is the perfect space for all your entertainment needs and has a wall of sliders for easy access to the lanai area. The den/office is a great versatile space and can even be used for a 3rd bedroom if needed. For an added bonus, this home has 2 spacious & private owners' suites, both with plenty of closet space and lovely ensuite bathrooms with walk-in showers & granite vanity counters. When you want to relax & unwind, the expanded, covered & screened lanai (completely wired & plumbed for an outdoor kitchen) is where you'll want to be to enjoy the serene water views and various birds & wildlife. When you feel like lounging poolside, this home is just up the street from the private neighborhood heated pool. For worry free living, the new owners will receive a 1 YEAR HOME WARRANTY. The private Club Renaissance is just a quick golf cart ride away, where you can enjoy dining, drinks, fitness classes, resort-style pool, spa, social activities PLUS you'll have access to all Sun City Center amenities including shopping, restaurants, banking, doctors, numerous social & sports clubs and so much more. So come a view this beauty today & see why you'll want to call it yours!

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

2,153

Sqft

0.16 ac

Lot size

2

Garage

2017

Year built

One

Levels

$193

Per sqft

Water viewNegotiable55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSoutheast
ParkingDriveway · Garage Door Opener
ExteriorHurricane Shutters · Irrigation System · Sliding Doors

Community & fees

HOA fee$238/mo
Taxes (2025)$4,903/yr
PetsYes
CommunityAssociation Recreation - Owned · Deed Restrictions · Dog Park · Fitness Center · Golf Carts OK · Golf · Pool · Sidewalks · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,433 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,443
FHA mortgage insurance (est.)$184
Property tax — 2025 actual bill$409
HOA fee — from the listing$238
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,525Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,525
Interest rate6.00%
Loan term

Estimated payment

$3,433/mo

Principal & interest$2,443
FHA mortgage insurance (est.)$184
Property taxes (actual bill)$409
HOA / condo fee$238
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $415K
$398KedgeAI estimate $446,078 · range $416K$497K$517K

vs edgeAI estimate

−7%

$/sqft vs Sun City Center actives

$193 vs $163

Days on market

109 vs 55 typical

Where $193/sqft sits among the 300 Sun City Center actives

59
46
62
67
33 · this home
33
$104–126$126–148$148–170$170–192$192–214$214+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sun City Center

Map of 1809 PACIFIC DUNES DRIVE

Drive times from this address

Downtown Tampa33 min
Tampa Int’l Airport (TPA)45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sun City Center. See the full Sun City Center guide →

The numbers that matter

The Sun City Center market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$255K$232K

Sun City Center median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

186 of 300

Sun City Center actives have cut their price

Median sold price, Sun City Center, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 57% above the Sun City Center median. See the full Sun City Center market guide →

Paper trail

This home's history

CurrentPrice reduced to $415,000 $18K
Apr 20, 2026Listed at $433,000 · 109 days on market since
2017Built · SUN CITY CENTER UNIT 274 & 2

Reality check

What actually sold near 1809 PACIFIC DUNES DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1804 PACIFIC DUNES DRIVESold · May ’26

$365,000

1804 PACIFIC DUNES DRIVE · same community

2 bd · 2.5 ba · 2,053 sqft · $178/sqft · 11 DOM

1723 PACIFIC DUNES DRIVESold · Dec ’25

$590,000

1723 PACIFIC DUNES DRIVE · same community

2 bd · 2.5 ba · 2,277 sqft · $259/sqft · 160 DOM

1868 PACIFIC DUNES DRIVESold · Oct ’25

$370,000

1868 PACIFIC DUNES DRIVE · same community

3 bd · 2 ba · 1,957 sqft · $189/sqft · 45 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1809 PACIFIC DUNES DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1809 PACIFIC DUNES DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

1809 PACIFIC DUNES DRIVE FAQs

What would the monthly payment be for 1809 PACIFIC DUNES DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,433/mo — principal and interest, the actual property-tax bill, the $238/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1809 PACIFIC DUNES DRIVE?+

The association fee works out to $238 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1809 PACIFIC DUNES DRIVE?+

The most recent tax bill on record (2025) was $4,903. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1809 PACIFIC DUNES DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sun City Center?+

At $415,000, this home is listed about 57% above the Sun City Center median of $265,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$415,000 runs 57% above the Sun City Center median — but at 2,153 sqft it's also 39% larger than the typical Sun City Center listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $433,000, now $415,000 — a $18K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES · Robin Bennett. MLS #TB8499766.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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