David Ramirez
$294,995$294,9992 bd2 ba1,152 sqft$256 /sqft$3,376 /mo all-in ↓

1810 E PALM AVENUE UNIT 4103, TAMPA, FL, 33605

Active109 days on marketListed Apr 21, 2026MLS #TB8499516

Reduced $4CondominiumTHE QUARTER AT YBOR

About this home

1810 E PALM AVENUE UNIT 4103

YBOR CITY!!! Walk to it all ..... Quiet Community Blocks From ALL the Hot Spots Ybor City has to Offer!! Amazing 2 Bedroom / 2 Bath First Floor Condo WITH PRIVATE ENTRANCE FROM THE STREET - Completely Updated with Wood Plank Tile Flooring and a Muted Paint Scheme Throughout - The Eat-In Kitchen has an Abundance of Cabinets, Quartz Counter Tops, Stainless Steel Appliances, an Under Mount Sink with a Goose Neck Faucet, and a Subway Tile Backsplash - The Owners Retreat Includes an En Suite Bath with a Frameless Glass Enclosed Stand-In Shower and Double Vanities and a Large Walk-In Closet with a Closet Organization System - The Second Bedroom has an Abundance of Storage with Access to Both the the Guest Bath and the Living Spaces - GINORMOUS Laundry Room with a Laundry Sink and DECORATIVE BARN DOOR CLOSURE - Outdoor Patio has a Gate And Allows for Direct Street Access - It Also Includes REMOTE CONTROLLED SCREEN Which TRANSFORMS THE PATIO INTO A LANAI - HVAC SYSTEM (2021) and RHEEM WATER HEATER (2020) - Also Includes a HOME AIR PURIFIER, Which Helps to Reduce the Presence of Viruses, Mold Spores, Dust, and Dander within the Unit - SPECIAL ASSESSMENT PAID IN FULL - The Community Features 2 Resort Style Pools, a Fitness Center, Community Room with Full Kitchen, Pool Table, Foos Ball Table, Outdoor Patio, and Stadium Seating Private Theater - Gated Community with Manager On Site - Close to the First Trolley Stop - Providing Access to Publix, the Channel District, Sparkman's Wharf, Amalie Arena, and Downtown Tampa

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,152

Sqft

0 ac

Lot size

2

Garage

2001

Year built

One

Levels

$256

Per sqft

City view

Inside

FlooringCeramic Tile · Engineered Hardwood
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMembrane · Shingle
ConstructionStucco · Wood Frame
FoundationSlab
ViewCity
FacesEast
ExteriorBalcony · French Doors · Shade Shutter(s)

Community & fees

HOA fee$923/mo
Taxes (2025)$5,108/yr
PetsBreed Restrictions
CommunityClubhouse · Gated Community - No Guard · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,376 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,737
FHA mortgage insurance (est.)$130
Property tax — 2025 actual bill$426
Condo fee — from the listing$923
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,325Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,325
Interest rate6.00%
Loan term

Estimated payment

$3,376/mo

Principal & interest$1,737
FHA mortgage insurance (est.)$130
Property taxes (actual bill)$426
HOA / condo fee$923
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $295K
$238KedgeAI estimate $310,727 · range $247K$509K$529K

vs edgeAI estimate

−5.1%

$/sqft vs THE QUARTER AT YBOR

$256 vs $218

Days on market

109 vs 40 typical

Where $256/sqft sits among the 13 homes for sale in THE QUARTER AT YBOR

1
3
3
4
1
1 · this home
$187–198$198–210$210–221$221–233$233–245$245+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Historic Ybor

Map of 1810 E PALM AVENUE UNIT 4103 inside its neighborhood boundary

Drive times from this address

Downtown Tampa5 min
Tampa Int’l Airport (TPA)16 min
Walt Disney World66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Historic Ybor — neighborhood snapshot

Population

1,736

Median age

37

Median income

$79,424

Median home value

$302,250

Avg household

1

Households w/ children

30%

For the school run

Hillsborough County School District

ElementaryWashington Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★
HighMiddleton High School★★★★★
MiddleMadison Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$435K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

4 of 13

THE QUARTER AT YBOR have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% above the TAMPA 33605 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $294,995 $4
Apr 21, 2026Listed at $294,999 · 109 days on market since
2001Built · THE QUARTER AT YBOR

Reality check

What actually sold near 1810 E PALM AVENUE UNIT 4103

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1810 E PALM AVENUE UNIT 6104Sold · Oct ’25

$225,000

1810 E PALM AVENUE UNIT 6104 · same community

2 bd · 2 ba · 1,152 sqft · $195/sqft · 192 DOM

1910 E PALM AVENUE UNIT 9303Sold · Sep ’25

$233,000

1910 E PALM AVENUE UNIT 9303 · same community

2 bd · 2 ba · 1,152 sqft · $202/sqft · 22 DOM

1810 E PALM AVENUE UNIT 2302Sold · Jul ’26

$245,000

1810 E PALM AVENUE UNIT 2302 · same community

2 bd · 2 ba · 1,152 sqft · $213/sqft · 83 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1810 E PALM AVENUE UNIT 4103 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1810 E PALM AVENUE UNIT 4103 — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

1810 E PALM AVENUE UNIT 4103 FAQs

What would the monthly payment be for 1810 E PALM AVENUE UNIT 4103?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,376/mo — principal and interest, the actual property-tax bill, the $923/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1810 E PALM AVENUE UNIT 4103?+

The association fee works out to $923 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1810 E PALM AVENUE UNIT 4103?+

The most recent tax bill on record (2025) was $5,108. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1810 E PALM AVENUE UNIT 4103?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $294,995, this home is listed about 34% below the Tampa median of $450,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1810 E PALM AVENUE UNIT 4103?+

Washington Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Middleton High School (high), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$294,995 runs 18% above the TAMPA 33605 median.

02City views

The city view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $923/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

109 days on market against a Tampa median of 40 — sellers in this position are usually ready to negotiate.

05The price has already moved

Listed at $294,999, now $294,995 — a $4 cut. The full history is in the market section below.

Listing courtesy of COASTAL PROPERTIES GROUP INTER · Elizabeth Schwarzen. MLS #TB8499516.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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