David Ramirez
$419,990$424,9903 bd2 ba1,884 sqft$223 /sqft$3,246 /mo all-in ↓

12421 EASTPOINTE DRIVE, DADE CITY, FL, 33525

Active85 days on marketListed May 1, 2026MLS #TB8499435

Reduced $5KSingle Family ResidenceLAKE JOVITA GOLF & COUNTRY CLUB

Come see it

Upcoming open houses

Sat, Jul 25

10:30 AM – 12:30 PM

Gated Community. Please use gate code *7205.

Sun, Jul 26

1:00 PM – 3:00 PM

Gated Community. Please use gate code *7205.

About this home

12421 EASTPOINTE DRIVE

Charming Golf Community Retreat in Eastpointe at Lake Jovita **Ask how buyers can receive a closing cost credit by using a preferred lender!** Welcome to 12421 Eastpointe Drive, located in the exclusive, gated Eastpointe enclave within the highly desirable Lake Jovita community in Dade City. This beautifully maintained single-story home offers a perfect blend of privacy, comfort, and natural beauty, set on a serene pond and conservation lot with an expansive backyard. Inside, you’ll find a thoughtfully designed open-concept layout built with durable all-concrete block construction. The spacious kitchen serves as the centerpiece of the home, featuring a large granite island that flows seamlessly into the dining area, breakfast nook, and oversized great room—ideal for both entertaining and everyday living. Step into the covered paver lanai, where you can relax or host guests while enjoying your own private hot tub/sauna retreat. The primary suite is privately situated at the rear of the home and includes an ensuite bathroom for added comfort. Two additional bedrooms are located at the front of the home and share a full bathroom, making them perfect for family or guests. Interior features include laminate flooring throughout the main living areas, primary suite, and bathrooms, with plush carpeting in the secondary bedrooms. The laundry room is conveniently positioned just off the garage and functions as a practical mudroom with direct access to the kitchen. Additional highlights include stainless steel appliances (dishwasher, range, and microwave), a welcoming front porch, and a tranquil setting within a picturesque golf course community. Enjoy the best of Florida living with no CDD fees, low quarterly HOA dues, with home internet and lawn maintenance included. Residents also have access to optional memberships for golf, tennis, fitness, and social activities, all within a private, guard-gated community.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,884

Sqft

0.18 ac

Lot size

2

Garage

2020

Year built

One

Levels

$223

Per sqft

Trees/Woods & Water viewNegotiable

Inside

FlooringCarpet · Laminate
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorAccessibility Features · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Smart Home · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionConcrete · Stone · Stucco
FoundationBlock
ViewTrees/Woods · Water
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Other · Rain Barrel/Cistern(s) · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$183/mo
Taxes (2025)$2,935/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit
CommunityClubhouse · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Park · Playground · Pool · Racquetball · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Sprinkler Recycled · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,246 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,472
FHA mortgage insurance (est.)$186
Property tax — 2025 actual bill$245
HOA fee — from the listing$183
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,700
Interest rate6.00%
Loan term

Estimated payment

$3,246/mo

Principal & interest$2,472
FHA mortgage insurance (est.)$186
Property taxes (actual bill)$245
HOA / condo fee$183
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $420K
$337KedgeAI estimate $370,819 · range $351K$421K$437K

vs edgeAI estimate

+13.3%

$/sqft vs Dade City actives

$223 vs $191

Days on market

85 vs 28 typical

Where $223/sqft sits among the 338 Dade City actives

159
97 · this home
34
16
10
22
$130–188$188–246$246–304$304–362$362–420$420+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dade City

Map of 12421 EASTPOINTE DRIVE

Drive times from this address

Downtown Tampa41 min
Tampa Int’l Airport (TPA)52 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dade City. See the full Dade City guide →

DADE CITY 33525 — neighborhood snapshot

Population

20,220

Median age

44.2

Median income

$69,697

Median home value

$228,700

Avg household

2.57

Households w/ children

2,084

For the school run

Pasco County School District

HighPasco High School★★★★
MiddlePasco Middle School★★★★
ElementarySan Antonio Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dade City market

Seller’s marketBalanced6.1 months of inventoryBuyer’s market

$343K$335K

Dade City median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

167 of 338

Dade City actives have cut their price

Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 11% above the DADE CITY 33525 median. See the full Dade City market guide →

Paper trail

This home's history

CurrentPrice reduced to $419,990 $5K
May 1, 2026Listed at $424,990 · 85 days on market since
2020Built · LAKE JOVITA GOLF & COUNTRY CLUB

Reality check

What actually sold near 12421 EASTPOINTE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12492 EASTPOINTE DRIVESold · Sep ’25

$420,000

12492 EASTPOINTE DRIVE · same community

4 bd · 2 ba · 2,057 sqft · $204/sqft · 63 DOM

13124 GRAND TRAVERSE DRIVESold · Dec ’25

$875,000

13124 GRAND TRAVERSE DRIVE · same community

3 bd · 3 ba · 3,540 sqft · $247/sqft · 65 DOM

35745 OLD CLINTON AVENUESold · Jun ’26

$485,000

35745 OLD CLINTON AVENUE

3 bd · 2 ba · 1,878 sqft · $258/sqft · 25 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12421 EASTPOINTE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12421 EASTPOINTE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

12421 EASTPOINTE DRIVE FAQs

What would the monthly payment be for 12421 EASTPOINTE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,246/mo — principal and interest, the actual property-tax bill, the $183/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12421 EASTPOINTE DRIVE?+

The association fee works out to $183 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12421 EASTPOINTE DRIVE?+

The most recent tax bill on record (2025) was $2,935. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12421 EASTPOINTE DRIVE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dade City?+

At $419,990, this home is listed about 8% above the Dade City median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 12421 EASTPOINTE DRIVE?+

Pasco High School (high), Pasco Middle School (middle), San Antonio Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$419,990 runs 11% above the DADE CITY 33525 median.

02Trees/Woods & Water views

The trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

85 days on market against a Dade City median of 28 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $424,990, now $419,990 — a $5K cut. The full history is in the market section below.

Listing courtesy of REALTY HUB · Valerie Garcia. MLS #TB8499435.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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