David Ramirez
$815,000$825,0005 bd4.5 ba4,219 sqft$193 /sqft$6,040 /mo all-in ↓

12870 TWIN BRIDGES DRIVE, RIVERVIEW, FL, 33579

Active98 days on marketListed Apr 18, 2026MLS #TB8499361

Reduced $10KSingle Family ResidenceTRIPLE CRK VLG M-1

About this home

12870 TWIN BRIDGES DRIVE

Welcome to this stunning Belmar floor plan by WestBay Homes in the highly sought-after Triple Creek community! This impressive 5-bedroom, 4.5-bathroom home offers space, style, and functionality for modern living. Step into the inviting foyer, where you’ll find a private office and a versatile bonus room featuring beautiful built-in cabinetry. The expansive living room opens seamlessly to the kitchen, creating the perfect space for entertaining. Large sliding glass doors provide abundant natural light and stunning views. The gourmet kitchen is a showstopper, offering ample cabinetry, generous counter space, a wine refrigerator, and upgraded appliances. A built-in dining area and bar seating provide plenty of room for gatherings. The first floor also features a spacious bedroom and full bathroom with a walk-in shower and bench—ideal for guests or multi-generational living—along with a convenient half bath. Upstairs, enjoy a large bonus/family room with access to a spacious balcony. The luxurious primary suite also opens to the balcony and features a spa-like bathroom with dual vanities with LED Bathroom Mirror with Lights, Anti-Fog, Dimmable Brightness, Backlit, Front Lit, Bathroom Vanity Mirrors, a soaking tub, and a walk-in shower with dual shower heads and a built-in bench. The oversized walk-in closet offers exceptional storage. Three additional bedrooms are located upstairs, including one bedroom with a private bathroom and two bedrooms connected by a Jack-and-Jill bath. The laundry room is generously sized with additional storage. This home also features a split garage design, offering flexibility and extra storage space. Enjoy resort-style living in Triple Creek, with amenities just steps away—including multiple (4)community pools, a clubhouse, New fitness center, basketball and tennis courts, dog parks, playgrounds, and more. At Tripoli is a brand-new pool, volleyball court, and pickleball courts are just a short walk from your backyard. See the pictures to visualize you there! Don’t miss your opportunity to own this exceptional home—schedule your private showing today!

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

4,219

Sqft

0.17 ac

Lot size

3

Garage

2021

Year built

Two

Levels

$193

Per sqft

Water viewNegotiablePets allowed

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Microwave · Range Hood · Refrigerator · Water Filtration System · Water Softener · Wine Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · In Wall Pest System · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Vinyl Siding
FoundationSlab
ViewWater
FacesSouth
ParkingGarage Door Opener · Split Garage
ExteriorHurricane Shutters · Irrigation System · Sliding Doors

Community & fees

HOA fee$8/mo
Taxes (2025)$14,022/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,040 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,398
PMI (est., until 20% equity)$306
Property tax — 2025 actual bill$1,169
HOA fee — from the listing$8
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $81,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $81,500
Interest rate6.00%
Loan term

Estimated payment

$6,040/mo

Principal & interest$4,398
PMI (est., until 20% equity)$306
Property taxes (actual bill)$1,169
HOA / condo fee$8
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $815K
$567KedgeAI estimate $711,046 · range $590K$790K$848K

vs edgeAI estimate

+14.6%

$/sqft vs Riverview actives

$193 vs $185

Days on market

98 vs 33 typical

Where $193/sqft sits among the 400 Riverview actives

83
106
94 · this home
65
24
28
$140–162$162–183$183–205$205–226$226–247$247+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Triple Creek

Map of 12870 TWIN BRIDGES DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa31 min
Tampa Int’l Airport (TPA)44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Riverview. See the full Riverview guide →

Triple Creek — neighborhood snapshot

Population

3,704

Median age

32

Median income

$128,630

Median home value

$446,700

Avg household

4

Households w/ children

579

For the school run

Hillsborough County School District

ElementarySummerfield Elementary School★★★★★
MiddleBarrington Middle School★★★★★
HighEast Bay High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Riverview market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$397K$369K

Riverview median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

202 of 400

Riverview actives have cut their price

Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 115% above the RIVERVIEW 33579 median. See the full Riverview market guide →

Paper trail

This home's history

CurrentPrice reduced to $815,000 $10K
Apr 18, 2026Listed at $825,000 · 98 days on market since
2021Built · TRIPLE CRK VLG M-1

Reality check

What actually sold near 12870 TWIN BRIDGES DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12104 ECHO BASIN COVESold · May ’26

$698,000

12104 ECHO BASIN COVE

6 bd · 4.5 ba · 3,975 sqft · $176/sqft · 40 DOM

13315 ORCA SOUND DRIVESold · May ’26

$530,000

13315 ORCA SOUND DRIVE

5 bd · 3 ba · 3,730 sqft · $142/sqft · 29 DOM

12857 SATIN LILY DRIVESold · Oct ’25

$635,000

12857 SATIN LILY DRIVE

5 bd · 3.5 ba · 3,606 sqft · $176/sqft · 177 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12870 TWIN BRIDGES DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12870 TWIN BRIDGES DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

12870 TWIN BRIDGES DRIVE FAQs

What would the monthly payment be for 12870 TWIN BRIDGES DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,040/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12870 TWIN BRIDGES DRIVE?+

The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12870 TWIN BRIDGES DRIVE?+

The most recent tax bill on record (2025) was $14,022. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12870 TWIN BRIDGES DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Riverview?+

At $815,000, this home is listed about 109% above the Riverview median of $389,250. The market section on this page shows how the area is trending.

Which schools are assigned to 12870 TWIN BRIDGES DRIVE?+

Summerfield Elementary School (elementary), Barrington Middle School (middle), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$815,000 runs 115% above the RIVERVIEW 33579 median — but at 4,219 sqft it's also nearly twice the size of the typical Riverview listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

98 days on market against a Riverview median of 33 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $825,000, now $815,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of RIVERWALK REALTY, LLC · Candas Jaramillo. MLS #TB8499361.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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