David Ramirez
$1,385,000$1,450,0003 bd3 ba1,862 sqft$744 /sqft$9,159 /mo all-in ↓

11900 7TH STREET E, TREASURE ISLAND, FL, 33706

Active99 days on marketListed Apr 17, 2026MLS #TB8499032

Reduced $65KWaterfrontPrivate poolSingle Family ResidenceCAPRI ISLE

About this home

11900 7TH STREET E

Gracefully positioned along the serene waterfront of Treasure Island, this exquisitely renovated residence offers a rare blend of refined elegance and effortless coastal living. Thoughtfully reimagined with impeccable attention to detail, this 3-bedroom, 3-bathroom home showcases sophisticated finishes, timeless design, and an atmosphere of understated luxury. From the moment you enter, light-filled spaces and a seamless open layout invite both relaxation and elevated entertaining, all framed by tranquil water views. A spacious, updated kitchen featuring elegant, designer-selected granite countertops serves as the heart of the home, while the thoughtfully designed split floor plan ensures both comfort and privacy. Outdoors, a screened-in pool overlooks the water, surrounded by lush, professionally designed landscaping that enhances the home’s private, resort-like feel. Boating enthusiasts will appreciate the expansive dock complete with a boat lift, offering effortless access to open water. Professionally updated throughout, every detail of this home has been carefully curated to deliver a refined yet welcoming waterfront retreat where indoor and outdoor living come together beautifully.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,862

Sqft

0.21 ac

Lot size

2

Garage

1968

Year built

One

Levels

$744

Per sqft

Private poolWaterfrontWater view

Inside

FlooringTerrazzo · Tile
AppliancesConvection Oven · Dishwasher · Disposal · Range
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesEast
ExteriorIrrigation System · Lighting · Sliding Doors · Sprinkler Metered

Community & fees

Taxes (2025)$12,079/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fiber Optics · Public · Sprinkler Recycled
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,159 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,473
PMI (est., until 20% equity)$519
Property tax — 2025 actual bill$1,007
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $138,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $138,500
Interest rate6.00%
Loan term

Estimated payment

$9,159/mo

Principal & interest$7,473
PMI (est., until 20% equity)$519
Property taxes (actual bill)$1,007
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.4M
$886KedgeAI estimate $1,074,754 · range $923K$1.5M$1.5M

vs edgeAI estimate

+28.9%

$/sqft vs CAPRI ISLE

$744 vs $726

Days on market

99 vs 74 typical

Where $744/sqft sits among the 6 homes for sale in CAPRI ISLE

1
0
1
2 · this home
0
2
$447–528$528–609$609–690$690–771$771–852$852+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Capri Isle

Map of 11900 7TH STREET E inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)42 min
Downtown Tampa43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Treasure Island. See the full Treasure Island guide →

Capri Isle — neighborhood snapshot

Population

1,978

Median age

60

Median income

$129,262

Median home value

$668,850

Avg household

2

Households w/ children

44%

For the school run

Pinellas County School District

MiddleAzalea Middle School★★★★
ElementaryAzalea Elementary School★★★★
HighBoca Ciega High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Treasure Island market

Seller’s marketLeans buyer12.4 months of inventoryBuyer’s market

$685K$648K

Treasure Island median sold, yr/yr

93.5%

Sale-to-list ratio (12 mo)

2 of 6

CAPRI ISLE have cut their price

Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 208% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,385,000 $65K
Apr 17, 2026Listed at $1,450,000 · 99 days on market since
1968Built · CAPRI ISLE

Reality check

What actually sold near 11900 7TH STREET E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11900 7TH STREET ESold · Sep ’25

$895,000

11900 7TH STREET E · same community

3 bd · 3 ba · 1,862 sqft · $481/sqft · 8 DOM

640 CAPRI BOULEVARDSold · Jan ’26

$1,200,000

640 CAPRI BOULEVARD · same community

3 bd · 3 ba · 1,844 sqft · $651/sqft · 7 DOM

12250 7TH STREET ESold · Oct ’25

$1,250,000

12250 7TH STREET E · same community

2 bd · 2 ba · 1,764 sqft · $709/sqft · 63 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11900 7TH STREET E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11900 7TH STREET E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

11900 7TH STREET E FAQs

What would the monthly payment be for 11900 7TH STREET E?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,159/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11900 7TH STREET E?+

The most recent tax bill on record (2025) was $12,079. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Treasure Island?+

At $1,385,000, this home is listed about 110% above the Treasure Island median of $659,000. The market section on this page shows how the area is trending.

Which schools are assigned to 11900 7TH STREET E?+

Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,385,000 runs 208% above the TREASURE ISLAND 33706 median — but at 1,862 sqft it's also 42% larger than the typical Treasure Island listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,450,000, now $1,385,000 — a $65K cut. The full history is in the market section below.

Listing courtesy of EXP REALTY LLC · Victor Maspero. MLS #TB8499032.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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