David Ramirez
$355,000$365,0004 bd2 ba1,592 sqft$223 /sqft$2,872 /mo all-in ↓

12908 LONGCREST DRIVE, RIVERVIEW, FL, 33579

Active90 days on marketListed Apr 20, 2026MLS #TB8499017

Priced 7% below the RIVERVIEW 33579 medianReduced $10KWaterfrontSingle Family ResidenceSUMMERFIELD VILLAGE 1 TR 28

About this home

12908 LONGCREST DRIVE

This lakefront home offers a functional layout with great views and plenty of space to live and entertain. The main living area and three of the four bedrooms have lake views, giving the home a consistent connection to the outdoors. Inside, you’ll find high ceilings and a split floor plan that provides privacy while still keeping an open feel. The kitchen offers ample counter space and room to cook, prep and host comfortably. The home is also equipped with built-in surround sound, making it easy to enjoy music or movies throughout the main living areas. The primary bathroom has been updated, adding a more modern and refreshed feel to the owner’s suite. Out back, there’s a large screened-in patio overlooking the lake, along with a fully fenced yard, giving you both usable outdoor space and privacy. Conveniently located near a variety of shops, restaurants and grocery stores with quick access to Interstate 75 for an easy commute into Tampa. If you’re looking for a well-laid-out home with strong indoor and outdoor living, this one is worth a look.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,592

Sqft

0.18 ac

Lot size

2

Garage

1991

Year built

One

Levels

$223

Per sqft

WaterfrontPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Split Bedroom
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorPrivate Mailbox · Private Yard

Community & fees

HOA fee$45/mo
Taxes (2025)$5,036/yr
PetsYes
CommunityClubhouse · Playground · Pool

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,872 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,090
FHA mortgage insurance (est.)$157
Property tax — 2025 actual bill$420
HOA fee — from the listing$45
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,425Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,425
Interest rate6.00%
Loan term

Estimated payment

$2,872/mo

Principal & interest$2,090
FHA mortgage insurance (est.)$157
Property taxes (actual bill)$420
HOA / condo fee$45
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $355K
$313KedgeAI estimate $328,705 · range $326K$334K$369K

vs edgeAI estimate

+8%

$/sqft vs Riverview actives

$223 vs $186

Days on market

90 vs 33 typical

Where $223/sqft sits among the 400 Riverview actives

89
98
85
68 · this home
26
34
$143–164$164–184$184–204$204–224$224–245$245+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Riverview

Map of 12908 LONGCREST DRIVE

Drive times from this address

Downtown Tampa29 min
Tampa Int’l Airport (TPA)45 min

Get to know Riverview. See the full Riverview guide →

RIVERVIEW 33579 — neighborhood snapshot

Population

45,373

Median age

35.6

Median income

$113,568

Median home value

$374,600

Avg household

3.14

Households w/ children

6,871

For the school run

Hillsborough County School District

ElementarySummerfield Elementary School★★★★★
HighEast Bay High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Riverview market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$397K$369K

Riverview median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

207 of 400

Riverview actives have cut their price

Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% below the RIVERVIEW 33579 median. See the full Riverview market guide →

Paper trail

This home's history

CurrentPrice reduced to $355,000 $10K
Apr 20, 2026Listed at $365,000 · 90 days on market since
1991Built · SUMMERFIELD VILLAGE 1 TR 28

Reality check

What actually sold near 12908 LONGCREST DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12910 LONGCREST DRIVESold · Oct ’25

$380,000

12910 LONGCREST DRIVE · same community

3 bd · 2 ba · 1,596 sqft · $238/sqft · 99 DOM

12608 LONGCREST DRIVESold · Jan ’26

$492,000

12608 LONGCREST DRIVE · same community

4 bd · 2.5 ba · 2,370 sqft · $208/sqft · 64 DOM

12714 LONGCREST DRIVESold · Oct ’25

$325,000

12714 LONGCREST DRIVE · same community

3 bd · 2.5 ba · 2,430 sqft · $134/sqft · 19 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12908 LONGCREST DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12908 LONGCREST DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

12908 LONGCREST DRIVE FAQs

What would the monthly payment be for 12908 LONGCREST DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,872/mo — principal and interest, the actual property-tax bill, the $45/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12908 LONGCREST DRIVE?+

The association fee works out to $45 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12908 LONGCREST DRIVE?+

The most recent tax bill on record (2025) was $5,036. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12908 LONGCREST DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Riverview?+

At $355,000, this home is listed about 9% below the Riverview median of $389,250. The market section on this page shows how the area is trending.

Which schools are assigned to 12908 LONGCREST DRIVE?+

Summerfield Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the RIVERVIEW 33579 market on paper

$355,000 is 7% below the RIVERVIEW 33579 median of $379,950.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

90 days on market against a Riverview median of 33 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $365,000, now $355,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of REAL BROKER, LLC · Ashley Thompson. MLS #TB8499017.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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