38645 REMORA AVENUE, ZEPHYRHILLS, FL, 33542
Pending112 days on marketListed Apr 18, 2026MLS #TB8498973
About this home
38645 REMORA AVENUE
Huge Price Reduction!! Welcome to this beautiful updated home located in the desirable sleepy Hollow resident owned cooperative community. This charming property features 1 spacious bedroom plus an additional bedroom offering flexible space for guest, living area, and 1 fully updated bathroom comes fully furnished , Step inside to an inviting open concept, living space design for comfort, and functionality. This home has been thoughtfully upgraded with new flooring and energy efficient windows, providing both style and piece of mind for the new owner. The kitchen is well appointed with stainless steel oven making it both modern and practical. Enjoy Florida living at its best with a screen in patio area perfect for relaxing or entertaining as well as a covered carport for added convenience located in a resident on co-op community. This property includes a share in the co-op, meaning no lot rent an exceptional value. Residence also enjoy access to community amenities, including clubhouse and pool. This moved in and ready home offers affordability, comfort, and a welcoming community atmosphere. Don't miss this opportunity and schedule your showing today.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
600
Sqft
0.08 ac
Lot size
1972
Year built
One
Levels
$83
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$698 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$698/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−43.6%
$/sqft vs Zephyrhills actives
$83 vs $176
Days on market
112 vs 48 typical
Where $83/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33542 — neighborhood snapshot
Population
24,306
Median age
51.5
Median income
$49,011
Median home value
$129,900
Avg household
2.29
Households w/ children
2,122
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $340K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
207 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% below the ZEPHYRHILLS 33542 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 38645 REMORA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$62,900
38634 LANSING AVENUE · same community
1 bd · 1 ba · 624 sqft · $101/sqft · 46 DOM
Sold · Apr ’26$50,000
38641 LANSING AVENUE · same community
2 bd · 1 ba · 672 sqft · $74/sqft · 28 DOM
Sold · Sep ’25$72,500
38526 REMORA AVENUE · same community
2 bd · 1 ba · 720 sqft · $101/sqft · 182 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 38645 REMORA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 38645 REMORA AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
38645 REMORA AVENUE FAQs
What would the monthly payment be for 38645 REMORA AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $698/mo — principal and interest, the actual property-tax bill, the $120/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 38645 REMORA AVENUE?+
The association fee works out to $120 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 38645 REMORA AVENUE?+
The most recent tax bill on record (2025) was $1,230. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 38645 REMORA AVENUE?+
The listing reports pets: Cats OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $49,900, this home is listed about 85% below the Zephyrhills median of $324,495. The market section on this page shows how the area is trending.
Which schools are assigned to 38645 REMORA AVENUE?+
Zephyrhills High School (high), Woodland Elementary School (elementary), Raymond B. Stewart Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ZEPHYRHILLS 33542 market on paper
$49,900 is 71% below the ZEPHYRHILLS 33542 median of $175,000, and at $83/sqft it sits under the Zephyrhills average of $180.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
112 days on market against a Zephyrhills median of 48 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $80,000, now $49,900 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Naureen Merchant. MLS #TB8498973.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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