4397 SOUTHERN VALLEY LOOP, BROOKSVILLE, FL, 34601
Active99 days on marketListed Apr 16, 2026MLS #TB8498793
About this home
4397 SOUTHERN VALLEY LOOP
Under Construction. A welcoming front porch opens into the homes extended entryway. Two secondary bedrooms are off the main hallway and feature walk-in closets and share a Hollywood bathroom and linen closet. The family room is at the center of the home and boasts sliding glass doors. A bonus flex room with a wall of windows is adjacent to the family room. The kitchen boasts a large island with built-in seating, a 5-burner gas cooktop, and a walk-in pantry. The dining area is embraced by a corner of windows and allows access to the covered lanai. The primary bedroom boasts a large window overlooking the backyard. The primary bathroom offers dual vanities, a freestanding tub, large glass enclosed shower, and two walk-in closets. A secluded guest suite with a full bathroom is located off the main hallway. The laundry room is centrally located by the drop zone and three-car garage.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,087
Sqft
0.32 ac
Lot size
3
Garage
2026
Year built
One
Levels
$277
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,834 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,834/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.4%
$/sqft vs Brooksville actives
$277 vs $187
Days on market
99 vs 45 typical
Where $277/sqft sits among the 400 Brooksville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Southern Hills Plantation
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Brooksville. See the full Brooksville guide →
Southern Hills Plantation — neighborhood snapshot
Population
443
Median age
60
Median income
$85,714
Median home value
$369,900
Avg household
2
Households w/ children
9%
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Brooksville market
$303K → $326K
Brooksville median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
204 of 400
Brooksville actives have cut their price
Median sold price, Brooksville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 121% above the BROOKSVILLE 34601 median. See the full Brooksville market guide →
Paper trail
This home's history
Reality check
What actually sold near 4397 SOUTHERN VALLEY LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$677,617
4552 SOUTHERN VALLEY LOOP
4 bd · 3.5 ba · 3,087 sqft · $220/sqft · 109 DOM
Sold · Dec ’25$665,900
4611 SOUTHERN VALLEY LOOP
4 bd · 3.5 ba · 3,087 sqft · $216/sqft · 118 DOM
Sold · Jun ’26$635,000
4586 HICKORY OAK DRIVE
4 bd · 3 ba · 3,055 sqft · $208/sqft · 102 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4397 SOUTHERN VALLEY LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4397 SOUTHERN VALLEY LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4397 SOUTHERN VALLEY LOOP FAQs
What would the monthly payment be for 4397 SOUTHERN VALLEY LOOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,834/mo — principal and interest, the actual property-tax bill, the $560/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4397 SOUTHERN VALLEY LOOP?+
The association fee works out to $560 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4397 SOUTHERN VALLEY LOOP?+
The most recent tax bill on record (2025) was $2,094. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4397 SOUTHERN VALLEY LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Brooksville?+
At $855,900, this home is listed about 155% above the Brooksville median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4397 SOUTHERN VALLEY LOOP?+
Moton Elementary School (elementary), D. S. Parrott Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$855,900 runs 121% above the BROOKSVILLE 34601 median — but at 3,087 sqft it's also 72% larger than the typical Brooksville listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $560/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
99 days on market against a Brooksville median of 45 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of PERRY HOMES · Toby Jones. MLS #TB8498793.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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