David Ramirez

3674 E STATE ROAD 64, ZOLFO SPRINGS, FL, 33890

Active105 days on marketListed Apr 16, 2026MLS #TB8498713

About this home

3674 E STATE ROAD 64

Positioned across three well-located properties just 3 miles apart, this 167.61± acre turn-key blueberry farm offers a rare opportunity to acquire a producing agricultural asset with scale, infrastructure, and long-term upside. The farm is planted in high-demand varieties including Arcadia, Avanti, Kestrel, FL 19-006, and Scintilla, offering strong production potential and market appeal. Designed for efficiency, all properties feature Netafim automated irrigation systems and are supported by ten wells, including one 16-inch, two 12-inch, two 10-inch, one 8-inch, and four 4-inch wells. Three water use permits provide an average daily allocation of 380,800 gallons and a maximum capacity of 10,608,700 gallons per day, supporting reliable operation across the entire farming footprint. A recently updated 1,882± square foot home adds further value and flexibility, whether used for a farm manager, employee housing, or supplemental rental income. With over 5,710 feet of combined frontage on state and county roads, the properties offer excellent access, visibility, and convenience. Turn-key agricultural opportunities of this caliber are increasingly hard to find. This offering combines proven production, modern systems, and prime Hardee County locations in one compelling investment.

Facts & features

The home at a glance

167 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$3,458/yr

Utilities & systems

UtilitiesElectricity Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$40,845 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$37,772
PMI (est., until 20% equity)$2,625
Property tax — 2025 actual bill$288
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $700,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $700,000
Interest rate6.00%
Loan term

Estimated payment

$40,845/mo

Principal & interest$37,772
PMI (est., until 20% equity)$2,625
Property taxes (actual bill)$288
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Zolfo Springs

Map of 3674 E STATE ROAD 64

Get to know Zolfo Springs. See the full Zolfo Springs guide →

ZOLFO SPRINGS 33890 — neighborhood snapshot

Population

4,991

Median age

34.9

Median income

$70,179

Median home value

$140,700

Avg household

3.25

Households w/ children

683

The numbers that matter

The Zolfo Springs market

Seller’s marketLeans buyer9.6 months of inventoryBuyer’s market

$430K$175K

Zolfo Springs median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

Median sold price, Zolfo Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3157% above the ZOLFO SPRINGS 33890 median. See the full Zolfo Springs market guide →

Paper trail

This home's history

Apr 16, 2026Listed at $7,000,000 · 105 days on market since

Reality check

What actually sold near 3674 E STATE ROAD 64

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4296 E MAIN STREETSold · Oct ’25

$110,000

4296 E MAIN STREET

2 bd · 1 ba · 1,120 sqft · $98/sqft · 3 DOM

3231 STATE ROAD 64 ESold · Mar ’26

$229,000

3231 STATE ROAD 64 E

3 bd · 2 ba · 1,248 sqft · $183/sqft · 110 DOM

227 CRACKER LANESold · Jun ’26

$229,000

227 CRACKER LANE

4 bd · 2 ba · 1,500 sqft · $153/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3674 E STATE ROAD 64 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3674 E STATE ROAD 64 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3674 E STATE ROAD 64 FAQs

What would the monthly payment be for 3674 E STATE ROAD 64?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $40,845/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3674 E STATE ROAD 64?+

The most recent tax bill on record (2025) was $3,458. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Zolfo Springs?+

At $7,000,000, this home is listed about 2191% above the Zolfo Springs median of $305,500. The market section on this page shows how the area is trending.

Keep looking

Similar homes nearby

Listing courtesy of FISCHBACH LAND COMPANY LLC · Reed Fischbach. MLS #TB8498713.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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