6322 TREETOP CIRCLE, TEMPLE TERRACE, FL, 33617
Active97 days on marketListed Apr 17, 2026MLS #TB8498654
About this home
6322 TREETOP CIRCLE
STUNNINGLY RENOVATED & TURNKEY! Welcome to this meticulously maintained, maintenance-free townhome in the highly desirable, all-ages Treetop community of Temple Terrace. Perfectly positioned in one of the most private locations in the neighborhood, this gem offers over 1,100 sq ft of luxury living space with a 1-car garage. Enjoy ultimate peace of mind as all plumbing has been completely replaced throughout the entire home, all electrical outlets have been replaced, alongside extensive down-to-the-studs remodeling. The open-concept main floor is anchored by a structurally engineered wood ceiling beam. The chef’s kitchen is a showstopper, boasting real Quartzite natural stone countertops, a full-wall porcelain tile backsplash, a custom pantry, premium porcelain plank flooring, and high-rated stainless steel appliances. Upstairs, the hallway bath was fully stripped to the studs and rebuilt to maximize space, featuring a deep soaking tub, porcelain tile surround, and heavy-duty brass internal plumbing. Smart home upgrades include an Amazon thermostat, MyQ smart garage opener, and dimmable lighting. Enjoy peaceful mornings on your private patio overlooking mature landscaping. The $712.90 monthly HOA fee covers internet, cable, water, trash, pest control, insurance, and full exterior maintenance (including roof and paint). Enjoy resort-style amenities including 2 pools, tennis courts, and clubhouses. Unbeatable location minutes from USF, Moffitt Cancer Center, I-75, and I-275. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,104
Sqft
0.01 ac
Lot size
1
Garage
1980
Year built
Two
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,051 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,051/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.5%
Days on market
97 vs 55 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Temple Terrace
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Temple Terrace. See the full Temple Terrace guide →
The numbers that matter
The Temple Terrace market
$353K → $418K
Temple Terrace median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
Median sold price, Temple Terrace, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% below the Temple Terrace median. See the full Temple Terrace market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6322 TREETOP CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6322 TREETOP CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6322 TREETOP CIRCLE FAQs
What would the monthly payment be for 6322 TREETOP CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,051/mo — principal and interest, the actual property-tax bill, the $713/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6322 TREETOP CIRCLE?+
The association fee works out to $713 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6322 TREETOP CIRCLE?+
The most recent tax bill on record (2025) was $544. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6322 TREETOP CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Temple Terrace?+
At $179,000, this home is listed about 57% below the Temple Terrace median of $420,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Under the Temple Terrace market on paper
$179,000 is 57% below the Temple Terrace median of $420,000, and at $162/sqft it sits under the Temple Terrace average of $207.
02Park/Greenbelt & Trees/Woods views
The park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $713/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04The price has already moved
Listed at $199,900, now $179,000 — a $21K cut. The full history is in the market section below.
Listing courtesy of ENGEL & VOLKERS TAMPA DOWNTOWN · Brie Burch. MLS #TB8498654.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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