12317 BAY ESTUARY BEND, RIVERVIEW, FL, 33579
Active96 days on marketListed Apr 19, 2026MLS #TB8498534
About this home
12317 BAY ESTUARY BEND
Welcome home to this STUNNING 4-bedroom, 2.5-bath home situated on a LARGE, PREMIUM LOT with peaceful WATER VIEWS! From the moment you arrive, you’ll notice the EXCEPTIONAL CURB APPEAL with manicured landscaping, fresh mulch, vibrant plants, a stone accented entryway, and a welcoming front door with a glass insert to allow natural light to flood the home. Step inside to an open-concept floor plan where the first floor showcases beautiful MARBLE-LOOK TILE flooring. A spacious flex room at the front of the home enclosed with FRENCH DOORS offers the perfect space for a home office or study. The gourmet kitchen is a true centerpiece, featuring stylish black countertops, stainless steel appliances, a MASSIVE walk-in pantry, and an oversized island ideal for entertaining. The great room is filled with natural light from oversized sliding glass doors that look out to a beautiful yard and pond views. Upstairs, you’ll find elegant WOOD-LOOK flooring throughout, along with a spacious loft, perfect for use as a media center or game room. The LARGE PRIMARY SUITE is a relaxing retreat with abundant natural light, a HUGE walk-in closet, and a spa-like en suite bathroom complete with dual vanities, a walk-in shower, soaking tub, and private commode. Three additional generously sized bedrooms share a full bathroom. An upstairs laundry room adds everyday convenience. Step outside to enjoy the expansive backyard and screened lanai, perfect for relaxing or entertaining. Located in the sought-after Triple Creek community, residents enjoy resort-style amenities including THREE community pools, playgrounds, fitness center with group exercise classes, basketball, pickleball, sand volleyball and tennis courts, scenic walking trails, and more—all with convenient access to shopping, dining, parks, and beautiful beaches!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,682
Sqft
0.21 ac
Lot size
2
Garage
2017
Year built
Two
Levels
$164
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,269 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,269/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.3%
$/sqft vs Riverview actives
$164 vs $186
Days on market
96 vs 33 typical
Where $164/sqft sits among the 400 Riverview actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Triple Creek
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Riverview. See the full Riverview guide →
Triple Creek — neighborhood snapshot
Population
3,704
Median age
32
Median income
$128,630
Median home value
$446,700
Avg household
4
Households w/ children
579
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Riverview market
$397K → $369K
Riverview median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
201 of 400
Riverview actives have cut their price
Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% above the RIVERVIEW 33579 median. See the full Riverview market guide →
Paper trail
This home's history
Reality check
What actually sold near 12317 BAY ESTUARY BEND
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$459,000
12333 JUNIPER FIELD COURT · same community
4 bd · 3 ba · 2,512 sqft · $183/sqft · 7 DOM
Sold · Feb ’26$585,000
12322 PRAIRIE VALLEY LANE · same community
4 bd · 3 ba · 2,500 sqft · $234/sqft · 1 DOM
Sold · Dec ’25$505,000
12325 PRAIRIE VALLEY LANE · same community
6 bd · 3 ba · 3,092 sqft · $163/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12317 BAY ESTUARY BEND — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12317 BAY ESTUARY BEND — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12317 BAY ESTUARY BEND FAQs
What would the monthly payment be for 12317 BAY ESTUARY BEND?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,269/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12317 BAY ESTUARY BEND?+
The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12317 BAY ESTUARY BEND?+
The most recent tax bill on record (2025) was $3,873. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12317 BAY ESTUARY BEND?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Riverview?+
At $439,000, this home is listed about 13% above the Riverview median of $389,250. The market section on this page shows how the area is trending.
Which schools are assigned to 12317 BAY ESTUARY BEND?+
Summerfield Elementary School (elementary), Barrington Middle School (middle), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$439,000 runs 16% above the RIVERVIEW 33579 median — but at 2,682 sqft it's also 34% larger than the typical Riverview listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
96 days on market against a Riverview median of 33 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $499,900, now $439,000 — a $61K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ALIGN RIGHT REALTY RIVERVIEW · Elise Raspitzi. MLS #TB8498534.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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