David Ramirez
$149,0001 bd1.5 ba950 sqft$157 /sqft$1,251 /mo all-in ↓

19029 US HIGHWAY 19 N UNIT 6-16, CLEARWATER, FL, 33764

Active114 days on marketListed Apr 17, 2026MLS #TB8498492

Priced 32% below the CLEARWATER 33764 medianCondominiumIMPERIAL COVE 6

About this home

19029 US HIGHWAY 19 N UNIT 6-16

Imperial Cove is a quiet, gated sanctuary tucked away from the main thoroughfare and set directly along the peaceful waters of Tampa Bay. This 55+ community, gives resort vibes. Residents can walk the lighted waterfront path along Tampa Bay at sunrise, meet friends for billiards or cards in the clubhouse, and organize their weeks around the social calendar rather than the to-do list. This updated second-floor residence fits right into that rhythm. Inside, the home has been refreshed throughout. The kitchen has new shaker cabinetry, marble-look granite counters, and contemporary lighting, opening into a combined living and dining space that flows easily whether you're hosting a few neighbors or settling in for a quiet evening. Porcelain tile runs through the home, and fresh paint keeps everything feeling bright and cohesive. The bedroom suite is positioned at the back of the unit, with a walk-in closet plus a second closet for genuine storage. The en-suite bath has been fully redone with a tiled walk-in shower, granite counters, and modern fixtures. A sunroom off the living room and bedroom pulls in soft light and looks out onto the grounds, making it a natural spot for morning coffee or an afternoon book. A dedicated downstairs storage room is included. Imperial Cove sits directly on Tampa Bay, with an Olympic-sized waterfront pool, an impressive clubhouse anchoring two fitness rooms, a sauna, billiards, game rooms, and a ballroom for community events. Outside, residents enjoy community grills, two fishing piers, and the lighted waterfront walkway. The monthly fee covers exterior maintenance, insurance, grounds, pool, recreational facilities, security, trash, water, and cable. Flood zone X means no flood insurance required, and the community came through recent storm seasons unaffected. The location puts you minutes from Clearwater Mall, Costco, and the US-19 corridor for daily errands, with Tampa International Airport and the Gulf beaches both a short drive.

Facts & features

The home at a glance

1

Bedrooms

1.5

Bathrooms

950

Sqft

0 ac

Lot size

1970

Year built

One

Levels

$157

Per sqft

Negotiable55+ community

Inside

FlooringPorcelain Tile
AppliancesMicrowave · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo
LaundryCommon Area
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
FacesSouth
ParkingGuest
ExteriorBalcony · Lighting · Outdoor Grill

Community & fees

Taxes (2025)$1,780/yr
PetsNo
CommunityDeed Restrictions · Fitness Center · Gated Community - No Guard · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Public · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,251 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$877
FHA mortgage insurance (est.)$66
Property tax — 2025 actual bill$148
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,215Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,215
Interest rate6.00%
Loan term

Estimated payment

$1,251/mo

Principal & interest$877
FHA mortgage insurance (est.)$66
Property taxes (actual bill)$148
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $149K
$98KedgeAI estimate $135,949 · range $102K$157K$164K

vs edgeAI estimate

+9.6%

$/sqft vs Clearwater actives

$157 vs $227

Days on market

114 vs 55 typical

Where $157/sqft sits among the 399 Clearwater actives

163 · this home
130
55
18
8
25
$117–207$207–296$296–386$386–476$476–566$566+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Imperial Cove

Map of 19029 US HIGHWAY 19 N UNIT 6-16 inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)26 min
Downtown Tampa30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

Imperial Cove — neighborhood snapshot

Population

1,021

Median age

57

Median income

$66,250

Median home value

$198,300

Avg household

2

Households w/ children

9%

For the school run

Pinellas County School District

MiddleOak Grove Middle School★★★★★
ElementaryBelcher Elementary School★★★★★
HighClearwater High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$328K$307K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

227 of 399

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 32% below the CLEARWATER 33764 median. See the full Clearwater market guide →

Paper trail

This home's history

Apr 17, 2026Listed at $149,000 · 114 days on market since
1970Built · IMPERIAL COVE 6

Reality check

What actually sold near 19029 US HIGHWAY 19 N UNIT 6-16

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1948 ELAINE DRIVESold · Sep ’25

$175,000

1948 ELAINE DRIVE

2 bd · 1 ba · 967 sqft · $181/sqft · 63 DOM

1804 CLEARBROOKE DRIVE UNIT 1804Sold · Feb ’26

$135,000

1804 CLEARBROOKE DRIVE UNIT 1804

2 bd · 1.5 ba · 933 sqft · $145/sqft · 157 DOM

1890 WOLFORD ROAD UNIT 14Sold · Jun ’26

$129,000

1890 WOLFORD ROAD UNIT 14

2 bd · 1 ba · 970 sqft · $133/sqft · 17 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 19029 US HIGHWAY 19 N UNIT 6-16 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19029 US HIGHWAY 19 N UNIT 6-16 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

19029 US HIGHWAY 19 N UNIT 6-16 FAQs

What would the monthly payment be for 19029 US HIGHWAY 19 N UNIT 6-16?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,251/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 19029 US HIGHWAY 19 N UNIT 6-16?+

The most recent tax bill on record (2025) was $1,780. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 19029 US HIGHWAY 19 N UNIT 6-16?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $149,000, this home is listed about 46% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 19029 US HIGHWAY 19 N UNIT 6-16?+

Oak Grove Middle School (middle), Belcher Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION · Chase Walseth. MLS #TB8498492.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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