David Ramirez
$679,000$699,0004 bd3.5 ba2,612 sqft$260 /sqft$5,256 /mo all-in ↓

13539 STANSIL AVENUE, ODESSA, FL, 33556

Active110 days on marketListed Apr 16, 2026MLS #TB8498471

Reduced $20KSingle Family ResidenceSTARKEY RANCH PH 2 PCLS 8 & 9

About this home

13539 STANSIL AVENUE

Seller Motivated! Price reduced. Experience exceptional resort-style Florida living in the highly sought-after, award-winning community of Starkey Ranch. This premier master-planned community features resort-style amenities, top-rated schools, miles of scenic trails, lush parks, and multiple community pools, offering a truly unmatched lifestyle. This meticulously maintained 4-bedroom, 3.5-bath home offers 2,612 sq ft of living space and was built in 2022. Showcasing a like-new feel, it is situated on a premium east-facing pond and conservation lot backing to the Starkey Ranch Preserve, delivering stunning views and enhanced privacy with no rear neighbors. This home features a loft, home office, fitness area, or media lounge, and there’s plenty of room for everyone to live comfortably. Additional features include gourmet kitchen with a dinette, high vaulted ceilings, elegant staircase, epoxy-coated garage flooring, tankless water heater, and reclaimed water irrigation for the sprinkler system. As you enter the home, you’re greeted by a beautiful foyer. To the left is a formal dining room that can also serve as a front office, while to the right is a convenient laundry room followed by a half bath. The dining room flows seamlessly into the stunning kitchen. As you move through the foyer, you’re welcomed into the expansive family room featuring soaring vaulted ceilings, sliding glass doors that pocket seamlessly into the wall, and a dramatic upstairs balcony overlooking the living and kitchen areas filling the home with natural light and an open, airy fee. The gourmet kitchen is beautifully appointed with white shaker cabinetry, quartz countertops, stainless steel appliances, a gas cooktop, and a built-in oven, thoughtfully designed for cooking and entertaining family and guests. The first-floor primary suite offers a true private retreat, complete with dual walk-in closets and a spa-inspired bathroom featuring a soaking tub, walk-in shower, and double vanity. Pocket sliding glass doors open to stunning water and conservation views, seamlessly extending the living space to a large screened lanai. This inviting outdoor retreat is perfect for enjoying morning coffee, relaxing, or entertaining guests. The oversized lanai also includes rough-ins for a future outdoor kitchen, offering excellent potential for customized outdoor living. An elegant staircase serves as a striking focal point with upgraded railings, opening to the main living area below and leading to a spacious second-floor loft overlooking the first floor. The upstairs includes a versatile media or fitness room with convenient access to a shared bathroom that can also be reached from the loft. On the opposite side, two generously sized bedrooms share a well-appointed bathroom, offering a comfortable and functional layout. Don’t miss the opportunity to make this your home!

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,612

Sqft

0.21 ac

Lot size

2

Garage

2023

Year built

Two

Levels

$260

Per sqft

NegotiablePets allowed

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Kitchen Reverse Osmosis System · Microwave · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorIrrigation System · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$7/mo
Taxes (2025)$14,044/yr
PetsBreed Restrictions, Yes
CommunityAssociation Recreation - Owned · Clubhouse · Community Mailbox · Deed Restrictions · Irrigation-Reclaimed Water · Park · Playground · Pool · Sidewalks · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,256 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,664
PMI (est., until 20% equity)$255
Property tax — 2025 actual bill$1,170
HOA fee — from the listing$7
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $67,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $67,900
Interest rate6.00%
Loan term

Estimated payment

$5,256/mo

Principal & interest$3,664
PMI (est., until 20% equity)$255
Property taxes (actual bill)$1,170
HOA / condo fee$7
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $679K
$513KedgeAI estimate $569,339 · range $535K$655K$706K

vs edgeAI estimate

+19.3%

$/sqft vs Odessa actives

$260 vs $270

Days on market

110 vs 46 typical

Where $260/sqft sits among the 201 Odessa actives

85
63 · this home
19
5
9
20
$182–255$255–327$327–399$399–471$471–544$544+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Starkey Ranch

Map of 13539 STANSIL AVENUE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)32 min
Downtown Tampa36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Odessa. See the full Odessa guide →

Starkey Ranch — neighborhood snapshot

Population

5,445

Median age

40

Median income

$127,978

Median home value

$488,100

Avg household

3

Households w/ children

764

For the school run

Pasco County School District

ElementaryLongleaf Elementary School★★★★★
HighJames W. Mitchell High School★★★★
MiddleSeven Springs Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Odessa market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$725K$775K

Odessa median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

111 of 201

Odessa actives have cut their price

Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3% above the ODESSA 33556 median. See the full Odessa market guide →

Paper trail

This home's history

CurrentPrice reduced to $679,000 $20K
Apr 16, 2026Listed at $699,000 · 110 days on market since
2023Built · STARKEY RANCH PH 2 PCLS 8 & 9

Reality check

What actually sold near 13539 STANSIL AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13676 STANSIL AVENUESold · Jun ’26

$620,000

13676 STANSIL AVENUE · same community

5 bd · 3.5 ba · 2,612 sqft · $237/sqft · 10 DOM

13530 STANSIL AVENUESold · May ’26

$681,500

13530 STANSIL AVENUE · same community

4 bd · 3.5 ba · 2,582 sqft · $264/sqft · 2 DOM

13639 RANGELAND BOULEVARDSold · May ’26

$485,000

13639 RANGELAND BOULEVARD · same community

4 bd · 3.5 ba · 2,338 sqft · $207/sqft · 87 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13539 STANSIL AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13539 STANSIL AVENUE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

13539 STANSIL AVENUE FAQs

What would the monthly payment be for 13539 STANSIL AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,256/mo — principal and interest, the actual property-tax bill, the $7/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13539 STANSIL AVENUE?+

The association fee works out to $7 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13539 STANSIL AVENUE?+

The most recent tax bill on record (2025) was $14,044. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13539 STANSIL AVENUE?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Odessa?+

At $679,000, this home is listed about 3% below the Odessa median of $700,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13539 STANSIL AVENUE?+

Longleaf Elementary School (elementary), James W. Mitchell High School (high), Seven Springs Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Time on market is leverage

110 days on market against a Odessa median of 46 — sellers in this position are usually ready to negotiate.

02Strong assigned schools

Longleaf Elementary School, James W. Mitchell High School, Seven Springs Middle School — James W. Mitchell High School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $699,000, now $679,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of THE THAYVER GROUP · Phani Mangavalli. MLS #TB8498471.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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13539 STANSIL AVENUE, ODESSA, FL — 4 Bed, 3.5 Bath — $679,000 | CENTURY 21 Edge