6629 WAGON TRAIL STREET, ZEPHYRHILLS, FL, 33541
Active111 days on marketListed Apr 16, 2026MLS #TB8498399
About this home
6629 WAGON TRAIL STREET
Welcome to this beautifully refined single-story residence offering 4 bedrooms and 2 baths, ideally positioned within the desirable community of Silverado Ranch. Thoughtfully enhanced throughout, this home effortlessly blends modern upgrades with everyday comfort, creating a truly move-in-ready living experience. From the moment you enter, you’re greeted by a light, neutral palette and a welcoming foyer adorned with elegant ceramic tile, setting a sophisticated tone that carries throughout the home. The intelligently designed split floor plan provides both privacy and functionality, making it well-suited for a variety of lifestyles. At the heart of the home, the kitchen has been tastefully updated to impress. Featuring expansive quartz countertops, a stylish tile backsplash, and stainless-steel appliances, it offers both beauty and practicality. A reverse osmosis water filtration system adds an extra touch of convenience, delivering clean, refreshing water at your fingertips. The living spaces transition seamlessly to the outdoor lanai, where you can unwind in a private backyard setting, perfect for relaxing evenings or casual entertaining. Additional enhancements further elevate this home’s appeal, including a Culligan water softener and custom garage cabinetry with a slat wall organization system. Practical upgrades such as full-house gutters, added attic insulation with radiant barrier, and a UV light installed within the AC air handler contribute to improved energy efficiency and indoor air quality. With HOA-provided cable and internet, this home offers both comfort and value in one exceptional package. Schedule your private showing today.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,918
Sqft
0.16 ac
Lot size
2
Garage
2018
Year built
One
Levels
$164
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,822 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,822/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.6%
$/sqft vs Zephyrhills actives
$164 vs $176
Days on market
111 vs 48 typical
Where $164/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Silverado Ranch
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Silverado Ranch — neighborhood snapshot
Population
1,272
Median age
41
Median income
$95,551
Median home value
$335,700
Avg household
3
Households w/ children
154
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $363K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
206 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 6629 WAGON TRAIL STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$374,500
35980 MORSE WILLOW COURT · same community
4 bd · 2.5 ba · 2,046 sqft · $183/sqft · 193 DOM
Sold · Jun ’26$350,000
7139 STEER BLADE DRIVE · same community
4 bd · 3 ba · 2,046 sqft · $171/sqft · 96 DOM
Sold · Sep ’25$289,999
6882 SILVERADO RANCH BOULEVARD · same community
3 bd · 2 ba · 1,690 sqft · $172/sqft · 117 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6629 WAGON TRAIL STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6629 WAGON TRAIL STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6629 WAGON TRAIL STREET FAQs
What would the monthly payment be for 6629 WAGON TRAIL STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,822/mo — principal and interest, the actual property-tax bill, the $72/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6629 WAGON TRAIL STREET?+
The association fee works out to $72 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6629 WAGON TRAIL STREET?+
The most recent tax bill on record (2025) was $7,163. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6629 WAGON TRAIL STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $314,900, this home is listed about 2% below the Zephyrhills median of $319,945. The market section on this page shows how the area is trending.
Which schools are assigned to 6629 WAGON TRAIL STREET?+
Zephyrhills High School (high), Raymond B. Stewart Middle School (middle), New River Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ZEPHYRHILLS 33541 market on paper
$314,900 is 3% below the ZEPHYRHILLS 33541 median of $325,000, and at $164/sqft it sits under the Zephyrhills average of $179.
02Time on market is leverage
111 days on market against a Zephyrhills median of 48 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $324,900, now $314,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Juan Magria. MLS #TB8498399.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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