351 PALMETTO DRIVE NE, PORT CHARLOTTE, FL, 33952
Active121 days on marketListed Apr 16, 2026MLS #TB8498375
About this home
351 PALMETTO DRIVE NE
Wonderful 2-Bedroom, 1-Bathroom Home! This charming property offers a spacious layout featuring an open floor plan with a large closed in sun room. Ideally located near Port Charlotte Beach Park, with Interstate 75, shopping, dining, entertainment, recreation, golf courses, and marinas in both Port Charlotte and Punta Gorda just a short drive away. Offered partially furnished, perfectly situated to enjoy Florida living at its best!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,192
Sqft
0.23 ac
Lot size
1957
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$171 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$171/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Port Charlotte actives
$1 vs $209
Days on market
121 vs 59 typical
Where $1/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33952 — neighborhood snapshot
Population
33,991
Median age
53.7
Median income
$56,117
Median home value
$224,900
Avg household
2.3
Households w/ children
2,952
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
198 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 351 PALMETTO DRIVE NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$175,000
4015 CONWAY BOULEVARD · same community
3 bd · 2 ba · 1,195 sqft · $146/sqft · 64 DOM
Sold · Dec ’25$185,000
126 PALMETTO CIRCLE NE · same community
2 bd · 1 ba · 1,172 sqft · $158/sqft · 67 DOM
Sold · Sep ’25$230,000
150 POINSETTIA CIRCLE NE · same community
2 bd · 2 ba · 1,169 sqft · $197/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 351 PALMETTO DRIVE NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 351 PALMETTO DRIVE NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
351 PALMETTO DRIVE NE FAQs
What would the monthly payment be for 351 PALMETTO DRIVE NE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $171/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 351 PALMETTO DRIVE NE?+
The listing reports pets: Dogs OK, Number Limit, Pet Deposit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $1,500, this home is listed about 100% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 351 PALMETTO DRIVE NE?+
Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PORT CHARLOTTE 33952 market on paper
$1,500 is 99% below the PORT CHARLOTTE 33952 median of $144,900, and at $1/sqft it sits under the Port Charlotte average of $224.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
121 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,600, now $1,500 — a $100 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARZUCCO REAL ESTATE · Cynthia Torres. MLS #TB8498375.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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