SHELL POINT ROAD, RUSKIN, FL, 33570
Active94 days on marketListed Apr 16, 2026MLS #TB8498359
About this home
SHELL POINT ROAD
Discover a spacious private lot spanning over 3 acres in the heart of Ruskin. Zoned for residential use, this versatile property is ideal for single-family or multi-family living. Enjoy ample room for your equipment, boats, or RVs. Easily add water, sewer, and electricity to your property. A large barn is already on site, ready for your immediate use. This area is perfect for boating enthusiasts or anyone looking to be close to Tampa Bay or the gorgeous Gulf Coast beaches—all while being conveniently located in town. No HOAs or CDDs.
Facts & features
The home at a glance
3.17 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,922 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,922/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ruskin
Drive times from this address
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% above the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near SHELL POINT ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$175,000
1501 12TH STREET NE · same community
3 bd · 2 ba · 1,873 sqft · $93/sqft · 232 DOM
Sold · Jun ’26$68,000
2201 HOLKHAM PLACE UNIT 0
2 bd · 2 ba · 984 sqft · $69/sqft · 22 DOM
Sold · Jun ’26$115,000
1203 HADDINGTON CIRCLE UNIT 0
2 bd · 2 ba · 1,085 sqft · $106/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about SHELL POINT ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for SHELL POINT ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
SHELL POINT ROAD FAQs
What would the monthly payment be for SHELL POINT ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,922/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on SHELL POINT ROAD?+
The most recent tax bill on record (2025) was $3,375. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ruskin?+
At $550,000, this home is listed about 57% above the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Which schools are assigned to SHELL POINT ROAD?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Donna Southers. MLS #TB8498359.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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