David Ramirez
$630,000$660,0003 bd2 ba2,126 sqft$296 /sqft$4,154 /mo all-in ↓

1424 STEWART BOULEVARD, CLEARWATER, FL, 33764

Active98 days on marketListed Apr 18, 2026MLS #TB8498310

Reduced $30KPrivate poolSingle Family ResidenceMORNINGSIDE ESTATES UNIT 6B

About this home

1424 STEWART BOULEVARD

Welcome to this beautifully maintained home in the highly sought-after Morningside neighborhood, ideally located in central Clearwater. This spacious 2,126 SF floor plan offers the versatility today's buyers are looking for — a separate formal living room, formal dining room, and a fully enclosed Florida room filled with natural light, perfect for everyday living or entertaining. The home has been thoughtfully updated throughout. Luxury vinyl plank flooring flows through most of the home, complemented by updated baseboards, knock-down ceilings (popcorn removed), custom blinds, and fresh interior and exterior paint. Recessed lighting was added in the front living room, kitchen, and Florida room. Kitchen improvements include new 36" upper cabinets, a barn door pantry entry, and newer dishwasher and microwave. The second bathroom has been fully remodeled. The major systems here are where this home really shines. The entire home was repiped in 2023 with all-new plumbing — a costly, behind-the-walls upgrade already done for you, giving the next owner true peace of mind. Add to that a roof replaced in 2016, AC in 2022, and a tankless gas water heater for energy efficiency. The pool was resurfaced and pool deck pavers installed in 2023. An EV charger is already installed, ready for your electric vehicle from day one. Additional exterior upgrades include a fenced yard (2018), extended parking pad, front patio pavers, and a sprinkler system on reclaimed water. Windows were replaced by the previous owner (not original), and there's a convenient inside laundry room. This move-in ready home checks a lot of boxes — and the location seals the deal. NOT IN A FLOOD ZONE. Just steps from the Morningside Recreation Center — featuring an outdoor pool with water slides, lighted tennis and basketball courts, a fitness center, double gymnasium, and community programming for all ages. Add to that, you're just minutes from world-famous Clearwater Beach, top-rated dining, shopping, and easy access to both Tampa and St. Pete. Come see it for yourself.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,126

Sqft

0.19 ac

Lot size

2

Garage

1968

Year built

One

Levels

$296

Per sqft

Private poolPets allowed

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorRain Gutters · Sidewalk · Storage

Community & fees

HOA fee$5/mo
Taxes (2025)$4,235/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,154 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,399
PMI (est., until 20% equity)$236
Property tax — 2025 actual bill$353
HOA fee — from the listing$5
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $63,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $63,000
Interest rate6.00%
Loan term

Estimated payment

$4,154/mo

Principal & interest$3,399
PMI (est., until 20% equity)$236
Property taxes (actual bill)$353
HOA / condo fee$5
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $630K
$539KedgeAI estimate $562,041 · range $562K$563K$655K

vs edgeAI estimate

+12.1%

$/sqft vs Clearwater actives

$296 vs $218

Days on market

98 vs 47 typical

Where $296/sqft sits among the 400 Clearwater actives

167
124
62 · this home
14
6
27
$116–200$200–283$283–367$367–451$451–534$534+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Morningside

Map of 1424 STEWART BOULEVARD inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)25 min
Downtown Tampa28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

Morningside — neighborhood snapshot

Population

1,225

Median age

54

Median income

$72,389

Median home value

$349,027

Avg household

2

Households w/ children

73%

For the school run

Pinellas County School District

MiddleOak Grove Middle School★★★★★
ElementaryBelcher Elementary School★★★★★
HighClearwater High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$332K$335K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

218 of 400

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 174% above the CLEARWATER 33764 median. See the full Clearwater market guide →

Paper trail

This home's history

CurrentPrice reduced to $630,000 $30K
Apr 18, 2026Listed at $660,000 · 98 days on market since
1968Built · MORNINGSIDE ESTATES UNIT 6B

Reality check

What actually sold near 1424 STEWART BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2445 GLENANN DRIVESold · Dec ’25

$540,000

2445 GLENANN DRIVE · same community

2 bd · 2 ba · 1,471 sqft · $367/sqft · 6 DOM

2142 IBISSold · Aug ’25

$745,000

2142 IBIS

4 bd · 2 ba · 2,117 sqft · $352/sqft · 87 DOM

2128 SANDPIPER DRIVESold · Oct ’25

$575,000

2128 SANDPIPER DRIVE

4 bd · 2 ba · 2,116 sqft · $272/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1424 STEWART BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1424 STEWART BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1424 STEWART BOULEVARD FAQs

What would the monthly payment be for 1424 STEWART BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,154/mo — principal and interest, the actual property-tax bill, the $5/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1424 STEWART BOULEVARD?+

The association fee works out to $5 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1424 STEWART BOULEVARD?+

The most recent tax bill on record (2025) was $4,235. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1424 STEWART BOULEVARD?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $630,000, this home is listed about 129% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1424 STEWART BOULEVARD?+

Oak Grove Middle School (middle), Belcher Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$630,000 runs 174% above the CLEARWATER 33764 median — but at 2,126 sqft it's also 69% larger than the typical Clearwater listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

98 days on market against a Clearwater median of 47 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $660,000, now $630,000 — a $30K cut. The full history is in the market section below.

Listing courtesy of LISA HALL REALTY, INC · Lisa Hall. MLS #TB8498310.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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