6151 SILVER OAKS DRIVE, ZEPHYRHILLS, FL, 33542
Active109 days on marketListed Apr 15, 2026MLS #TB8498255
About this home
6151 SILVER OAKS DRIVE
Exceptional Renovated Home in Silver Oaks – Zephyrhills This is your chance to own a beautifully updated three-bedroom, two-and-a-half-bathroom home with a two-car garage in the highly desirable Silver Oaks community of Zephyrhills. Located on a quiet street with gated access at the rear of the subdivision, this home offers peace, privacy, and no through traffic—perfect for families or anyone looking for a serene yet convenient location. From the moment you arrive, you'll be struck by the impressive curb appeal and meticulous care this home has received. Inside, the home features luxurious vinyl plank flooring throughout and a thoughtfully designed layout filled with natural light. The completely remodeled kitchen includes elegant quartz countertops, white shaker-style cabinetry, and brand-new stainless steel appliances, making it a dream space for cooking and entertaining. The open-concept kitchen and dining area flow seamlessly into the spacious living room, creating an inviting and functional space for everyday living or hosting guests. The primary bedroom offers a relaxing retreat with generous closet space and a private en-suite bathroom. Two additional bedrooms are well-sized and share a full bathroom, offering flexibility for guests or a home office. A half-bath adds further convenience for both residents and visitors. Beyond the home itself, Silver Oaks is a welcoming and established neighborhood with mature landscaping, tree-lined streets, and a strong sense of community. The HOA is low, and there are no CDD fees—an increasingly rare find in such a prime area. Residents enjoy proximity to everything Zephyrhills has to provide: the YMCA, shopping centers, restaurants, movie theaters, golf courses, and the Epperson and Mirada Lagoon communities. Hospitals and medical offices are just minutes away, making it a perfect location for those who value convenience without sacrificing tranquility. This home combines modern updates, an excellent layout, and a location that offers both lifestyle and value. this is truly one of the best opportunities on the market today in Zephyrhills. Schedule your private showing before it's gone!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,744
Sqft
0.3 ac
Lot size
2
Garage
1988
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$179 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$179/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs SILVER OAKS PH 01
$1 vs $204
Days on market
109 vs 44 typical
Where $1/sqft sits among the 6 homes for sale in SILVER OAKS PH 01
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Silver Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Silver Oaks — neighborhood snapshot
Population
1,158
Median age
39
Median income
$68,546
Median home value
$282,000
Avg household
3
Households w/ children
138
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$310K → $350K
Zephyrhills median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
2 of 6
SILVER OAKS PH 01 have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ZEPHYRHILLS 33542 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 6151 SILVER OAKS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$415,000
6505 HUNTINGTON DRIVE · same community
4 bd · 3 ba · 2,187 sqft · $190/sqft · 22 DOM
Sold · Apr ’26$365,000
6140 SILVER OAKS DRIVE · same community
3 bd · 2 ba · 1,760 sqft · $207/sqft · 52 DOM
Sold · Jul ’26$325,000
6625 FOXMOOR DRIVE · same community
3 bd · 2 ba · 1,334 sqft · $244/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6151 SILVER OAKS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6151 SILVER OAKS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6151 SILVER OAKS DRIVE FAQs
What would the monthly payment be for 6151 SILVER OAKS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $179/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 6151 SILVER OAKS DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $2,600, this home is listed about 99% below the Zephyrhills median of $309,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6151 SILVER OAKS DRIVE?+
West Zephyrhills Elementary School (elementary), Zephyrhills High School (high), Raymond B. Stewart Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ZEPHYRHILLS 33542 market on paper
$2,600 is 99% below the ZEPHYRHILLS 33542 median of $175,000, and at $1/sqft it sits under the Zephyrhills average of $177.
02Time on market is leverage
109 days on market against a Zephyrhills median of 44 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $2,850, now $2,600 — a $250 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PEOPLE'S CHOICE REALTY SVC LLC · Valiyaveedan Thomas. MLS #TB8498255.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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