2525 W BAY DRIVE UNIT A13, BELLEAIR BLUFFS, FL, 33770
Active116 days on marketListed Apr 15, 2026MLS #TB8498195
About this home
2525 W BAY DRIVE UNIT A13
SHORT TERM-RENTAL AVAILABLE January through March 2027 for a 3-month lease. All-ages community, ideally located on the first floor and just steps from Publix, with the beaches only minutes away. This fully furnished, turnkey unit comes complete with linens and kitchenware, ready for immediate occupancy. The home features an updated open-concept kitchen with granite countertops, a spacious living room, and a separate dining area. Additional highlights include an extra storage room and a bathroom with a tub/shower combination. The bedroom comfortably accommodates a king-size bed. Community amenities include a pool, shuffleboard courts, billiards room, and shared laundry facilities.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
690
Sqft
2.84 ac
Lot size
1974
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$170 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$170/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Belleair Bluffs actives
$2 vs $263
Days on market
116 vs 90 typical
Where $2/sqft sits among the 23 Belleair Bluffs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleair Bluffs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleair Bluffs. See the full Belleair Bluffs guide →
BELLEAIR BLUFFS 33770 — neighborhood snapshot
Population
25,005
Median age
49.3
Median income
$58,071
Median home value
$245,200
Avg household
2.22
Households w/ children
2,227
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleair Bluffs market
$234K → $252K
Belleair Bluffs median sold, yr/yr
93.1%
Sale-to-list ratio (12 mo)
15 of 23
Belleair Bluffs actives have cut their price
Median sold price, Belleair Bluffs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the BELLEAIR BLUFFS 33770 median. See the full Belleair Bluffs market guide →
Paper trail
This home's history
Reality check
What actually sold near 2525 W BAY DRIVE UNIT A13
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$112,500
2525 W BAY DRIVE UNIT A33 · same community
1 bd · 1 ba · 690 sqft · $163/sqft · 115 DOM
Sold · Dec ’25$125,000
2525 W BAY DRIVE UNIT C12 · same community
1 bd · 1 ba · 690 sqft · $181/sqft · 99 DOM
Sold · Jan ’26$125,000
2525 W BAY DRIVE UNIT A44 · same community
1 bd · 1.5 ba · 690 sqft · $181/sqft · 113 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2525 W BAY DRIVE UNIT A13 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2525 W BAY DRIVE UNIT A13 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2525 W BAY DRIVE UNIT A13 FAQs
What would the monthly payment be for 2525 W BAY DRIVE UNIT A13?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $170/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2525 W BAY DRIVE UNIT A13?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Belleair Bluffs?+
At $1,400, this home is listed about 100% below the Belleair Bluffs median of $354,999. The market section on this page shows how the area is trending.
Which schools are assigned to 2525 W BAY DRIVE UNIT A13?+
Largo High School (high), Largo Middle School (middle), Ponce De Leon Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BELLEAIR BLUFFS 33770 market on paper
$1,400 is 100% below the BELLEAIR BLUFFS 33770 median of $285,000, and at $2/sqft it sits under the Belleair Bluffs average of $278.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Strong assigned schools
Largo High School, Largo Middle School, Ponce De Leon Elementary School — Ponce De Leon Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Maryann Spearman. MLS #TB8498195.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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