David Ramirez
$659,000$675,0002 bd2.5 ba1,750 sqft$377 /sqft$4,234 /mo all-in ↓

513 HAVEN POINT DRIVE, TREASURE ISLAND, FL, 33706

Active102 days on marketListed Apr 20, 2026MLS #TB8498189

Reduced $16KWaterfrontCondominiumVILLAGE OF PARADISE ISLAND

About this home

513 HAVEN POINT DRIVE

Welcome to waterfront living at its finest, where every detail delivers the ultimate beach lifestyle. This stunning townhome offers breathtaking water views and unforgettable sunsets from multiple outdoor living spaces across all three levels. Enjoy daily sightings of seabirds, dolphins, and manatees right in your backyard, your own private slice of paradise. With dock water access for kayaking, paddleboarding, boating, and fishing, this home is perfect for making the most of coastal living. Designed for both comfort and entertaining, the open concept main living area is filled with natural light and features a cozy wood burning fireplace, powder room, and seamless flow to the dining space. The beautifully updated kitchen showcases all new LG appliances from 2022, granite countertops, and a layout that is perfect for hosting. Upstairs, two spacious bedrooms feature vaulted ceilings and fully updated en suite baths. The primary suite offers a spa like retreat with dual vanities, a walk in shower, and a relaxing jetted tub. A versatile loft space adds flexibility, ideal for a home office, creative studio, playroom, or whatever fits your lifestyle. This home has been thoughtfully upgraded for peace of mind and modern convenience, including: Upstairs A/C replaced in 2022 Main floor A/C replaced in 2024 New water heater in 2024 New washer and dryer in 2024 New water softener in 2025 Updated electrical panel in 2018 Additional highlights include a rare oversized garage with ample storage for all your beach gear, hurricane impact windows and sliders, plantation shutters, Trex decking, and abundant storage throughout. Ideally positioned in a quiet setting across from one of two community pools, with generous guest parking. Enjoy a truly active coastal lifestyle that is pet friendly and made for outdoor living, with space to grill on your patio, tennis and golf nearby, and a newly renovated city park featuring a playground, pickleball courts, and a beautiful waterside walking trail. You are less than a mile from the beach and local markets, and just minutes to downtown St. Petersburg’s dining, shopping, and nightlife. Boat slips may be available for rent, and furnishings are negotiable, making this an easy move in opportunity. - Masterpiece Realty of Tampa Bay - Melissa Dann, Broker and Sawyer Dann, Realtor

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,750

Sqft

1

Garage

1979

Year built

Three Or More

Levels

$377

Per sqft

WaterfrontFireplacePool & Water viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Central Vacuum · Crown Molding · Open Floorplan · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewPool · Water
FacesWest
ParkingCovered · Garage Door Opener · Guest · Oversized · Underground · Workshop in Garage
ExteriorBalcony · Sliding Doors · Storage

Community & fees

Taxes (2026)$3,250/yr
PetsYes
CommunityBoat Slip · Dock · Fishing · Water Access · Buyer Approval Required · Deed Restrictions · Pool

Utilities & systems

UtilitiesCable Available · Public · Street Lights
WaterCanal/Lake For Irrigation

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,234 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,556
PMI (est., until 20% equity)$247
Property tax — 2026 actual bill$271
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $65,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $65,900
Interest rate6.00%
Loan term

Estimated payment

$4,234/mo

Principal & interest$3,556
PMI (est., until 20% equity)$247
Property taxes (actual bill)$271
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $659K
$536KedgeAI estimate $583,111 · range $558K$658K$685K

vs edgeAI estimate

+13%

$/sqft vs VILLAGE OF PARADISE ISLAND

$377 vs $345

Days on market

102 vs 74 typical

Where $377/sqft sits among the 6 homes for sale in VILLAGE OF PARADISE ISLAND

1
1
2
1 · this home
0
1
$228–273$273–319$319–364$364–409$409–455$455+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Treasure Island

Map of 513 HAVEN POINT DRIVE

Drive times from this address

Downtown Tampa37 min
Tampa Int’l Airport (TPA)37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Treasure Island. See the full Treasure Island guide →

TREASURE ISLAND 33706 — neighborhood snapshot

Population

15,347

Median age

62.2

Median income

$97,364

Median home value

$616,800

Avg household

1.79

Households w/ children

453

For the school run

Pinellas County School District

MiddleAzalea Middle School★★★★
ElementaryAzalea Elementary School★★★★
HighBoca Ciega High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Treasure Island market

Seller’s marketLeans buyer12.4 months of inventoryBuyer’s market

$685K$648K

Treasure Island median sold, yr/yr

93.5%

Sale-to-list ratio (12 mo)

2 of 6

VILLAGE OF PARADISE ISLAND have cut their price

Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 47% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →

Paper trail

This home's history

CurrentPrice reduced to $659,000 $16K
Apr 20, 2026Listed at $675,000 · 102 days on market since
1979Built · VILLAGE OF PARADISE ISLAND

Reality check

What actually sold near 513 HAVEN POINT DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

340 84TH AVENUESold · Apr ’26

$315,000

340 84TH AVENUE

3 bd · 2 ba · 1,777 sqft · $177/sqft · 40 DOM

453 85TH AVENUESold · Mar ’26

$770,000

453 85TH AVENUE

3 bd · 2 ba · 1,916 sqft · $402/sqft · 112 DOM

436 87TH AVENUESold · Jul ’26

$542,000

436 87TH AVENUE

3 bd · 2 ba · 1,519 sqft · $357/sqft · 39 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 513 HAVEN POINT DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 513 HAVEN POINT DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

513 HAVEN POINT DRIVE FAQs

What would the monthly payment be for 513 HAVEN POINT DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,234/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 513 HAVEN POINT DRIVE?+

The most recent tax bill on record (2026) was $3,250. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 513 HAVEN POINT DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Treasure Island?+

At $659,000, this home is priced right at the Treasure Island median.

Which schools are assigned to 513 HAVEN POINT DRIVE?+

Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$659,000 runs 47% above the TREASURE ISLAND 33706 median — but at 1,750 sqft it's also 34% larger than the typical Treasure Island listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $675,000, now $659,000 — a $16K cut. The full history is in the market section below.

Listing courtesy of MASTERPIECE RLTY OF TAMPA BAY · Melissa Dann. MLS #TB8498189.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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