1125 MONTROSE PLACE, DUNEDIN, FL, 34698
Active109 days on marketListed Apr 15, 2026MLS #TB8498092
About this home
1125 MONTROSE PLACE
Discover your perfect low-maintenance retreat in this meticulously maintained 1-bedroom, 1-bath villa in the desirable Scotsdale 55+ community in Dunedin. Whether you’re looking for a seasonal escape or a year-round residence, this inviting home delivers comfort, convenience, and an active lifestyle. The thoughtful floor plan features a spacious great room, an eat-in kitchen, a utility closet with a brand-new full-size washer and dryer, a generous bedroom, a guest hall bath, and a bright enclosed Florida room lined with wall-to-wall windows that floods the space with natural light. Just steps from your door, you’ll enjoy a convenient covered parking spot. Recent upgrades include a new hot water heater (2026) and a newer HVAC system (2025), giving you peace of mind for years to come. Nestled in a serene, park-like setting, the community offers resort-style amenities including two pools (one heated), tennis, pickleball, shuffleboard, and a welcoming clubhouse featuring billiards, ping-pong, bingo, cards, and a full calendar of social activities. The grounds are beautifully maintained and border both private and public parks. Just minutes away, enjoy everything the Dunedin area has to offer: pristine beaches, scenic parks, casual and fine dining, rooftop bars, microbreweries, charming cafes, bike trails, boating, fishing, downtown festivals, concerts, art shows, spring training baseball, championship golf, breathtaking sunsets, and vibrant events at the Community and Fine Art Centers. This move-in-ready villa is ideal for buyers seeking a maintenance-free home with an active, vibrant 55+ lifestyle. A must-see—schedule your private showing today!
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
660
Sqft
0 ac
Lot size
1983
Year built
One
Levels
$227
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,304 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,304/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Dunedin actives
$227 vs $298
Days on market
109 vs 51 typical
Where $227/sqft sits among the 262 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
157 of 262
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% below the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 1125 MONTROSE PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$190,000
1106 TARRIDON COURT · same community
2 bd · 2 ba · 730 sqft · $260/sqft · 2 DOM
Sold · Apr ’26$160,000
1114 CASTLEMAY CIRCLE · same community
2 bd · 2 ba · 730 sqft · $219/sqft · 43 DOM
Sold · Jul ’26$155,000
1128 TARRIDON COURT · same community
1 bd · 1 ba · 560 sqft · $277/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1125 MONTROSE PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1125 MONTROSE PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1125 MONTROSE PLACE FAQs
What would the monthly payment be for 1125 MONTROSE PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,304/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1125 MONTROSE PLACE?+
The most recent tax bill on record (2025) was $2,342. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1125 MONTROSE PLACE?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $149,900, this home is listed about 62% below the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1125 MONTROSE PLACE?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the DUNEDIN 34698 market on paper
$149,900 is 50% below the DUNEDIN 34698 median of $300,000, and at $227/sqft it sits under the Dunedin average of $330.
02Tennis Court & Trees/Woods views
The tennis court and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
109 days on market against a Dunedin median of 51 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $169,900, now $149,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · JD Kaufman. MLS #TB8498092.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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