11830 86TH AVENUE, SEMINOLE, FL, 33772
Active85 days on marketListed May 1, 2026MLS #TB8498017
About this home
11830 86TH AVENUE
Welcome to this unique 4-bedroom, 2-bathroom home located in the heart of Seminole! This non-flood zone property offers a fantastic opportunity with lots of potential, featuring a brand-new roof and updated electrical panel (2024) for added peace of mind. Inside, you’ll find a blend of classic terrazzo and hardwood flooring, along with a built-in oven that adds character to the kitchen space. One bathroom features a convenient double sink, while another showcases a modern waterfall showerhead for a touch of luxury. Step outside to enjoy a screened-in pool with a newly resurfaced finish (2025), perfect for relaxing or entertaining, along with a patio area ideal for outdoor gatherings. The large fenced-in backyard provides ample space for pets, play, or gardening, and includes a storage shed for added convenience. Situated just minutes from Seminole City Center, this home combines location, charm, and opportunity in one appealing package! Schedule your showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,726
Sqft
0.21 ac
Lot size
1
Garage
1960
Year built
Two
Levels
$258
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,125 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,125/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−32.4%
$/sqft vs Seminole actives
$258 vs $252
Days on market
85 vs 44 typical
Where $258/sqft sits among the 300 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ridgewood Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Ridgewood Estates — neighborhood snapshot
Population
234
Median age
56
Median income
$81,806
Median home value
$327,400
Avg household
2
Households w/ children
17%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$410K → $410K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
163 of 300
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 128% above the SEMINOLE 33772 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 11830 86TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$500,000
11623 84TH AVENUE · same community
3 bd · 2 ba · 1,637 sqft · $305/sqft · 12 DOM
Sold · Nov ’25$765,000
15345 SW 272nd Street, Homestead FL 33032 · same community
3 bd · 2 ba · 1,924 sqft · $398/sqft · 83 DOM
Sold · Oct ’25$485,000
3503 KINGSWOOD DRIVE · same community
3 bd · 2 ba · 2,032 sqft · $239/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11830 86TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11830 86TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11830 86TH AVENUE FAQs
What would the monthly payment be for 11830 86TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,125/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11830 86TH AVENUE?+
The most recent tax bill on record (2025) was $1,781. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Seminole?+
At $445,000, this home is listed about 8% above the Seminole median of $410,950. The market section on this page shows how the area is trending.
Which schools are assigned to 11830 86TH AVENUE?+
Richard O Jacobson Technical High School At Seminole (high), Seminole Elementary School (elementary), Osceola Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$445,000 runs 128% above the SEMINOLE 33772 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Richard O Jacobson Technical High School At Seminole, Seminole Elementary School, Osceola Middle School — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $462,500, now $445,000 — a $18K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Joe Bennett, Llc. MLS #TB8498017.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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