David Ramirez
$100,000$149,9002 bd2 ba1,248 sqft$80 /sqft$846 /mo all-in ↓

7920 RADCLIFFE CIRCLE, PORT RICHEY, FL, 34668

Active108 days on marketListed Apr 15, 2026MLS #TB8497843

Priced 59% below the PORT RICHEY 34668 medianReduced $50KFully furnishedVillaORCHARDS RADCLIFFE CONDO

About this home

7920 RADCLIFFE CIRCLE

Are you looking for an amazing villa with a POND VIEW at an amazing price? Are you looking for something where you can make it all your own? Here is a RARE OPPORTUNITY! Live the Resort Lifestyle Every Day in This Villa with Serene POND VIEWS! NO REAR NEIGHBORS! Welcome to your dream home with loads of possibilities where you can make it all your own! Priced to SELL and enjoy you equity!!* PRICED WELL BELOW MARKET VALUE!!!!* SELLER SAYS SELL!!! Priced where you can make all of your dream improvements! Orchards of Radcliffe 55+ gated community, where comfort, convenience, and charm come together. This 2-bedroom, 2-bathroom villa over 1200 sq feet of living space WOW! Recent updates are HVAC 2023, Hot water heater 2020 and Roof 2019. This villa just needs your special touches to make it your own! This villa is the perfect blend of peaceful living and active lifestyle—with breathtaking views of the pond right outside your screened in Patio. No rear neighbors, just tranquil water views and birdsong. Step inside and you’ll find a spacious, open floor plan that is filled with natural light with cathedral ceilings! Both the primary suite and guest bedroom have spacious walk in closets! The laundry room are well-appointed with a washer and dryer and storage. Also this villa has attic storage as well! Need more storage? You’ve got it! Covered parking right outside your door; includes an additional storage space. Enjoy morning coffee on the screened in patio or walk just a short distance to the clubhouse, pool, and spa, where you’ll find plenty of activities and social events. This pet-friendly community allows up to two pets (40lb limit)—so your furry friends are welcome too. This is more than just a home—it’s a low-maintenance lifestyle! Your monthly fee covers nearly everything: exterior maintenance, Insurance on the building, roof, pest control, water, sewer, trash, extended cable, escrow reserves, internet, gated community with an alarm system, access to the clubhouse, pool and spa! Wow! Just pay for your electric and your phone and you are all set! Conveniently located close to great shopping Lowes Home Depot, Walmart; dining, and more, this move-in-ready villa won’t last long. This villa isn't just a home; it's a lifestyle! Only 30 min to Tampa International Airport and just 35 minutes to Florida's Beaches!! Hurry fast as this villa will not last!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,248

Sqft

0.03 ac

Lot size

1986

Year built

One

Levels

$80

Per sqft

Water viewFurnished55+ community

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range Hood · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNorth
ExteriorSidewalk

Community & fees

Taxes (2025)$631/yr
PetsCats OK, Dogs OK
CommunityBuyer Approval Required · Clubhouse · Deed Restrictions · Gated Community - No Guard · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$846 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$589
FHA mortgage insurance (est.)$44
Property tax — 2025 actual bill$53
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,500
Interest rate6.00%
Loan term

Estimated payment

$846/mo

Principal & interest$589
FHA mortgage insurance (est.)$44
Property taxes (actual bill)$53
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $100K
$96KedgeAI estimate $180,247 · range $174K$198K$206K

vs edgeAI estimate

−44.5%

$/sqft vs Port Richey actives

$80 vs $192

Days on market

108 vs 38 typical

Where $80/sqft sits among the 328 Port Richey actives

20 · this home
54
98
89
36
31
$80–119$119–158$158–197$197–236$236–274$274+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orchards Of Radcliffe

Map of 7920 RADCLIFFE CIRCLE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)50 min
Downtown Tampa53 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Port Richey. See the full Port Richey guide →

Orchards Of Radcliffe — neighborhood snapshot

Population

566

Median age

48

Median income

$29,201

Median home value

$168,400

Avg household

2

Households w/ children

70%

For the school run

Pasco County School District

ElementaryChasco Elementary School★★★★
MiddleChasco Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Richey market

Seller’s marketBalanced5.3 months of inventoryBuyer’s market

$250K$237K

Port Richey median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

172 of 328

Port Richey actives have cut their price

Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 59% below the PORT RICHEY 34668 median. See the full Port Richey market guide →

Paper trail

This home's history

CurrentPrice reduced to $100,000 $50K
Apr 15, 2026Listed at $149,900 · 108 days on market since
1986Built · ORCHARDS RADCLIFFE CONDO

Reality check

What actually sold near 7920 RADCLIFFE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7839 RADCLIFFE CIRCLESold · Sep ’25

$110,000

7839 RADCLIFFE CIRCLE · same community

2 bd · 2 ba · 1,248 sqft · $88/sqft · 14 DOM

7821 RADCLIFFE CIRCLESold · Oct ’25

$150,000

7821 RADCLIFFE CIRCLE · same community

2 bd · 2 ba · 1,248 sqft · $120/sqft · 48 DOM

7715 RADCLIFFE CIRCLESold · Jan ’26

$168,500

7715 RADCLIFFE CIRCLE · same community

2 bd · 2 ba · 1,248 sqft · $135/sqft · 172 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7920 RADCLIFFE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7920 RADCLIFFE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

7920 RADCLIFFE CIRCLE FAQs

What would the monthly payment be for 7920 RADCLIFFE CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $846/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7920 RADCLIFFE CIRCLE?+

The most recent tax bill on record (2025) was $631. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7920 RADCLIFFE CIRCLE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Richey?+

At $100,000, this home is listed about 61% below the Port Richey median of $259,000. The market section on this page shows how the area is trending.

Which schools are assigned to 7920 RADCLIFFE CIRCLE?+

Chasco Elementary School (elementary), Chasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the PORT RICHEY 34668 market on paper

$100,000 is 59% below the PORT RICHEY 34668 median of $245,500, and at $80/sqft it sits under the Port Richey average of $205.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

108 days on market against a Port Richey median of 38 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $149,900, now $100,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Amy Knightley. MLS #TB8497843.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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