909 HART STREET, CLEARWATER, FL, 33755
Active105 days on marketListed Apr 23, 2026MLS #TB8497842
About this home
909 HART STREET
Virtually Staged. Unique homes like 909 Hart St in Clearwater do not come along often. Thoughtfully renovated this 4-bedroom, 3-bathroom home is full of character, charm, and stylish updates that set it apart from the typical cookie-cutter property. Best of all, there is no HOA and no CDD, helping keep ownership costs lower. A true standout feature is the oversized remodeled swimming pool, which adds exceptional value and lifestyle appeal. In Florida, having a large updated pool is a major advantage — perfect for cooling off during the long summer months, entertaining guests, hosting pool parties, or simply enjoying your own private backyard retreat year-round. A charming front patio welcomes you in and offers the perfect place to enjoy your morning coffee and Florida’s beautiful weather. Inside, the spacious family room features a large fireplace, creating a warm and inviting space for relaxing or entertaining. The updated kitchen is both functional and stylish, featuring stainless steel appliances, newer cabinetry, granite countertops, and a light gray backsplash. Just beyond the kitchen, the generously sized dining room is ideal for gathering with family and friends. Tile and vinyl flooring flow throughout the home, with no carpet anywhere. Most of the windows have been replaced, adding to the home’s overall value, appeal, and peace of mind for the new owner. The renovated bathrooms feature tasteful contemporary finishes, and the oversized laundry room offers abundant cabinet storage along with a utility sink for added convenience. The private primary suite includes a large sitting area that works perfectly as a home office, workout space, or quiet retreat, with views of the patio and pool. Situated on a large lot, the fully fenced backyard is designed for enjoying the very best of the Florida lifestyle. Complete with an outdoor kitchen, spacious entertaining areas, and the oversized remodeled pool, this outdoor space is made for weekend BBQs, family gatherings, and relaxed evenings at home. Properties with this much personality, outdoor living space, and pool appeal are hard to find.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,064
Sqft
0.17 ac
Lot size
1947
Year built
One
Levels
$235
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,845 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,845/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−52.8%
$/sqft vs Clearwater actives
$235 vs $227
Days on market
105 vs 55 typical
Where $235/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33755 — neighborhood snapshot
Population
28,057
Median age
41.3
Median income
$59,613
Median home value
$300,200
Avg household
2.46
Households w/ children
2,788
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $350K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
224 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% above the CLEARWATER 33755 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 909 HART STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$443,000
905 PLAZA STREET · same community
4 bd · 3 ba · 1,484 sqft · $299/sqft · 0 DOM
Sold · Jul ’26$335,000
911 HART STREET · same community
3 bd · 2 ba · 1,104 sqft · $303/sqft · 18 DOM
Sold · Dec ’25$470,000
904 S SAN REMO AVENUE
3 bd · 3 ba · 2,008 sqft · $234/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 909 HART STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 909 HART STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
909 HART STREET FAQs
What would the monthly payment be for 909 HART STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,845/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 909 HART STREET?+
The most recent tax bill on record (2024) was $7,388. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Clearwater?+
At $485,000, this home is listed about 76% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 909 HART STREET?+
Skycrest Elementary School (elementary), Clearwater High School (high), Dunedin Highland Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$485,000 runs 37% above the CLEARWATER 33755 median — but at 2,064 sqft it's also 65% larger than the typical Clearwater listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Skycrest Elementary School, Clearwater High School, Dunedin Highland Middle School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $495,000, now $485,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Sharon Wang. MLS #TB8497842.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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