David Ramirez
$749,000$899,9993 bd3 ba2,824 sqft$265 /sqft$6,390 /mo all-in ↓

29922 BAYWOOD LANE, WESLEY CHAPEL, FL, 33543

Active119 days on marketListed Apr 15, 2026MLS #TB8497505

Reduced $151KWaterfrontFully furnishedSingle Family ResidenceSADDLEBROOK

About this home

29922 BAYWOOD LANE

HUGE PRICE DROP...ONE-OF-A-KIND, ONE-STORY CLUSTER HOME, THE SIZE OF A SINGLE-FAMILY HOME THAT HAS BEEN UPDATED FOR YOU SO, YOU CAN MOVE IN AND BEGIN ENJOYING THE SADDLEBROOK LIFESTYLE! COME VIEW THIS MASTERPIECE ON THE GOLF COURSE WITH A WATERVIEW PLUS VIEWS LIKE NO OTHER LOCATION OFFERS...YOU MUST COME TO SEE. THE INTERIOR OFFERS ENGINEERED WOOD FLOORING AND PORCELAIN TILEFLOORS, PLANTATION SHUTTERS, NEW WINDOWS AND DOORS, A STONE FIREPLACE AND A KITCHEN THAT IS AWOMAN'S DREAM. THE OFFICE / STUDY IS BRILLIANT AND THE BAR IS GREAT IN THE FAMILY ROOM OVERLOOKING THE GOLF COURSE, AND THE LANAI, SUPER FOR ENTERTAING. THE 3.5 CAR GARAGE IS A MAN'S CAVE RENOVATED WITH "GLADIATOR" PRODUCTS THROUGHOUT. IT IS OUTSTANDING AND A MUST-SEE TO BELIEVE! IT IS A MAN'S WISH LIST ANSWERED. A WOMAN'S DREAM IS TO HAVE BUILT-IN CLOSETS AND THIS HOME ANSWERS THIS FOR HER WITH ORGANIZATION AND MAXIMUM STORAGE SPACE. HOA HAS SAID THERE IS ROOM FOR A SWIMMING POOL IF BUYER WASNTS TO INSTALL ONE. JUST NEED POOL PLANS AND COUNTY APPROVAL. THIS IS A MODEL PERFECT HOME FOR THE DISCRIMINATING BUYER LOOKING FOR THE HOME OF THEIR DREAMS! TAKE ANOTHER LOOK WITH THIS HUGE DROP IN PRICE!!!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,824

Sqft

0.21 ac

Lot size

4

Garage

1986

Year built

One

Levels

$265

Per sqft

WaterfrontGolf Course & Water viewFurnishedPets allowed

Inside

FlooringPorcelain Tile · Hardwood
AppliancesBar Fridge · Dishwasher · Electric Water Heater · Ice Maker · Microwave · Refrigerator · Trash Compactor · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Primary Bedroom Main Floor · Skylight(s) · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air · Humidity Control
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionWood Frame · Wood Siding
FoundationSlab
ViewGolf Course · Water
FacesNorthwest
ParkingCovered · Driveway · Garage Door Opener · Garage Faces Side · Golf Cart Garage · Golf Cart Parking · Ground Level · Guest · Oversized · Parking Pad
ExteriorFrench Doors · Outdoor Grill · Private Mailbox

Community & fees

HOA fee$1,100/mo
Taxes (2025)$9,696/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Size Limit, Yes
CommunityDeed Restrictions · Gated Community - Guard · Golf Carts OK · Golf · Pool · Special Community Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,390 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,042
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$808
HOA fee — from the listing$1,100
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $74,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $74,900
Interest rate6.00%
Loan term

Estimated payment

$6,390/mo

Principal & interest$4,042
PMI (est., until 20% equity)$281
Property taxes (actual bill)$808
HOA / condo fee$1,100
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $749K
$625KedgeAI estimate $716,848 · range $651K$772K$803K

vs edgeAI estimate

+4.5%

$/sqft vs SADDLEBROOK

$265 vs $203

Days on market

119 vs 48 typical

Where $265/sqft sits among the 8 homes for sale in SADDLEBROOK

6
0
1 · this home
0
0
1
$178–208$208–238$238–269$269–299$299–329$329+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Saddlebrook

Map of 29922 BAYWOOD LANE inside its neighborhood boundary

Drive times from this address

Downtown Tampa32 min
Tampa Int’l Airport (TPA)43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wesley Chapel. See the full Wesley Chapel guide →

Saddlebrook — neighborhood snapshot

Population

1,484

Median age

55

Median income

$122,269

Median home value

$592,061

Avg household

2

Households w/ children

202

For the school run

Pasco County School District

ElementaryWesley Chapel Elementary School★★★★★
HighWesley Chapel High School★★★★★
MiddleThomas E. Weightman Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Wesley Chapel market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$440K$439K

Wesley Chapel median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

2 of 8

SADDLEBROOK have cut their price

Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 114% above the WESLEY CHAPEL 33543 median. See the full Wesley Chapel market guide →

Paper trail

This home's history

CurrentPrice reduced to $749,000 $151K
Apr 15, 2026Listed at $899,999 · 119 days on market since
1986Built · SADDLEBROOK

Reality check

What actually sold near 29922 BAYWOOD LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5406 BLUE HERON LANESold · Jan ’26

$800,000

5406 BLUE HERON LANE · same community

4 bd · 3 ba · 2,839 sqft · $282/sqft · 137 DOM

1517 BLUE GRASS BOULEVARDSold · Jul ’26

$434,000

1517 BLUE GRASS BOULEVARD · same community

4 bd · 3 ba · 2,794 sqft · $155/sqft · 49 DOM

3374 FURLONG WAYSold · Jul ’26

$610,000

3374 FURLONG WAY · same community

4 bd · 3 ba · 2,686 sqft · $227/sqft · 24 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 29922 BAYWOOD LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 29922 BAYWOOD LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

29922 BAYWOOD LANE FAQs

What would the monthly payment be for 29922 BAYWOOD LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,390/mo — principal and interest, the actual property-tax bill, the $1,100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 29922 BAYWOOD LANE?+

The association fee works out to $1,100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 29922 BAYWOOD LANE?+

The most recent tax bill on record (2025) was $9,696. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 29922 BAYWOOD LANE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wesley Chapel?+

At $749,000, this home is listed about 71% above the Wesley Chapel median of $438,750. The market section on this page shows how the area is trending.

Which schools are assigned to 29922 BAYWOOD LANE?+

Wesley Chapel Elementary School (elementary), Wesley Chapel High School (high), Thomas E. Weightman Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$749,000 runs 114% above the WESLEY CHAPEL 33543 median — but at 2,824 sqft it's also 34% larger than the typical Wesley Chapel listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $1,100/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

119 days on market against a Wesley Chapel median of 48 — sellers in this position are usually ready to negotiate.

05The price has already moved

Listed at $899,999, now $749,000 — a $151K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 BILL NYE REALTY · Liz Alonso. MLS #TB8497505.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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