7323 LUMBER PORT DRIVE, RUSKIN, FL, 33573
Active108 days on marketListed Apr 16, 2026MLS #TB8497481
About this home
7323 LUMBER PORT DRIVE
Welcome to this beautifully maintained 5 BEDROOM, two-and-a-half-bathroom home located in the highly desirable Cypress Creek community. This home features major updates for peace of mind, including a 2025 roof and 2025 AC system, along with a water softener and reverse osmosis system. This spacious two-story residence offers modern updates, a functional layout, and a fantastic location close to everything you need. Step inside to a welcoming foyer entry with a convenient coat closet, leading into an open-concept first floor designed for both everyday living and entertaining. The living and dining room combination features engineered hardwood flooring and elegant crown molding, creating a warm and inviting atmosphere. The BRAND NEW KITCHEN is thoughtfully designed with NEW stainless steel appliances, quartz countertops, beautifully updated cabinetry with modern hardware, a separate pantry for extra storage, and a charming breakfast nook. A convenient half bath is also located downstairs. The primary suite is privately situated on the first floor and offers generous space, a large walk-in closet, and an en-suite bathroom complete with a dual-sink vanity, updated cabinetry, glass-enclosed shower, and additional linen storage. Upstairs, you’ll find a versatile loft area - perfect for a second living space, home office, or craftspace- along with four additional bedrooms, all featuring sizeable closets. The loft and hallway showcase durable wood-look vinyl plank flooring, while all bedrooms, including the primary, are comfortably carpeted. A full bathroom with a tub/shower combination serves the upstairs bedrooms. Enjoy outdoor living in the fully fenced backyard, complete with a covered patio ideal for grilling and relaxing while pets and guests enjoy the open space. Residents of Cypress Creek enjoy access to fantastic community amenities, including a pool, playground, and pickleball courts. Conveniently located near Interstate 75, shopping centers, multiple golf courses, Southshore Sportsplex, and Bullfrog Creek Wildlife and Environmental Area, this home also offers easy access to zoned schools and everyday conveniences. Property is also zoned for Morgan High School, and sellers have a LOW INTEREST ASSUMABLE VA LOAN on the property. Don’t miss your opportunity to own this spacious and well-appointed home in one of Ruskin’s most sought-after communities - schedule your showing today!
Facts & features
The home at a glance
5
Bedrooms
2.5
Bathrooms
2,142
Sqft
0.1 ac
Lot size
2
Garage
2010
Year built
Two
Levels
$170
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,156 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,156/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.4%
$/sqft vs CYPRESS CREEK PH 3
$170 vs $165
Days on market
108 vs 51 typical
Where $170/sqft sits among the 6 homes for sale in CYPRESS CREEK PH 3
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33573 — neighborhood snapshot
Population
30,820
Median age
68.5
Median income
$68,431
Median home value
$270,600
Avg household
1.98
Households w/ children
1,606
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
2 of 6
CYPRESS CREEK PH 3 have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% above the RUSKIN 33573 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 7323 LUMBER PORT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$293,000
6307 TRENT CREEK DRIVE · same community
4 bd · 2.5 ba · 2,007 sqft · $146/sqft · 74 DOM
Sold · Oct ’25$310,000
7231 SOMERSET POND DRIVE · same community
4 bd · 2 ba · 1,918 sqft · $162/sqft · 312 DOM
Sold · Sep ’25$280,000
7504 TURTLE VIEW DRIVE · same community
4 bd · 3 ba · 1,911 sqft · $147/sqft · 88 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7323 LUMBER PORT DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7323 LUMBER PORT DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7323 LUMBER PORT DRIVE FAQs
What would the monthly payment be for 7323 LUMBER PORT DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,156/mo — principal and interest, the actual property-tax bill, the $87/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7323 LUMBER PORT DRIVE?+
The association fee works out to $87 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7323 LUMBER PORT DRIVE?+
The most recent tax bill on record (2025) was $7,188. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7323 LUMBER PORT DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $365,000, this home is listed about 4% above the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Which schools are assigned to 7323 LUMBER PORT DRIVE?+
Doby Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$365,000 runs 47% above the RUSKIN 33573 median.
02Time on market is leverage
108 days on market against a Ruskin median of 51 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $375,000, now $365,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Robert Paolini. MLS #TB8497481.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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