64 THATCH PALM STREET W, LARGO, FL, 33770
Active102 days on marketListed Apr 14, 2026MLS #TB8497397
About this home
64 THATCH PALM STREET W
Are you ready to join a vibrant 55+ community that offers a wide range of amenities designed to keep you active and engaged? Palm Hill Country Club is a 55+ cooperative community that invites you to enjoy an exceptional lifestyle. Residents have access to pools, jacuzzies, a golf course, tennis courts, pickle ball, shuffleboard, clubhouses, bocce ball, billiards, and organized excursions, among many other activities. Palm Hill is known for its welcoming atmosphere, where friendly neighbors are always ready to greet you. The community provides a well-organized living experience with a single monthly fee of $595, covering water, sewer, trash removal, recycling pickup, lawn care, cable, and internet. Inside the comforts of Palm Hill Country Club is where you will find this 2005 two bed, two bath newer manufactured home. The present owner has completed significant updates to the property since 2019. A roof-over was added in2019. In 2021 appliances and the kitchen sink were updated. Pavers were added to the front and carport in 2022. Laminate floors and carpets with sub floors present a modern look. In 2024 windows were replaced with double panes throughout, which created huge energy savings. Both baths also have countertops replaced with appealing quartz. The floorplan is both functional and attractive. The kitchen and dining area have laminated floors. There is a kitchen table at the far end of the kitchen with a utility closet to one side. The work area has stainless appliances on both sides for convenient use and a kitchen sink in front of a window. Beyond the work area is the more formal dining space and to the left there is a natural flow to the living room. Bay windows allow light to filter inside. The ceiling has an impressive, elevated area. The bedrooms are separated by the living room. The large primary is at the end close to the dining space and has a huge wall closet and an ensuite bath on the other side of the room. The guest bath and guest bedroom lies off the far end of the living room. The home has an open airy feel, higher ceilings, wall color, and new style ceiling fans that are sure to attract. The owners are in the process of deciding what furnishings will stay and will have a list. Driving by you will want to stop the car. The exterior stands out with its newer look, light, colored siding, cozy front porch and long carport, big enough for two cars. At the end of the driveway there is an outside utility shed for more storage. Please call to set up a time to see this striking home. If you are looking for a newer home this is a plus. A share in the community is included.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,269
Sqft
0 ac
Lot size
2005
Year built
One
Levels
$165
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,194 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,194/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+47%
$/sqft vs PALM HILL MOBILE HOME PARK UNREC
$165 vs $119
Days on market
102 vs 42 typical
Where $165/sqft sits among the 16 homes for sale in PALM HILL MOBILE HOME PARK UNREC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Palm Hill — neighborhood snapshot
Population
1,485
Median age
61
Median income
$56,382
Median home value
$129,997
Avg household
2
Households w/ children
82%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
10 of 16
PALM HILL MOBILE HOME PARK UNREC have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the LARGO 33770 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 64 THATCH PALM STREET W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$166,840
261 SAGO PALM STREET · same community
2 bd · 2 ba · 1,284 sqft · $130/sqft · 92 DOM
Sold · Aug ’25$116,000
225 ROYAL PALM CIRCLE · same community
2 bd · 2 ba · 1,284 sqft · $90/sqft · 184 DOM
Sold · May ’26$173,000
672 SUGAR PALM STREET · same community
2 bd · 2 ba · 1,296 sqft · $133/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 64 THATCH PALM STREET W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 64 THATCH PALM STREET W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
64 THATCH PALM STREET W FAQs
What would the monthly payment be for 64 THATCH PALM STREET W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,194/mo — principal and interest, the actual property-tax bill, the $595/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 64 THATCH PALM STREET W?+
The association fee works out to $595 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 64 THATCH PALM STREET W?+
The most recent tax bill on record (2025) was $1,394. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 64 THATCH PALM STREET W?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $209,000, this home is listed about 22% below the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 64 THATCH PALM STREET W?+
Largo Middle School (middle), Largo High School (high), Southern Oak Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the LARGO 33770 market on paper
$209,000 is 24% below the LARGO 33770 median of $275,000, and at $165/sqft it sits under the Largo average of $247.
02Know the monthly fee
The association fee is $595/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
102 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Largo Middle School, Largo High School, Southern Oak Elementary School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $219,000, now $209,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER PICKETT FENCES REALTY · Pam Raymond. MLS #TB8497397.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Largo homes, in your inbox
Like 64 THATCH PALM STREET W but not quite? A daily digest of every new listing in Largo — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →